Indian Bank Peer Comparison
NSE: INDIANB | BSE: 532814
₹874.30
As on 31-Aug-2026 14:44IST
Market cap
₹1,17,179 Cr
Revenue (TTM)
₹69,314 Cr
P/E Ratio
9.2
P/B Ratio
1.5
Div. Yield
2.1 %
| Indian Bank | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
1,17,179 | 11,05,594 | 10,30,227 | 9,60,261 | 4,19,741 |
Interest Income (₹ Cr) |
69,314 | 3,51,819 | 1,98,379 | 5,25,951 | 70,887 |
Net Interest Income (₹ Cr) |
28,042.70 | 1,66,410.26 | 1,09,377.11 | 2,06,964.91 | 41,092.04 |
NIM (%) |
-- | -- | -- | -- | -- |
RoA (%) |
1.31 | 1.75 | 2.10 | 1.11 | 2.15 |
Price to Earnings |
9.17 | 13.99 | 18.37 | 11.14 | 20.68 |
Price-To-Book |
1.53 | 1.84 | 2.76 | 1.63 | 2.25 |
Income Statement (₹ Cr)
| Indian Bank | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
69,314.13 | 3,51,818.61 | 1,98,379.35 | 5,25,950.83 | 70,887.47 |
|
Other Income
|
11,110.35 | 1,43,699.59 | 1,18,852.20 | 1,96,736.17 | 40,040.91 |
|
Total Income
|
80,424.48 | 4,95,518.20 | 3,17,231.55 | 7,22,687.00 | 1,10,928.38 |
|
Interest Expended
|
41,271.43 | 1,85,408.35 | 89,002.24 | 3,18,985.92 | 29,795.43 |
|
Operating Expenses
|
18,341.19 | 1,86,479.64 | 1,44,245.63 | 2,67,600.36 | 50,708.51 |
|
Operating Profit before Prov. & Cont.
|
20,016.18 | 1,28,797.67 | 82,696.16 | 1,34,988.27 | 29,893.11 |
|
Provisions and Contingencies
|
4,017.22 | 15,145.43 | 5,113.70 | 21,444.63 | 3,344.05 |
|
Profit Before Tax
|
16,475.06 | 1,02,141.45 | 77,057.32 | 1,14,083.27 | 25,992.73 |
|
Taxes
|
4,253.27 | 25,973.06 | 19,380.64 | 29,561.79 | 7,209.63 |
|
Profit after Tax
|
12,541.37 | 82,511.72 | 59,489.34 | 88,120.87 | 20,238.55 |
|
Minority Interest
|
-2.59 | -3,498.95 | -3,665.98 | -3,454.87 | 0.00 |
|
Share of Associate
|
245.75 | 0.00 | 266.80 | 1,544.31 | 57.62 |
|
Consolidated Profit
|
12,784.53 | 79,012.77 | 56,090.16 | 86,210.31 | 20,296.17 |
Liabilities (₹ Cr)
| Indian Bank | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
83,904.00 | 6,06,305.90 | 3,80,529.71 | 6,21,939.73 | 1,81,225.87 |
|
Minority Interest
|
-2.59 | -3,498.95 | -3,665.98 | -3,454.87 | 0.00 |
|
Deposits
|
8,44,493.00 | 31,67,330.55 | 18,70,362.74 | 60,73,776.83 | 5,66,940.33 |
|
Borrowings
|
48,253.00 | 5,65,871.38 | 2,26,317.72 | 8,20,334.04 | 95,393.53 |
|
Other Liabilities & Provisions
|
33,941.00 | 6,08,886.35 | 5,07,663.30 | 8,67,170.93 | 1,59,793.06 |
|
Total Liabilities
|
9,91,552.79 | 49,08,040.84 | 29,14,497.97 | 83,21,568.57 | 10,03,352.79 |
Assets (₹ Cr)
| Indian Bank | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
31,796.00 | 1,50,579.79 | 74,009.08 | 2,12,013.35 | 51,281.74 |
|
Balances with Banks and Money at Call
|
28,180.00 | 87,186.84 | 1,22,484.20 | 1,37,493.13 | 50,809.37 |
|
Investments
|
2,51,648.00 | 13,39,916.99 | 9,39,300.36 | 24,00,494.73 | 2,90,632.80 |
|
Advances
|
6,72,903.00 | 31,56,014.45 | 17,29,327.48 | 50,95,828.84 | 5,65,767.88 |
|
Net Block
|
8,641.76 | 16,491.59 | 17,420.34 | 56,446.96 | 2,852.80 |
|
Other Assets
|
17,508.00 | 2,21,442.30 | 1,09,406.43 | 5,00,072.57 | 41,060.44 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
9,91,552.79 | 49,08,040.84 | 29,14,497.97 | 83,21,568.57 | 10,03,352.79 |
Cashflow (₹ Cr)
| Indian Bank | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
18,815.48 | 1,13,506.38 | 67,325.42 | 38,097.39 | 41,726.51 |
|
Cash Flow from Investing Activities
|
-428.07 | 6,362.72 | -13,013.59 | -690.89 | -16,519.14 |
|
Cash from Financing Activities
|
-7,649.12 | -59,004.85 | -4,660.55 | -3,427.14 | -2,538.43 |
|
Net Cash Inflow / Outflow
|
10,738.29 | 60,864.25 | 49,651.28 | 33,979.37 | 22,668.95 |
Ratios
Profitability Ratios
| Indian Bank | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
10.31 | 11.43 | 11.87 | 10.34 | 12.33 |
|
Yield on Investments
|
6.91 | 8.02 | 6.31 | 6.39 | 7.12 |
|
Interest Spread
|
5.67 | 6.40 | 7.53 | 5.73 | 7.86 |
|
NIM (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
ROE (%)
|
15.61 | 13.49 | 15.38 | 13.84 | 11.47 |
|
ROA (%)
|
1.31 | 1.75 | 2.10 | 1.11 | 2.15 |
|
Cost to Income Ratio
|
47.04 | 58.45 | 62.93 | 66.05 | 61.84 |
Growth Ratios
| Indian Bank | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
9.53 | 2.81 | 3.96 | 5.59 | 5.68 |
|
EBIT Growth (%)
|
4.79 | 16.65 | 6.35 | 7.28 | -9.00 |
|
Net Profit Growth (%)
|
16.17 | 12.50 | 5.47 | 8.84 | 6.66 |
|
EPS Growth (%)
|
11.26 | -44.34 | 5.07 | 2.21 | -60.43 |
|
Book Value Growth (%)
|
13.47 | 12.26 | 15.70 | 22.20 | 15.07 |
Valuation Ratios
| Indian Bank | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
9.25 | 14.04 | 18.24 | 11.20 | 20.77 |
|
Price / Book Value
|
1.54 | 1.85 | 2.74 | 1.64 | 2.26 |
|
Dividend Yield (%)
|
2.08 | 2.15 | 0.84 | 1.66 | 0.15 |
|
EV/EBITDA
|
10.24 | -69.07 | -28.05 | -22.12 | -43.14 |
|
Market Cap (₹ Cr)
|
1,13,946.90 | 11,26,480.13 | 8,62,943.68 | 9,04,427.60 | 3,51,306.53 |