IndusInd Bank Key Ratios
NSE: INDUSINDBK | BSE: 532187
₹931.35
As on 12-Nov-2026IST
Market cap
₹72,460 Cr
Revenue (TTM)
₹45,484 Cr
P/E Ratio
24.1
P/B Ratio
1.1
Div. Yield
0.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 4.30 | 1.61 | -3.85 | 3.14 | 8.76 |
| Interest Expended | 9.08 | 0.38 | -8.95 | 6.90 | 11.66 |
| Net Interest Income | -2.46 | 3.63 | 4.97 | -1.63 | 5.13 |
| EPS | 19.74 | 384.22 | 495.17 | -28.95 | -5.42 |
| Book Value | -- | -- | 1.41 | 5.97 | 8.47 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 0.84 | -- | 0.83 | -- | -- |
| Net Interest Margin
| 3.86 | 3.93 | 0.00 | 3.67 | 3.67 |
| Net Margin
| 7.56 | 10.36 | 5.67 | 1.66 | 4.57 |
| Return on equity
| 6.99 | 9.16 | 4.49 | 1.37 | 4.05 |
| Return on Assets
| 0.83 | 1.10 | 0.54 | 0.16 | 0.48 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
--
|
8,465.65
|
7,772.26
|
4,033.26
|
4,802.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
--
|
14.64
|
14.11
|
13.33
|
12.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
--
|
6.77
|
7.15
|
6.21
|
5.73
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
--
|
8.26
|
7.73
|
7.51
|
7.67
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
--
|
3.67
|
3.67
|
4.24
|
4.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
4.49
Lower than Peers by 8.86
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
4.49
|
1.37
|
4.05
|
15.28
|
14.54
|
|
Peer Median
|
13.35
|
13.26
|
15.04
|
--
|
--
|
ROA
0.54
Lower than Peers by 0.60
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
0.54
|
0.16
|
0.48
|
1.85
|
1.73
|
|
Peer Median
|
1.14
|
1.18
|
1.16
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
--
|
63.59
|
60.10
|
47.14
|
44.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-3.85
Lower than Peers by 16.90
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
-3.85
|
-4.97
|
6.38
|
25.79
|
17.99
|
|
Peer Median
|
13.05
|
9.47
|
13.29
|
--
|
--
|
EBIT Growth
223.51
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
223.51
|
-13.90
|
-32.80
|
10.02
|
10.62
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
4.97
Lower than Peers by 14.81
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
4.97
|
-65.47
|
-71.31
|
20.61
|
54.92
|
|
Peer Median
|
19.79
|
18.23
|
17.87
|
--
|
--
|
EPS Growth
495.17
Higher than Peers by 480.95
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
495.17
|
-65.47
|
-71.34
|
20.23
|
54.66
|
|
Peer Median
|
14.22
|
18.99
|
10.58
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
--
|
1.42
|
2.54
|
14.91
|
14.58
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
24.15
Higher than Peers by 14.15
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
24.15
|
65.95
|
19.65
|
13.49
|
11.13
|
|
Peer Median
|
9.99
|
9.99
|
9.38
|
--
|
--
|
Price / Book Value
1.07
Lower than Peers by 0.25
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
1.07
|
0.90
|
0.79
|
1.93
|
1.52
|
|
Peer Median
|
1.33
|
1.33
|
1.38
|
--
|
--
|
Dividend Yield
0.16
Lower than Peers by 0.50
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
0.16
|
0.20
|
--
|
1.06
|
1.31
|
|
Peer Median
|
0.67
|
0.65
|
1.14
|
--
|
--
|
EV/EBITDA
8.35
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
8.35
|
11.05
|
9.78
|
10.63
|
9.15
|
|
Peer Median
|
--
|
12.88
|
4.40
|
--
|
--
|
Market Cap
72,460
Higher than Peers by 2,104
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IndusInd Bank
|
72,460
|
58,651
|
50,605
|
1,21,082
|
82,879
|
|
Peer Median
|
70,357
|
69,262
|
60,073
|
--
|
--
|