IDBI Bank Key Ratios

NSE: IDBI | BSE: 500116

₹82.24

up-down-arrow ₹-1.88 (-2.23%)

As on 19-Oct-2026IST

Market cap

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₹88,460 Cr

Revenue (TTM)

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₹30,953 Cr

P/E Ratio

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10.7

P/B Ratio

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1.4

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income 12.85 19.84 6.96 9.06 9.75
Interest Expended 5.65 12.19 8.08 15.14 10.05
Net Interest Income 21.20 28.70 5.77 3.69 9.42
EPS 4.10 -31.43 -10.57 20.24 30.32
Book Value -- -- 18.47 16.68 14.07
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
Net NPAs info 0.21--0.00----
Net Interest Margin info 3.743.750.003.093.84
Net Margin info 22.5318.5222.7925.8522.28
Return on equity info 16.0112.9411.7716.5016.10
Return on Assets info 1.911.541.852.091.95
Provisions and Contingencies

--

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
--
1,401.00
1,689.00
4,064.00
3,241.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Advances

--

--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
--
11.44
13.24
14.02
12.67
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
--
8.13
7.76
7.33
6.75
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
--
7.31
8.92
9.87
9.26
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

--

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
--
3.09
3.84
4.30
3.92
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

11.77

Lower than Peers by 1.48

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
11.77
16.50
16.10
14.19
10.21
Peer Median
13.25
13.25
15.04
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.85

Higher than Peers by 0.72

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
1.85
2.09
1.95
1.66
1.16
Peer Median
1.13
1.13
1.16
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
--
47.50
43.53
46.13
45.10
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Revenue Growth

6.96

Lower than Peers by 6.17

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
6.96
0.35
9.35
28.43
12.43
Peer Median
13.13
9.62
13.29
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-6.94

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
-6.94
-5.38
14.42
11.02
15.68
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

5.77

Lower than Peers by 13.60

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
5.77
21.38
31.68
56.32
46.43
Peer Median
19.36
19.32
17.87
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-10.57

Lower than Peers by 24.55

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
-10.57
20.70
31.83
56.18
46.27
Peer Median
13.98
16.81
10.58
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
--
18.47
18.47
13.17
11.77
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Earnings

10.65

Higher than Peers by 0.74

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
10.65
7.18
10.95
15.03
13.06
Peer Median
9.92
10.17
9.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.37

Higher than Peers by 0.03

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
1.37
1.09
1.63
2.02
1.27
Peer Median
1.35
1.26
1.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
--
--
2.70
1.85
2.22
Peer Median
0.69
0.67
1.14
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

8.19

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
8.19
8.91
9.25
10.65
6.93
Peer Median
--
8.74
4.40
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

88,460

Higher than Peers by 21,068

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
IDBI Bank
88,460
66,127
83,524
87,009
48,396
Peer Median
67,392
64,107
60,073
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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