Market cap
₹99,610 Cr
Revenue (TTM)
₹29,542 Cr
P/E Ratio
10.7
P/B Ratio
1.6
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | -3.26 | 7.44 | 0.92 | 8.99 | 8.14 |
| Interest Expended | 2.75 | 5.23 | 6.79 | 16.76 | 7.95 |
| Net Interest Income | -9.40 | 10.12 | -4.99 | 2.25 | 8.35 |
| EPS | 5.98 | 5.35 | 17.72 | 30.77 | 36.52 |
| Book Value | -- | -- | 18.47 | 16.68 | 14.07 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 0.21 | -- | 0.00 | -- | -- |
| Net Interest Margin
| 3.74 | 3.75 | 0.00 | 3.09 | 3.84 |
| Net Margin
| 22.53 | 18.52 | 26.05 | 25.85 | 22.28 |
| Return on equity
| 16.01 | 12.94 | 13.29 | 16.50 | 16.10 |
| Return on Assets
| 1.91 | 1.54 | 2.19 | 2.09 | 1.95 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
--
|
--
|
1,689.00
|
4,064.00
|
3,241.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
--
|
11.44
|
13.24
|
14.02
|
12.67
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
--
|
8.13
|
7.76
|
7.33
|
6.75
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
--
|
7.31
|
8.92
|
9.87
|
9.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
--
|
3.09
|
3.84
|
4.30
|
3.92
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.29
Higher than Peers by 0.00
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
13.29
|
16.50
|
16.10
|
14.19
|
10.21
|
|
Peer Median
|
13.28
|
13.26
|
15.04
|
--
|
--
|
ROA
2.19
Higher than Peers by 1.06
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
2.19
|
2.09
|
1.95
|
1.66
|
1.16
|
|
Peer Median
|
1.14
|
1.18
|
1.16
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
--
|
47.50
|
43.53
|
46.13
|
45.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
0.92
Lower than Peers by 12.58
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
0.92
|
0.35
|
9.35
|
28.43
|
12.43
|
|
Peer Median
|
13.50
|
5.68
|
13.29
|
--
|
--
|
EBIT Growth
-26.81
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
-26.81
|
-5.38
|
14.42
|
11.02
|
15.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
-4.99
Lower than Peers by 25.43
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
-4.99
|
21.38
|
31.68
|
56.32
|
46.43
|
|
Peer Median
|
20.44
|
17.67
|
17.87
|
--
|
--
|
EPS Growth
17.72
Higher than Peers by 3.82
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
17.72
|
20.70
|
31.83
|
56.18
|
46.27
|
|
Peer Median
|
13.90
|
14.04
|
10.58
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
--
|
18.47
|
18.47
|
13.17
|
11.77
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
10.69
Higher than Peers by 0.08
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
10.69
|
7.18
|
10.95
|
15.03
|
13.06
|
|
Peer Median
|
10.61
|
10.61
|
9.38
|
--
|
--
|
Price / Book Value
1.59
Higher than Peers by 0.21
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
1.59
|
1.09
|
1.63
|
2.02
|
1.27
|
|
Peer Median
|
1.38
|
1.38
|
1.38
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
--
|
--
|
2.70
|
1.85
|
2.22
|
|
Peer Median
|
0.72
|
0.68
|
1.14
|
--
|
--
|
EV/EBITDA
9.09
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
9.09
|
8.91
|
9.25
|
10.65
|
6.93
|
|
Peer Median
|
--
|
10.70
|
4.40
|
--
|
--
|
Market Cap
99,610
Higher than Peers by 22,249
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
IDBI Bank
|
99,610
|
66,127
|
83,524
|
87,009
|
48,396
|
|
Peer Median
|
77,361
|
71,715
|
60,073
|
--
|
--
|