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JM Financial Key Ratios

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NSE: JMFINANCIL | BSE: 523405

₹128.80

up-down-arrow ₹0.81 (0.63%)

As on 01-Sep-2026 15:14IST

Market cap

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₹12,393 Cr

Revenue (TTM)

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₹4,180 Cr

P/E Ratio

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11.9

P/B Ratio

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1.1

Div. Yield

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2.5 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 26.49 8.03 -5.25 4.13 3.64
EBIT 44.47 -18.66 -7.54 2.16 -0.30
Net Profit 76.54 -35.67 -1.27 9.61 5.85
EPS 76.43 -35.73 -5.88 20.52 8.17
Book Value -- -- 9.43 9.27 8.68
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 44.7855.7254.4453.5450.62
Net Margin info 49.3317.9724.9326.1417.30
Return on equity info 11.948.5910.0911.598.50
Return on Assets info 11.002.864.264.672.88

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
--
11.91
10.06
7.87
9.44
Peer Median
--
9.14
11.96
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

10.09

Higher than Peers by 2.46

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
10.09
11.59
8.50
0.33
8.98
Peer Median
7.63
6.59
11.09
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

4.26

Higher than Peers by 1.72

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
4.26
4.67
2.88
0.09
2.59
Peer Median
2.54
2.65
3.12
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

54.44

Lower than Peers by 2.18

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
54.44
53.54
50.62
56.51
53.88
Peer Median
56.62
41.25
35.43
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

24.93

Lower than Peers by 6.30

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
24.93
26.14
17.30
0.57
19.47
Peer Median
31.23
18.04
47.63
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
--
30.68
19.09
1.69
22.94
Peer Median
0.00
0.00
0.00
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-5.25

Lower than Peers by 18.26

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
-5.25
-6.55
-8.05
45.52
-11.75
Peer Median
13.02
15.11
-3.64
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-7.54

Lower than Peers by 14.83

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
-7.54
-1.16
-17.62
52.62
-25.74
Peer Median
7.28
-6.34
1.52
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-1.27

Lower than Peers by 20.86

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
-1.27
52.45
2,705.23
-96.12
-28.58
Peer Median
19.59
58.01
1.47
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-5.88

Lower than Peers by 5.87

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
-5.88
46.26
100.36
-31.44
-22.80
Peer Median
0.00
16.31
-5.32
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
--
9.49
14.40
4.34
5.88
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
--
1.09
1.18
1.91
1.96
Peer Median
--
0.13
0.25
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
--
0.58
0.48
0.70
0.40
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.69

Lower than Peers by 0.98

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
1.69
1.35
1.55
1.33
5.17
Peer Median
2.67
1.66
1.95
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.69

Lower than Peers by 0.98

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
1.69
1.34
1.53
1.32
5.15
Peer Median
2.67
2.02
2.37
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

2.45

Lower than Peers by 1.26

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
2.45
2.58
1.76
1.23
1.81
Peer Median
3.72
2.43
3.71
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

11.92

Lower than Peers by 8.88

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
11.92
9.04
11.18
17.38
9.52
Peer Median
20.80
24.87
30.80
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.13

Lower than Peers by 0.15

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
1.13
1.02
0.95
0.84
0.70
Peer Median
1.28
1.62
2.12
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

2.51

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
2.51
2.86
2.81
2.68
3.02
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

7.57

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
7.57
6.61
6.86
6.35
8.82
Peer Median
--
29.60
22.87
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

12,393

Higher than Peers by 11,048

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
12,393
10,860
9,186
7,125
5,689
Peer Median
1,344
1,507
1,470
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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