IDBI Bank Financials
NSE: IDBI | BSE: 500116
₹83.55
As on 11-Sep-2026 15:29IST
Market cap
₹89,256 Cr
Revenue (TTM)
₹29,542 Cr
P/E Ratio
9.6
P/B Ratio
1.4
Div. Yield
0 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
29,542.24
|
29,019.59
|
28,917.07
|
26,445.65
|
20,591.53
|
18,315.79
|
|||||
|
Other Income
|
6,223.68
|
6,611.60
|
5,141.68
|
3,924.76
|
4,575.38
|
4,919.23
|
|||||
|
Total Income
|
35,765.92
|
35,631.19
|
34,058.75
|
30,370.41
|
25,166.90
|
23,235.02
|
|||||
|
Interest Expended
|
15,675.88
|
15,474.48
|
14,256.55
|
12,226.36
|
9,130.45
|
9,121.54
|
|||||
|
Operating Expenses
|
9,692.86
|
9,575.06
|
8,619.02
|
8,370.39
|
7,232.57
|
6,503.06
|
|||||
|
Operating Profit before Prov. & Cont.
|
10,397.18
|
10,581.64
|
11,183.18
|
9,773.66
|
8,803.89
|
7,610.41
|
|||||
|
Provisions and Contingencies
|
-1,533.53
|
-1,042.81
|
541.19
|
1,449.25
|
3,525.05
|
5,092.67
|
|||||
|
Profit Before Tax
|
11,930.71
|
11,624.45
|
10,641.99
|
8,324.41
|
5,278.84
|
2,517.74
|
|||||
|
Taxes
|
2,612.56
|
2,413.00
|
3,053.00
|
2,561.00
|
1,592.00
|
--
|
|||||
|
Profit after Tax
|
9,318.15
|
9,211.45
|
7,588.99
|
5,763.41
|
3,686.84
|
2,517.74
|
|||||
|
Minority Interest
|
-25.38
|
-26.65
|
-25.64
|
-25.99
|
-21.91
|
-23.40
|
|||||
|
Share of Associate
|
25.16
|
25.16
|
67.33
|
50.69
|
41.13
|
39.33
|
|||||
|
Consolidated Profit
|
9,317.93
|
9,209.97
|
7,630.68
|
5,788.11
|
3,706.06
|
2,533.67
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
70,642.99
|
68,564.16
|
61,620.05
|
51,073.06
|
46,319.24
|
42,571.71
|
|||||
|
Minority Interest
|
-25.38
|
177.82
|
164.83
|
152.86
|
138.48
|
128.19
|
|||||
|
Deposits
|
3,25,410.28
|
3,46,776.14
|
3,09,893.44
|
2,77,365.51
|
2,55,313.27
|
2,32,849.59
|
|||||
|
Borrowings
|
26,181.00
|
28,103.75
|
19,931.99
|
17,082.70
|
12,637.75
|
14,344.98
|
|||||
|
Other Liabilities & Provisions
|
23,002.28
|
23,764.26
|
21,397.37
|
18,985.07
|
17,088.96
|
12,645.19
|
|||||
|
Total Liabilities
|
4,45,417.80
|
4,67,386.12
|
4,13,007.68
|
3,64,659.20
|
3,31,497.71
|
3,02,539.65
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
13,282.97
|
33,230.47
|
21,294.24
|
13,991.00
|
16,639.28
|
27,795.91
|
|||||
|
Balances with Banks and Money at Call
|
13,601.08
|
23,684.24
|
23,182.34
|
12,018.48
|
12,607.65
|
8,004.56
|
|||||
|
Investments
|
1,32,186.64
|
1,28,440.14
|
1,18,452.80
|
1,15,718.60
|
1,00,408.68
|
83,475.00
|
|||||
|
Advances
|
2,58,962.52
|
2,53,623.57
|
2,18,399.16
|
1,88,575.62
|
1,62,545.85
|
1,36,958.72
|
|||||
|
Net Block
|
9,712.78
|
9,684.99
|
12,119.68
|
9,434.58
|
9,304.77
|
9,588.44
|
|||||
|
Other Assets
|
17,671.81
