IndusInd Bank Financials
NSE: INDUSINDBK | BSE: 532187
₹1,008.50
As on 04-Sep-2026 15:59IST
Market cap
₹78,382 Cr
Revenue (TTM)
₹45,297 Cr
P/E Ratio
59.3
P/B Ratio
1.2
Div. Yield
0.1 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
45,296.87
|
46,250.81
|
48,667.66
|
45,748.21
|
36,367.92
|
30,822.44
|
|||||
|
Other Income
|
6,858.67
|
7,229.06
|
7,690.44
|
9,395.77
|
8,172.77
|
7,344.78
|
|||||
|
Total Income
|
52,155.54
|
53,479.87
|
56,358.10
|
55,143.98
|
44,540.69
|
38,167.23
|
|||||
|
Interest Expended
|
27,269.65
|
28,268.49
|
29,636.35
|
25,132.29
|
18,775.80
|
15,821.60
|
|||||
|
Operating Expenses
|
15,500.22
|
16,031.84
|
16,060.35
|
14,147.63
|
11,345.87
|
9,310.71
|
|||||
|
Operating Profit before Prov. & Cont.
|
9,385.67
|
9,179.54
|
10,661.40
|
15,864.06
|
14,419.03
|
13,034.92
|
|||||
|
Provisions and Contingencies
|
7,593.39
|
7,969.08
|
7,135.65
|
3,884.86
|
4,486.83
|
6,602.10
|
|||||
|
Profit Before Tax
|
1,792.28
|
1,210.46
|
3,525.76
|
11,979.20
|
9,932.19
|
6,432.82
|
|||||
|
Taxes
|
470.12
|
321.27
|
950.34
|
3,002.21
|
2,489.06
|
1,628.18
|
|||||
|
Profit after Tax
|
1,322.16
|
889.19
|
2,575.42
|
8,976.99
|
7,443.13
|
4,804.64
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
0.16
|
0.15
|
0.13
|
0.31
|
0.36
|
0.40
|
|||||
|
Consolidated Profit
|
1,322.32
|
889.33
|
2,575.55
|
8,977.29
|
7,443.50
|
4,805.04
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
65,739.63
|
65,739.63
|
64,835.69
|
63,207.56
|
55,004.61
|
48,026.38
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Deposits
|
3,99,930.76
|
3,99,930.76
|
4,10,862.27
|
3,84,585.67
|
3,36,120.19
|
2,93,349.47
|
|||||
|
Borrowings
|
42,789.19
|
42,789.19
|
53,703.55
|
47,611.41
|
49,011.23
|
47,323.22
|
|||||
|
Other Liabilities & Provisions
|
34,934.34
|
34,934.35
|
24,705.61
|
19,689.33
|
17,700.59
|
13,268.30
|
|||||
|
Total Liabilities
|
5,43,393.92
|
5,43,393.92
|
5,54,107.12
|
5,15,093.97
|
4,57,836.63
|
4,01,967.38
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
29,945.63
|
29,945.63
|
51,006.01
|
18,560.52
|
42,974.83
|
60,198.19
|
|||||
|
Balances with Banks and Money at Call
|
18,986.72
|
18,986.72
|
8,369.48
|
18,346.89
|
13,801.93
|
8,386.51
|
|||||
|
Investments
|
1,25,007.05
|
1,25,007.05
|
1,14,456.72
|
1,06,486.49
|
83,075.68
|
70,929.89
|
|||||
|
Advances
|
3,15,871.39
|
3,15,871.39
|
3,45,018.63
|
3,43,298.27
|
2,89,923.68
|
2,39,051.53
|
|||||
|
Net Block
|
2,545.91
|
2,419.52
|
2,308.74
|
2,127.07
|
1,943.50
|
1,834.23
|
|||||
|
Other Assets
|
51,037.22
|
51,037.22
|
32,759.91
|
26,077.78
|
25,981.58
|
21,472.49
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
