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Liquidity
Market cap
₹13,077 Cr
Revenue (TTM)
₹13,091 Cr
Net Profit (TTM)
₹2,143 Cr
ROE
17.5 %
ROCE
20.5 %
P/E Ratio
6.1
P/B Ratio
0.9
Industry P/E
10.27
EV/EBITDA
2.8
Div. Yield
1.8 %
Debt to Equity
0.2
Book Value
₹129.4
EPS
₹19.5
Face value
1
Shares outstanding
1,101,182,463
CFO
₹5,864.32 Cr
EBITDA
₹175.81 Cr
Net Profit
₹4,257.97 Cr
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| 18.5 | 15.1 | 20.7 | 27.7 | 36.8 | 34.8 | 6.9 |
|
BSE Bankex
| -9.2 | -11.9 | -9.0 | 5.3 | 10.3 | 9.4 | 12.9 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| -0.2 | -19.2 | 116.9 | 56.0 | 49.3 | -22.3 | -22.7 |
|
BSE Small Cap
| -6.6 | 29.0 | 47.5 | -1.8 | 62.8 | 32.1 | -6.8 |
|
BSE Bankex
| 15.6 | 6.1 | 11.2 | 21.0 | 12.6 | -2.1 | 20.7 |
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Company |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
J&k Bank
|
118.8 | 13,076.5 | 13,090.8 | 2,153.4 | 13.6 | 14.3 | 6.1 | 0.9 |
| 34.2 | 30,955.8 | 35,123.2 | 4,787.0 | 3.9 | 12.5 | 6.3 | 0.9 | |
| 241.4 | 17,918.6 | 6,546.9 | 1,254.6 | 13.4 | 12.9 | 14.3 | 1.7 | |
| 361.3 | 6,268.9 | 4,285.2 | 622.0 | -3.3 | 13.5 | 10.1 | 1.3 | |
| 169.8 | 5,462.7 | 7,239.1 | 703.0 | 5.5 | 12.1 | 7.8 | 0.9 | |
| 22.3 | 884.5 | 1,509.1 | 88.2 | -1.7 | 6.2 | 10 | 0.7 | |
| 150.8 | 1,255.4 | 236.8 | 69.4 | -594.7 | 9.3 | 18.1 | 1.6 | |
| 263.9 | 25,519.5 | 10,686.6 | 2,298.7 | 15.8 | 18.6 | 11.1 | 1.9 | |
| 297.3 | 18,373.4 | 14,092.5 | 721.6 | -5.6 | 4.5 | 25.5 | 1.1 | |
| 36.0 | 9,420.4 | 9,660.5 | 1,390.7 | 2.9 | 13 | 6.8 | 0.9 |
1 min read•By Research Desk
5 min read•By Vikas Vardhan
3 min read•By Research Desk
2 min read•By Research Desk
Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary,... pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. In addition, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Further, the company provides government sponsored schemes; life and non-life insurance products; debit and credit cards; and merchant acquiring services. Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India. Read more
Incorporated
1938
Chairman
S Krishnan
Managing Director
Amitava Chatterjee
Group
PSU
Headquarters
Srinagar, Jammu & Kashmir
Website
The share price of The Jammu & Kashmir Bank Ltd is ₹118.82 (NSE) and ₹118.75 (BSE) as of 20-Mar-2026 IST. The Jammu & Kashmir Bank Ltd has given a return of 36.81% in the last 3 years.
The P/E ratio of The Jammu & Kashmir Bank Ltd is 6.10 times as on 20-Mar-2026, a 41 discount to its peers’ median range of 10.27 times.
The P/B ratio of The Jammu & Kashmir Bank Ltd is 0.92 times as on 20-Mar-2026, a 21 discount to its peers’ median range of 1.16 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
4.88
|
0.78
|
|
2024
|
8.33
|
1.35
|
|
2023
|
4.30
|
0.59
|
|
2022
|
6.09
|
0.43
|
|
2021
|
4.28
|
0.31
|
The 52-week high and low of The Jammu & Kashmir Bank Ltd are Rs 128.48 and Rs 87.30 as of 21-Mar-2026.
The Jammu & Kashmir Bank Ltd has a market capitalisation of ₹ 13,077 Cr as on 20-Mar-2026. As per SEBI classification, it is a Small Cap company.
Before investing in The Jammu & Kashmir Bank Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.