DCB Bank Peer Comparison
NSE: DCBBANK | BSE: 532772
₹216.62
As on 27-Aug-2026 12:14IST
Market cap
₹7,034 Cr
Revenue (TTM)
₹7,575 Cr
P/E Ratio
8.9
P/B Ratio
1.1
Div. Yield
0.7 %
| DCB Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
7,034 | 59,331 | 34,517 | 27,788 | 22,526 |
Interest Income (₹ Cr) |
7,575 | 14,736 | 11,555 | 37,270 | 7,249 |
Net Interest Income (₹ Cr) |
2,560.05 | 6,536.59 | 5,281.95 | 14,771.97 | 3,024.68 |
NIM (%) |
3.35 | -- | 4.26 | -- | 3.78 |
RoA (%) |
0.96 | 0.55 | 2.14 | 0.87 | 1.61 |
Price to Earnings |
8.93 | 65.99 | 12.58 | 6.09 | 16.06 |
Price-To-Book |
1.11 | 1.39 | 2.32 | 0.75 | 2.05 |
Income Statement (₹ Cr)
| DCB Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
7,575.21 | 14,735.81 | 11,555.22 | 37,270.22 | 7,249.41 |
|
Other Income
|
815.35 | 3,977.83 | 2,078.86 | 5,593.93 | 1,038.54 |
|
Total Income
|
8,390.56 | 18,713.64 | 13,634.08 | 42,864.15 | 8,287.96 |
|
Interest Expended
|
5,015.16 | 8,199.22 | 6,273.27 | 22,498.25 | 4,224.74 |
|
Operating Expenses
|
2,062.50 | 6,959.61 | 2,995.73 | 11,962.89 | 1,919.34 |
|
Operating Profit before Prov. & Cont.
|
1,295.75 | 3,365.60 | 4,074.98 | 8,607.03 | 2,014.23 |
|
Provisions and Contingencies
|
260.71 | 2,416.57 | 727.09 | 1,930.89 | 351.00 |
|
Profit Before Tax
|
976.97 | 1,105.99 | 3,320.05 | 4,483.52 | 1,671.23 |
|
Taxes
|
264.69 | 239.18 | 893.41 | 1,920.12 | 390.00 |
|
Profit after Tax
|
787.50 | 899.06 | 2,744.58 | 4,552.00 | 1,402.89 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | -6.31 | 0.00 |
|
Share of Associate
|
0.00 | 0.00 | 0.00 | 19.24 | 0.00 |
|
Consolidated Profit
|
787.50 | 899.06 | 2,744.58 | 4,564.93 | 1,402.89 |
Liabilities (₹ Cr)
| DCB Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
6,534.99 | 16,724.24 | 14,107.87 | 40,958.07 | 10,564.86 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | -6.31 | 0.00 |
|
Deposits
|
72,583.26 | 1,38,959.35 | 1,15,665.74 | 4,79,410.49 | 78,307.95 |
|
Borrowings
|
6,086.45 | 16,796.44 | 2,622.56 | 28,818.57 | 5,326.80 |
|
Other Liabilities & Provisions
|
2,864.77 | 8,266.89 | 4,206.92 | 9,322.64 | 2,824.78 |
|
Total Liabilities
|
88,069.47 | 1,80,746.93 | 1,36,603.09 | 5,51,079.15 | 97,024.40 |
Assets (₹ Cr)
| DCB Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
3,212.27 | 14,011.59 | 5,154.39 | 18,080.94 | 6,267.33 |
|
Balances with Banks and Money at Call
|
1,008.16 | 9,054.26 | 148.25 | 19,024.66 | 2,659.74 |
|
Investments
|
20,378.00 | 32,058.63 | 29,019.89 | 1,54,862.65 | 18,986.92 |
|
Advances
|
60,021.76 | 1,14,231.94 | 98,190.61 | 3,48,040.83 | 65,875.17 |
|
Net Block
|
948.59 | 601.77 | 454.81 | 5,201.69 | 468.53 |
|
Other Assets
|
2,460.02 | 10,768.22 | 3,588.33 | 13,368.09 | 2,766.70 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
88,069.47 | 1,80,746.93 | 1,36,603.09 | 5,51,079.15 | 97,024.40 |
Cashflow (₹ Cr)
| DCB Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
6,639.89 | 7,612.27 | -553.95 | 2,803.99 | 802.47 |
|
Cash Flow from Investing Activities
|
-2,140.74 | -224.91 | -1,745.12 | -453.87 | -207.85 |
|
Cash from Financing Activities
|
-2,977.31 | 3,159.95 | -205.01 | -712.82 | 3,041.91 |
|
Net Cash Inflow / Outflow
|
1,521.85 | 10,547.31 | -2,504.08 | 1,637.30 | 3,636.53 |
Ratios
Profitability Ratios
| DCB Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
12.34 | 12.55 | 11.28 | 10.69 | 10.43 |
|
Yield on Investments
|
7.87 | 7.93 | 7.05 | 7.20 | 6.72 |
|
Interest Spread
|
6.05 | 7.43 | 6.09 | 6.31 | 5.60 |
|
NIM (%)
|
3.35 | 0.00 | 4.26 | 0.00 | 3.78 |
|
ROE (%)
|
12.59 | 5.47 | 20.40 | 11.35 | 13.69 |
|
ROA (%)
|
0.96 | 0.55 | 2.14 | 0.87 | 1.61 |
|
Cost to Income Ratio
|
60.87 | 67.91 | 41.98 | 58.33 | 47.93 |
Growth Ratios
| DCB Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
11.48 | 5.37 | 16.02 | 9.45 | 19.81 |
|
EBIT Growth (%)
|
24.95 | -7.90 | 26.85 | 5.28 | 19.99 |
|
Net Profit Growth (%)
|
22.81 | 54.95 | 36.93 | 8.61 | 20.41 |
|
EPS Growth (%)
|
20.41 | 28.93 | 14.04 | 6.25 | 11.99 |
|
Book Value Growth (%)
|
13.72 | 6.77 | -1.50 | 6.62 | 11.60 |
Valuation Ratios
| DCB Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
8.74 | 65.66 | 12.48 | 6.12 | 16.01 |
|
Price / Book Value
|
1.08 | 1.38 | 2.31 | 0.75 | 2.05 |
|
Dividend Yield (%)
|
0.68 | 0.26 | 0.73 | 3.89 | 0.66 |
|
EV/EBITDA
|
17.59 | -124.72 | 13.81 | 7.81 | 17.06 |
|
Market Cap (₹ Cr)
|
5,100.20 | 17,916.63 | 27,940.59 | 28,467.59 | 17,825.64 |