|
18,632.23
|
19,479.13
|
24,813.22
|
29,515.84
|
36,318.42
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
4,45,417.80
|
4,67,386.12
|
4,13,007.68
|
3,64,659.20
|
3,31,497.71
|
3,02,539.65
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
16,761.75
|
25,795.70
|
-1,252.49
|
-2,701.40
|
5,067.78
|
|||||
|
Cash Flow from Investing Activities
|
--
|
1,422.15
|
-343.55
|
-221.95
|
-294.45
|
-194.65
|
|||||
|
Cash from Financing Activities
|
--
|
-5,764.62
|
-6,990.32
|
-1,767.54
|
-3,569.09
|
-4,383.06
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
12,419.29
|
18,461.83
|
-3,241.99
|
-6,564.95
|
490.07
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
8.67
|
8.57
|
7.10
|
5.38
|
3.45
|
2.36
|
|||||
|
Cash EPS (₹)
|
8.67
|
9.14
|
7.56
|
5.87
|
3.89
|
2.73
|
|||||
|
Adjusted Book Value (₹)
|
58.24
|
56.31
|
47.53
|
40.12
|
35.45
|
31.72
|
|||||
|
Dividend per Share (₹)
|
--
|
--
|
2.10
|
1.50
|
1.00
|
--
|
|||||
|
Cash Flow per Share (₹)
|
--
|
15.59
|
23.99
|
-1.16
|
-2.51
|
4.71
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
14.75
|
17.97
|
-5.61
|
-9.35
|
-4.19
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
11.44
|
13.24
|
14.02
|
12.67
|
13.37
|
|||||
|
Yield on Investments
|
--
|
8.13
|
7.76
|
7.33
|
6.75
|
6.82
|
|||||
|
Interest Spread
|
--
|
7.31
|
8.92
|
9.87
|
9.26
|
9.68
|
|||||
|
NIM (%)
|
--
|
3.09
|
3.84
|
4.30
|
3.92
|
3.59
|
|||||
|
ROE (%)
|
13.29
|
16.50
|
16.10
|
14.19
|
10.21
|
7.69
|
|||||
|
ROA (%)
|
2.19
|
2.09
|
1.95
|
1.66
|
1.16
|
0.84
|
|||||
|
Cost to Income Ratio
|
--
|
47.50
|
43.53
|
46.13
|
45.10
|
46.08
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
0.92
|
0.35
|
9.35
|
28.43
|
12.43
|
-8.25
|
|||||
|
EBIT Growth (%)
|
-26.81
|
-5.38
|
14.42
|
11.02
|
15.68
|
6.22
|
|||||
|
Net Profit Growth (%)
|
-4.99
|
21.38
|
31.68
|
56.32
|
46.43
|
73.80
|
|||||
|
EPS Growth (%)
|
17.72
|
20.70
|
31.83
|
56.18
|
46.27
|
67.36
|
|||||
|
Book Value Growth (%)
|
--
|
18.47
|
18.47
|
13.17
|
11.77
|
8.80
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
9.58
|
7.18
|
10.95
|
15.03
|
13.06
|
18.16
|
|||||
|
Price / Book Value
|
1.43
|
1.09
|
1.63
|
2.02
|
1.27
|
1.35
|
|||||
|
Dividend Yield (%)
|
--
|
--
|
2.70
|
1.85
|
2.22
|
--
|
|||||
|
EV/EBITDA
|
8.09
|
8.91
|
9.25
|
10.65
|
6.93
|
7.93
|
|||||
|
Close Price (₹)
|
83.53
|
61.50
|
77.70
|
81.00
|
45.00
|
42.80
|
|||||
|
High Price (₹)
|
118.45
|
118.45
|
107.98
|
98.70
|
62.00
|
65.25
|
|||||
|
Low Price (₹)
|
61.01
|
61.01
|
65.89
|
43.04
|
30.50
|
33.30
|
|||||
|
Market Cap (₹ Cr)
|
89,255.69
|
66,126.93
|
83,524.05
|
87,008.84
|
48,396.27
|
46,020.28
|