DCB Bank Financials
NSE: DCBBANK | BSE: 532772
₹220.74
As on 04-Sep-2026 15:59IST
Market cap
₹7,108 Cr
Revenue (TTM)
₹7,575 Cr
P/E Ratio
9
P/B Ratio
1.1
Div. Yield
0.7 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
7,575.21
|
7,404.47
|
6,470.59
|
5,362.04
|
4,200.27
|
3,512.77
|
|||||
|
Other Income
|
815.35
|
855.14
|
750.51
|
474.24
|
409.39
|
452.04
|
|||||
|
Total Income
|
8,390.56
|
8,259.61
|
7,221.10
|
5,836.28
|
4,609.66
|
3,964.80
|
|||||
|
Interest Expended
|
5,015.16
|
4,947.93
|
4,364.02
|
3,434.14
|
2,483.27
|
2,155.26
|
|||||
|
Operating Expenses
|
2,062.50
|
2,015.93
|
1,820.08
|
1,537.69
|
1,339.66
|
1,012.56
|
|||||
|
Operating Profit before Prov. & Cont.
|
1,312.90
|
1,295.75
|
1,037.00
|
864.44
|
786.73
|
796.98
|
|||||
|
Provisions and Contingencies
|
260.71
|
318.78
|
208.39
|
142.49
|
159.18
|
407.43
|
|||||
|
Profit Before Tax
|
1,052.19
|
976.97
|
828.61
|
721.96
|
627.56
|
389.55
|
|||||
|
Taxes
|
264.69
|
245.41
|
213.27
|
185.99
|
162.00
|
102.05
|
|||||
|
Profit after Tax
|
787.50
|
731.56
|
615.33
|
535.97
|
465.56
|
287.50
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
787.50
|
731.56
|
615.33
|
535.97
|
465.56
|
287.50
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
6,534.99
|
6,534.99
|
5,690.68
|
5,071.27
|
4,566.11
|
4,048.82
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Deposits
|
72,583.26
|
72,583.26
|
60,030.95
|
49,353.03
|
41,238.91
|
34,691.69
|
|||||
|
Borrowings
|
6,086.45
|
6,086.45
|
9,115.18
|
6,219.48
|
4,118.12
|
4,081.84
|
|||||
|
Other Liabilities & Provisions
|
2,864.77
|
2,864.77
|
1,972.97
|
2,393.19
|
2,442.73
|
1,970.21
|
|||||
|
Total Liabilities
|
88,069.47
|
88,069.47
|
76,809.78
|
63,036.97
|
52,365.87
|
44,792.56
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
3,212.27
|
3,212.27
|
2,507.49
|
2,866.93
|
2,030.60
|
3,107.50
|
|||||
|
Balances with Banks and Money at Call
|
1,008.16
|
1,008.16
|
191.10
|
198.95
|
337.82
|
983.26
|
|||||
|
Investments
|
20,378.00
|
20,378.00
|
20,149.90
|
16,210.85
|
12,582.46
|
9,050.65
|
|||||
|
Advances
|
60,021.76
|
60,021.76
|
51,046.91
|
40,924.56
|
34,378.04
|
29,095.78
|
|||||
|
Net Block
|
989.26
|
948.59
|
831.96
|
841.10
|
782.67
|
608.36
|
|||||
|
Other Assets
|
2,460.02
|
2,460.02
|
2,015.98
|
1,970.78
|
2,210.68
|
1,894.18
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
88,069.47
|
88,069.47
|
76,809.78
|
63,036.97
|
52,365.87
|
44,792.56
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
6,639.89
|
-441.00
|
484.92
|
-1,565.72
|
1,606.08
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-2,140.74
|
-2,791.71
|
-1,857.66
|
-164.76
|
-156.62
|
|||||
|
Cash from Financing Activities
|
--
|
-2,977.31
|
2,865.42
|
2,070.21
|
8.14
|
-398.04
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
1,521.85
|
-367.30
|
697.46
|
-1,722.34
|
1,051.42
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
24.44
|
22.73
|
19.58
|
17.13
|
14.95
|
9.25
|
|||||
|
Cash EPS (₹)
|
24.44
|
26.03
|
22.81
|
20.15
|
17.42
|
11.29
|
|||||
|
Adjusted Book Value (₹)
|
197.38
|
190.93
|
171.96
|
152.74
|
136.95
|
122.91
|
|||||
|
Dividend per Share (₹)
|
0.66
|
1.45
|
1.35
|
1.25
|
1.25
|
1.00
|
|||||
|
Cash Flow per Share (₹)
|
--
|
206.27
|
-14.03
|
15.50
|
-50.26
|
51.65
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
191.05
|
-26.50
|
2.15
|
-65.33
|
33.56
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
12.34
|
12.68
|
13.10
|
12.22
|
12.07
|
|||||
|
Yield on Investments
|
--
|
7.87
|
7.25
|
6.68
|
5.71
|
7.42
|
|||||
|
Interest Spread
|
--
|
6.05
|
6.36
|
6.92
|
6.74
|
6.51
|
|||||
|
NIM (%)
|
3.35
|
2.90
|
2.85
|
3.20
|
3.48
|
3.21
|
|||||
|
ROE (%)
|
12.59
|
12.67
|
12.09
|
11.85
|
11.51
|
7.82
|
|||||
|
ROA (%)
|
0.96
|
0.89
|
0.88
|
0.93
|
0.96
|
0.68
|
|||||
|
Cost to Income Ratio
|
--
|
60.87
|
63.70
|
64.01
|
63.00
|
55.96
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
11.48
|
14.43
|
20.67
|
27.66
|
19.57
|
1.58
|
|||||
|
EBIT Growth (%)
|
58.01
|
24.95
|
19.96
|
9.88
|
-1.29
|
-10.03
|
|||||
|
Net Profit Growth (%)
|
16.87
|
18.89
|
14.81
|
15.13
|
61.93
|
-14.38
|
|||||
|
EPS Growth (%)
|
20.41
|
16.08
|
14.26
|
14.65
|
61.66
|
-14.50
|
|||||
|
Book Value Growth (%)
|
--
|
13.72
|
13.12
|
11.99
|
11.61
|
8.39
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
9.03
|
6.97
|
5.72
|
6.95
|
7.15
|
7.51
|
|||||
|
Price / Book Value
|
1.12
|
0.83
|
0.65
|
0.78
|
0.78
|
0.56
|
|||||
|
Dividend Yield (%)
|
0.66
|
0.92
|
1.21
|
1.05
|
1.17
|
1.44
|
|||||
|
EV/EBITDA
|
7.60
|
8.63
|
12.18
|
11.50
|
9.46
|
7.83
|
|||||
|
Close Price (₹)
|
185.20
|
158.33
|
112.01
|
119.40
|
106.50
|
69.40
|
|||||
|
High Price (₹)
|
205.90
|
203.70
|
145.95
|
163.45
|
141.20
|
114.45
|
|||||
|
Low Price (₹)
|
119.40
|
102.00
|
101.35
|
99.80
|
69.15
|
67.85
|
|||||
|
Market Cap (₹ Cr)
|
7,107.62
|
5,100.20
|
3,520.00
|
3,725.54
|
3,326.84
|
2,158.18
|