Gujarat State Fin Peer Comparison

NSE: GUJSTATFIN | BSE: 532160

₹8.98

₹0.09 (1.01%)

As on 15-Oct-2026 13:44IST

Market cap

₹79 Cr

Revenue (TTM)

₹0 Cr

P/E Ratio

P/B Ratio

-0

Div. Yield

0 %

Edit

	Gujarat State Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	79	31,177	30,618	23,477	20,422
Revenue (₹ Cr)	0	404	10,285	5,303	6,380
Net Profit (₹ Cr)	-115.95	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	-707.51	74.72	14.02	21.20	18.97
RoE (%)	--	1.41	10.08	16.25	16.14
Price to Earnings	--	72.35	21.12	20.82	16.87
Price-To-Book	-0.02	1.06	1.90	3.12	2.47

Income Statement (₹ Cr)

	Gujarat State Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	0.05	403.54	10,284.59	5,303.14	6,379.52
Other Income	16.34	5.87	25.57	15.03	3.80
Total Income	16.44	403.46	9,524.71	4,744.06	6,062.54
Interest Expense	129.46	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	-116.44	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	2.38	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	-0.49	0.00	0.00	0.00	0.00
Profit before Tax	-115.95	362.26	1,950.48	1,497.38	1,612.11
Taxes	0.00	56.33	505.07	369.75	401.27
Profit after Tax	-115.95	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	-115.95	430.89	1,449.46	1,127.63	1,210.84

	Gujarat State Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	-3,188.23	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	2,760.15	3,407.06	141.91	115.58	137.71
Current Liabilities	661.68	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	233.61	32,973.97	75,691.91	33,637.47	33,153.91

	Gujarat State Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	1.79	169.20	1,233.12	446.49	827.99
Current Assets	221.52	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	233.61	32,973.97	75,691.91	33,637.47	33,153.91
Contingent Liabilities	--	--	136.28	7.07	--

	Gujarat State Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-17.13	279.39	-20,237.75	-8,727.78	-2,770.21
Cash Flow from Investing Activities	15.81	-147.97	-1,631.53	-1,088.40	-100.65
Cash from Financing Activities	--	-137.57	23,834.45	10,391.44	2,750.95
Net Cash Inflow / Outflow	-1.32	-6.15	1,965.17	575.26	-119.91

	Gujarat State Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	0.00	1.57	8.35	11.68	9.98
ROE (%)	0.00	1.41	10.08	16.25	16.14
ROA (%)	-51.12	0.91	2.34	4.21	4.05
EBIT Margin (%)	-4,568.63	88.46	59.60	64.20	56.04
Net Margin (%)	-707.51	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	-751.77	0.00	0.00	0.00	0.00

	Gujarat State Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	117.23	30.99	4.76	50.20	11.86
EBIT Growth (%)	31.77	33.57	33.65	58.09	64.71
Net Profit Growth (%)	7.35	42.45	85.35	95.19	524.34
EPS Growth (%)	9.53	-86.84	68.98	74.92	521.96
Book Value Growth (%)	-4.16	-6.01	24.70	67.97	12.59

	Gujarat State Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	-0.69	72.38	20.35	21.14	16.76
Price / Book Value	-0.02	1.06	1.90	3.17	2.46
Dividend Yield (%)	0.00	0.55	0.62	0.08	0.00
EV/EBITDA	-223.93	83.92	12.55	12.69	11.44
Market Cap (₹ Cr)	82.88	27,369.52	23,577.62	15,957.18	18,508.79

	Gujarat State Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	3.69	0.00	0.00
Short term debt to equity ratio	--	0.00	2.89	1.02	1.65
Current Ratio	0.33	1,357.85	1.24	1.26	1.29
Quick Ratio	0.33	1,357.85	1.24	1.26	1.29
Interest Coverage	0.10	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.