City Union Bank Peer Comparison

NSE: CUB | BSE: 532210

₹233.15

₹1.98 (0.86%)

As on 13-Oct-2026 11:29IST

Market cap

₹22,748 Cr

Revenue (TTM)

₹7,249 Cr

P/E Ratio

16.2

P/B Ratio

2.1

Div. Yield

0.7 %

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	City Union Bank	RBL Bank	Karur Vysya Bank	Central Bank	J&k Bank
Market cap (₹ Cr)	22,748	61,323	33,405	27,299	15,202
Interest Income (₹ Cr)	7,249	15,550	11,555	37,270	13,429
Net Interest Income (₹ Cr)	3,024.68	7,116.41	5,281.95	14,771.97	5,914.08
NIM (%)	3.78	--	4.26	--	--
RoA (%)	1.61	0.64	2.14	0.87	1.25
Price to Earnings	16.22	50.89	12.17	5.98	6.60
Price-To-Book	2.07	1.42	2.25	0.74	0.98

Income Statement (₹ Cr)

	City Union Bank	RBL Bank	Karur Vysya Bank	Central Bank	J&k Bank
Interest Earned	7,249.41	15,549.99	11,555.22	37,270.22	13,428.76
Other Income	1,038.54	4,123.71	2,078.86	5,593.93	919.11
Total Income	8,287.96	19,673.70	13,634.08	42,864.15	14,347.87
Interest Expended	4,224.74	8,433.58	6,273.27	22,498.25	7,514.68
Operating Expenses	1,919.34	7,013.57	2,995.73	11,962.89	3,810.63
Operating Profit before Prov. & Cont.	2,014.23	3,365.60	4,074.98	8,607.03	2,992.18
Provisions and Contingencies	351.00	2,683.40	727.09	1,930.89	97.55
Profit Before Tax	1,671.23	1,105.99	3,320.05	4,483.52	2,963.57
Taxes	390.00	338.19	893.41	1,920.12	618.12
Profit after Tax	1,402.89	1,204.96	2,744.58	4,552.00	2,306.89
Minority Interest	0.00	0.00	0.00	-6.31	0.00
Share of Associate	0.00	0.00	0.00	19.24	-3.12
Consolidated Profit	1,402.89	1,204.96	2,744.58	4,564.93	2,303.77

	City Union Bank	RBL Bank	Karur Vysya Bank	Central Bank	J&k Bank
Shareholder's Funds	10,564.86	43,453.95	14,107.87	40,958.07	17,003.44
Minority Interest	0.00	0.00	0.00	-6.31	0.00
Deposits	78,307.95	1,56,103.79	1,15,665.74	4,79,410.49	1,73,404.49
Borrowings	5,326.80	13,371.78	2,622.56	28,818.57	4,381.00
Other Liabilities & Provisions	2,824.78	9,359.15	4,206.92	9,322.64	3,810.54
Total Liabilities	97,024.40	1,80,746.93	1,36,603.09	5,51,079.15	1,88,959.76

	City Union Bank	RBL Bank	Karur Vysya Bank	Central Bank	J&k Bank
Cash and Balance with Reserve Bank of India	6,267.33	10,246.82	5,154.39	18,080.94	7,077.03
Balances with Banks and Money at Call	2,659.74	15,548.08	148.25	19,024.66	1,012.37
Investments	18,986.92	42,782.76	29,019.89	1,54,862.65	42,951.83
Advances	65,875.17	1,42,314.08	98,190.61	3,48,040.83	1,28,168.19
Net Block	468.53	601.77	454.81	5,201.69	2,444.84
Other Assets	2,766.70	10,803.77	3,588.33	13,368.09	16,875.69
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	97,024.40	1,80,746.93	1,36,603.09	5,51,079.15	1,88,959.76

	City Union Bank	RBL Bank	Karur Vysya Bank	Central Bank	J&k Bank
Cash From Operating Activities	802.47	7,612.27	-553.95	2,803.99	-1,125.68
Cash Flow from Investing Activities	-207.85	-224.91	-1,745.12	-453.87	-302.29
Cash from Financing Activities	3,041.91	3,159.95	-205.01	-712.82	-499.93
Net Cash Inflow / Outflow	3,636.53	10,547.31	-2,504.08	1,637.30	-1,927.90

	City Union Bank	RBL Bank	Karur Vysya Bank	Central Bank	J&k Bank
Yield on Advances	10.43	12.55	11.28	10.69	10.72
Yield on Investments	6.72	7.93	7.05	7.20	7.57
Interest Spread	5.60	7.43	6.09	6.31	6.42
NIM (%)	3.78	0.00	4.26	0.00	0.00
ROE (%)	13.69	4.00	20.40	11.35	14.18
ROA (%)	1.61	0.64	2.14	0.87	1.25
Cost to Income Ratio	47.93	67.91	41.98	58.33	56.21

	City Union Bank	RBL Bank	Karur Vysya Bank	Central Bank	J&k Bank
Revenue Growth (%)	19.81	11.37	16.02	9.45	4.78
EBIT Growth (%)	19.99	-7.90	26.85	5.28	1.96
Net Profit Growth (%)	20.41	122.73	36.93	8.61	7.02
EPS Growth (%)	11.99	39.54	14.04	6.25	7.26
Book Value Growth (%)	11.60	6.77	-1.50	6.62	15.49

	City Union Bank	RBL Bank	Karur Vysya Bank	Central Bank	J&k Bank
Price / Earnings	16.34	54.11	12.06	5.96	6.59
Price / Book Value	2.09	1.52	2.23	0.73	0.98
Dividend Yield (%)	0.65	0.24	0.76	3.99	0.00
EV/EBITDA	17.48	572.99	13.31	7.56	5.12
Market Cap (₹ Cr)	17,825.64	17,916.63	27,940.59	28,467.59	12,113.13

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.