JM Financial Financials
NSE: JMFINANCIL | BSE: 523405
₹132.06
As on 04-Sep-2026 15:59IST
Market cap
₹12,641 Cr
Revenue (TTM)
₹4,180 Cr
P/E Ratio
12.2
P/B Ratio
1.2
Div. Yield
2.5 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Operating Income
|
4,180.29
|
4,091.10
|
4,377.62
|
4,760.72
|
3,271.50
|
3,707.16
|
|||||
|
Other Income
|
183.73
|
410.56
|
85.62
|
71.56
|
368.40
|
56.12
|
|||||
|
Total Income
|
4,364.02
|
4,501.66
|
4,463.24
|
4,832.28
|
3,639.90
|
3,763.28
|
|||||
|
Interest Expense
|
994.87
|
999.19
|
1,304.93
|
1,561.52
|
1,178.51
|
1,081.73
|
|||||
|
Operating Expenses
|
1,820.68
|
1,822.38
|
2,097.67
|
2,017.50
|
1,466.91
|
1,295.73
|
|||||
|
Exceptional Income/Expenses
|
-21.29
|
-21.29
|
--
|
-846.86
|
--
|
--
|
|||||
|
Profit before Tax
|
1,443.41
|
1,580.43
|
996.85
|
353.37
|
952.61
|
1,348.04
|
|||||
|
Taxes
|
355.37
|
403.55
|
224.85
|
325.85
|
243.85
|
355.67
|
|||||
|
Profit after Tax
|
1,088.04
|
1,176.88
|
772.00
|
27.52
|
708.76
|
992.37
|
|||||
|
Minority Interest
|
-70.76
|
0.93
|
47.72
|
379.09
|
-111.70
|
-219.23
|
|||||
|
Share of Associate
|
22.80
|
24.16
|
1.59
|
3.23
|
0.23
|
0.02
|
|||||
|
Consolidated Profit
|
1,040.08
|
1,201.97
|
821.31
|
409.84
|
597.29
|
773.16
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
10,657.43
|
10,657.43
|
9,727.80
|
8,490.50
|
8,136.26
|
7,686.21
|
|||||
|
Minority Interest
|
-70.76
|
700.65
|
502.65
|
2,565.53
|
3,133.59
|
2,939.43
|
|||||
|
Non-Current Liabilities
|
385.71
|
5,465.87
|
6,662.36
|
10,178.18
|
12,639.15
|
9,439.95
|
|||||
|
Current Liabilities
|
14,793.43
|
9,453.55
|
7,277.07
|
8,255.35
|
5,216.22
|
5,507.97
|
|||||
|
Total Liabilities
|
26,537.22
|
26,336.97
|
24,347.34
|
29,592.17
|
29,212.59
|
25,661.40
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Non-Current Assets
|
1,044.49
|
13,486.88
|
12,897.11
|
18,472.23
|
2,150.72
|
1,375.10
|
|||||
|
Current Assets
|
25,066.82
|
12,790.62
|
11,272.77
|
11,017.33
|
26,974.50
|
24,198.46
|
|||||
|
Total Assets
|
26,537.22
|
26,336.97
|
24,347.34
|
29,592.17
|
29,212.59
|
25,661.40
|
|||||
|
Contingent Liabilities
|
--
|
90.75
|
84.90
|
69.26
|
65.28
|
57.76
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
580.73
|
5,568.65
|
3,635.05
|
-2,307.20
|
-3,458.08
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-532.40
|
-2,474.51
|
-2,089.94
|
-591.61
|
2,613.92
|
|||||
|
Cash from Financing Activities
|
--
|
-116.14
|
-4,785.72
|
162.45
|
2,159.89
|
1,280.72
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
-67.81
|
-1,691.58
|
1,707.56
|
-738.92
|
436.56
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
11.05
|
12.57
|
8.59
|
4.29
|
6.26
|
8.10
|
|||||
|
Cash EPS (₹)
|
10.87
|
13.12
|
8.74
|
0.84
|
7.86
|
10.80
|
|||||
|
Adjusted Book Value (₹)
|
114.75
|
110.96
|
101.40
|
88.65
|
85.04
|
80.37
|
|||||
|
Dividend per Share (₹)
|
2.46
|
3.25
|
2.70
|
2.00
|
1.80
|
1.65
|
|||||
|
Cash Flow per Share (₹)
|
--
|
6.07
|
58.26
|
38.04
|
-24.16
|
-36.24
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
13.31
|
61.55
|
29.06
|
-23.64
|
-28.70
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
ROCE (%)
|
--
|
11.91
|
10.06
|
7.87
|
9.44
|
11.99
|
|||||
|
ROE (%)
|
10.09
|
11.59
|
8.50
|
0.33
|
8.98
|
13.56
|
|||||
|
ROA (%)
|
4.26
|
4.67
|
2.88
|
0.09
|
2.59
|
4.06
|
|||||
|
EBIT Margin (%)
|
54.44
|
53.54
|
50.62
|
56.51
|
53.88
|
64.03
|
|||||
|
Net Margin (%)
|
24.93
|
26.14
|
17.30
|
0.57
|
19.47
|
26.37
|
|||||
|
Cash Profit Margin (%)
|
--
|
30.68
|
19.09
|
1.69
|
22.94
|
27.79
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-5.25
|
-6.55
|
-8.05
|
45.52
|
-11.75
|
15.94
|
|||||
|
EBIT Growth (%)
|
-7.54
|
-1.16
|
-17.62
|
52.62
|
-25.74
|
10.77
|
|||||
|
Net Profit Growth (%)
|
-1.27
|
52.45
|
2,705.23
|
-96.12
|
-28.58
|
23.11
|
|||||
|
EPS Growth (%)
|
-5.88
|
46.26
|
100.36
|
-31.44
|
-22.80
|
30.82
|
|||||
|
Book Value Growth (%)
|
--
|
9.49
|
14.40
|
4.34
|
5.88
|
9.97
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
12.15
|
9.04
|
11.18
|
17.38
|
9.52
|
8.35
|
|||||
|
Price / Book Value
|
1.15
|
1.02
|
0.95
|
0.84
|
0.70
|
0.84
|
|||||
|
Dividend Yield (%)
|
2.46
|
2.86
|
2.81
|
2.68
|
3.02
|
2.44
|
|||||
|
EV/EBITDA
|
7.66
|
6.61
|
6.86
|
6.35
|
8.82
|
7.03
|
|||||
|
Close Price (₹)
|
122.31
|
113.61
|
96.09
|
74.70
|
59.60
|
67.60
|
|||||
|
High Price (₹)
|
199.80
|
199.80
|
168.85
|
114.95
|
84.90
|
117.70
|
|||||
|
Low Price (₹)
|
112.00
|
78.00
|
69.00
|
57.38
|
56.95
|
60.20
|
|||||
|
Market Cap (₹ Cr)
|
12,641.44
|
10,859.82
|
9,186.00
|
7,124.89
|
5,688.81
|
6,454.49
|
Solvency Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Debt to Equity
|
--
|
1.09
|
1.18
|
1.91
|
1.96
|
1.76
|
|||||
|
Short term debt to equity ratio
|
--
|
0.58
|
0.48
|
0.70
|
0.40
|
0.52
|
|||||
|
Current Ratio
|
1.69
|
1.35
|
1.55
|
1.33
|
5.17
|
4.39
|
|||||
|
Quick Ratio
|
1.69
|
1.34
|
1.53
|
1.32
|
5.15
|
4.39
|
|||||
|
Interest Coverage
|
2.45
|
2.58
|
1.76
|
1.23
|
1.81
|
2.25
|