5,43,393.92
|
5,43,393.92
|
5,54,107.12
|
5,15,093.97
|
4,57,836.63
|
4,01,967.38
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
992.89
|
18,277.79
|
-16,924.73
|
-12,442.28
|
16,672.19
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-633.73
|
-708.58
|
-711.27
|
-560.16
|
-406.16
|
|||||
|
Cash from Financing Activities
|
--
|
-10,911.77
|
4,875.50
|
-2,241.54
|
1,114.83
|
-4,302.15
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
-10,552.61
|
22,444.71
|
-19,877.54
|
-11,887.60
|
11,963.87
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
16.97
|
11.41
|
33.06
|
115.34
|
95.93
|
62.03
|
|||||
|
Cash EPS (₹)
|
16.97
|
18.65
|
39.89
|
121.29
|
101.18
|
66.57
|
|||||
|
Adjusted Book Value (₹)
|
851.64
|
838.36
|
826.68
|
806.97
|
704.46
|
615.79
|
|||||
|
Dividend per Share (₹)
|
0.15
|
1.50
|
--
|
16.50
|
14.00
|
8.50
|
|||||
|
Cash Flow per Share (₹)
|
--
|
12.74
|
234.62
|
-217.45
|
-160.36
|
215.22
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
-106.09
|
207.07
|
-279.16
|
-248.84
|
126.03
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
14.64
|
14.11
|
13.33
|
12.54
|
12.89
|
|||||
|
Yield on Investments
|
--
|
6.77
|
7.15
|
6.21
|
5.73
|
6.55
|
|||||
|
Interest Spread
|
--
|
8.26
|
7.73
|
7.51
|
7.67
|
8.25
|
|||||
|
NIM (%)
|
--
|
3.67
|
3.67
|
4.24
|
4.09
|
3.96
|
|||||
|
ROE (%)
|
2.02
|
1.37
|
4.05
|
15.28
|
14.54
|
10.57
|
|||||
|
ROA (%)
|
0.24
|
0.16
|
0.48
|
1.85
|
1.73
|
1.26
|
|||||
|
Cost to Income Ratio
|
--
|
63.59
|
60.10
|
47.14
|
44.04
|
41.67
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-6.38
|
-4.97
|
6.38
|
25.79
|
17.99
|
6.29
|
|||||
|
EBIT Growth (%)
|
35.05
|
-13.90
|
-32.80
|
10.02
|
10.62
|
9.80
|
|||||
|
Net Profit Growth (%)
|
-1.29
|
-65.47
|
-71.31
|
20.61
|
54.92
|
63.99
|
|||||
|
EPS Growth (%)
|
31.05
|
-65.47
|
-71.34
|
20.23
|
54.66
|
63.72
|
|||||
|
Book Value Growth (%)
|
--
|
1.42
|
2.54
|
14.91
|
14.58
|
10.47
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
59.28
|
65.95
|
19.65
|
13.49
|
11.13
|
15.08
|
|||||
|
Price / Book Value
|
1.18
|
0.90
|
0.79
|
1.93
|
1.52
|
1.52
|
|||||
|
Dividend Yield (%)
|
0.15
|
0.20
|
--
|
1.06
|
1.31
|
0.91
|
|||||
|
EV/EBITDA
|
9.72
|
11.05
|
9.78
|
10.63
|
9.15
|
9.19
|
|||||
|
Close Price (₹)
|
924.20
|
752.45
|
649.85
|
1,553.00
|
1,067.95
|
935.40
|
|||||
|
High Price (₹)
|
968.85
|
968.85
|
1,576.35
|
1,694.50
|
1,275.80
|
1,242.00
|
|||||
|
Low Price (₹)
|
710.60
|
618.05
|
605.40
|
1,007.95
|
763.20
|
811.00
|
|||||
|
Market Cap (₹ Cr)
|
78,381.54
|
58,650.65
|
50,604.64
|
1,21,081.80
|
82,878.85
|
72,438.75
|