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GSB Finance Key Ratios

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BSE: 511543

₹44.60

up-down-arrow ₹-2.18 (-4.66%)

As on 28-Aug-2026IST

Market cap

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₹27 Cr

Revenue (TTM)

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₹2 Cr

P/E Ratio

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142.3

P/B Ratio

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1.8

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 225.18 194.86 3.29 -0.13 5.17
EBIT 1,536.00 452.70 -8.19 6.18 -2.63
Net Profit 298.36 455.05 6.82 10.88 10.38
EPS 298.37 454.93 -71.21 16.16 -9.93
Book Value -- -- 5.24 6.22 4.89
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-25Mar-24
EBIT-Margin info 39.0040.1939.9949.5051.35
Net Margin info 28.3022.8710.2339.9442.68
Return on equity info 5.984.511.335.1112.21
Return on Assets info 4.983.672.654.979.55

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
--
6.39
11.78
3.01
4.15
Peer Median
--
21.07
--
16.27
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

1.33

Lower than Peers by 12.60

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
1.33
5.11
12.21
0.61
2.09
Peer Median
13.93
19.15
--
20.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

2.65

Lower than Peers by 3.70

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
2.65
4.97
9.55
0.41
1.54
Peer Median
6.35
8.61
--
6.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

39.99

Higher than Peers by 3.91

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
39.99
49.50
51.35
16.15
25.90
Peer Median
36.08
36.31
--
24.13
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

10.23

Lower than Peers by 11.03

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
10.23
39.94
42.68
2.27
9.88
Peer Median
21.27
19.21
--
21.15
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
--
40.36
42.84
2.33
10.18
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

3.29

Lower than Peers by 22.74

Year on year growth in net sales

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
3.29
-51.59
12.89
30.31
69.48
Peer Median
26.03
22.63
--
17.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-8.19

Lower than Peers by 35.64

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
-8.19
-53.34
258.94
-18.73
-24.41
Peer Median
27.45
36.04
--
2.27
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

6.82

Lower than Peers by 20.20

Year on year growth in profit after tax

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
6.82
-54.41
2,029.72
-70.15
-14.66
Peer Median
27.02
41.00
--
2.88
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-71.21

Lower than Peers by 85.66

Year on year growth in earnings per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
-71.21
-54.41
2,029.76
-70.15
-14.66
Peer Median
14.45
26.97
--
25.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
--
5.24
13.00
0.77
2.64
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
--
--
--
0.53
0.40
Peer Median
--
0.21
--
0.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
--
--
--
0.53
0.40
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

157.34

Higher than Peers by 154.88

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
157.34
3.63
3.12
2.77
3.28
Peer Median
2.46
1.47
--
1.47
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

157.34

Higher than Peers by 154.88

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
157.34
3.63
2.51
2.59
2.99
Peer Median
2.46
2.66
--
1.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

123.83

Higher than Peers by 117.87

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
123.83
13.78
6.44
1.15
2.20
Peer Median
5.97
7.52
--
7.77
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

142.34

Higher than Peers by 117.28

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
142.34
28.63
5.80
89.43
19.54
Peer Median
25.06
12.41
--
14.56
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.82

Lower than Peers by 0.08

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
1.82
1.43
0.67
0.55
0.40
Peer Median
1.90
1.89
--
2.11
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
--
--
--
--
--
Peer Median
0.27
0.02
--
0.10
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

35.54

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
35.54
22.67
4.70
24.32
14.32
Peer Median
--
8.60
--
7.20
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

27

Lower than Peers by 3,227

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
GSB Finance
27
21
9
7
5
Peer Median
3,253
1,641
--
804
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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