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JM Financial Key Ratios

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NSE: JMFINANCIL | BSE: 523405

₹110.78

up-down-arrow ₹-0.79 (-0.71%)

As on 09-Nov-2026 09:29IST

Market cap

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₹10,661 Cr

Revenue (TTM)

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₹4,181 Cr

P/E Ratio

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10.6

P/B Ratio

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1

Div. Yield

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2.9 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -14.02 0.09 -1.68 1.15 2.71
EBIT -17.77 -4.80 -12.57 0.50 -1.16
Net Profit -17.94 -11.28 0.83 6.44 4.45
EPS -17.95 -11.36 -11.67 18.34 6.47
Book Value -- -- 9.43 9.27 8.68
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 44.7855.7253.7653.5450.62
Net Margin info 49.3317.9724.2426.1417.30
Return on equity info 11.948.599.4611.598.50
Return on Assets info 11.002.864.214.672.88

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
--
11.91
10.06
7.87
9.44
Peer Median
--
10.43
11.96
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

9.46

Higher than Peers by 2.42

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
9.46
11.59
8.50
0.33
8.98
Peer Median
7.04
8.04
11.09
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

4.21

Higher than Peers by 1.67

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
4.21
4.67
2.88
0.09
2.59
Peer Median
2.54
3.32
3.12
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

53.76

Lower than Peers by 0.32

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
53.76
53.54
50.62
56.51
53.88
Peer Median
54.08
28.40
35.43
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

24.24

Lower than Peers by 4.76

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
24.24
26.14
17.30
0.57
19.47
Peer Median
29.00
18.04
47.63
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
--
30.68
19.09
1.69
22.94
Peer Median
0.00
0.00
0.00
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-1.68

Lower than Peers by 15.25

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
-1.68
-6.55
-8.05
45.52
-11.75
Peer Median
13.57
15.29
-3.64
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-12.57

Lower than Peers by 19.84

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
-12.57
-1.16
-17.62
52.62
-25.74
Peer Median
7.26
-0.17
1.52
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

0.83

Lower than Peers by 16.85

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
0.83
52.45
2,705.23
-96.12
-28.58
Peer Median
17.67
17.06
1.47
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-11.67

--

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
-11.67
46.26
100.36
-31.44
-22.80
Peer Median
--
59.70
-5.32
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
--
9.49
14.40
4.34
5.88
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
--
1.09
1.18
1.91
1.96
Peer Median
--
0.14
0.25
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
--
0.58
0.48
0.70
0.40
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.76

Lower than Peers by 0.82

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
1.76
1.35
1.55
1.33
5.17
Peer Median
2.58
1.27
1.95
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.76

Lower than Peers by 0.82

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
1.76
1.34
1.53
1.32
5.15
Peer Median
2.58
2.11
2.37
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

2.42

Lower than Peers by 1.29

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
2.42
2.58
1.76
1.23
1.81
Peer Median
3.71
2.70
3.71
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

10.56

Lower than Peers by 13.87

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
10.56
9.04
11.18
17.38
9.52
Peer Median
24.43
31.82
30.80
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.97

Lower than Peers by 0.20

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
0.97
1.02
0.95
0.84
0.70
Peer Median
1.17
1.26
2.12
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

2.92

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
2.92
2.86
2.81
2.68
3.02
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

3.66

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
3.66
6.61
6.86
6.35
8.82
Peer Median
--
7.04
22.87
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

10,661

Higher than Peers by 9,023

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
JM Financial
10,661
10,860
9,186
7,125
5,689
Peer Median
1,638
1,642
1,470
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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