Capital India Fin Peer Comparison
NSE: CIFL | BSE: 530879
₹20.38
As on 01-Sep-2026IST
Market cap
₹796 Cr
Revenue (TTM)
₹531 Cr
P/E Ratio
20.7
P/B Ratio
1.3
Div. Yield
0 %
| Capital India Fin | JM Financial | Edelweiss Fin | Pilani Investment | SG Finserve | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
796 | 12,292 | 12,201 | 4,771 | 4,501 |
Revenue (₹ Cr) |
531 | 4,180 | 10,512 | 248 | 403 |
Net Profit (₹ Cr) |
26.90 | 1,088.04 | 655.99 | 26.54 | 156.82 |
Net Margin (%) |
5.24 | 24.93 | 5.96 | 10.48 | 38.93 |
RoE (%) |
-7.67 | 10.09 | 14.05 | -0.07 | 12.39 |
Price to Earnings |
20.70 | 11.82 | 20.26 | -- | 28.70 |
Price-To-Book |
1.27 | 1.12 | 2.76 | 0.30 | 2.94 |
Income Statement (₹ Cr)
| Capital India Fin | JM Financial | Edelweiss Fin | Pilani Investment | SG Finserve | |
|---|---|---|---|---|---|
|
Operating Income
|
527.96 | 4,091.10 | 9,081.16 | 282.87 | 333.41 |
|
Other Income
|
4.88 | 410.56 | 680.39 | 5.39 | 0.25 |
|
Total Income
|
532.84 | 4,501.66 | 9,761.55 | 288.25 | 333.66 |
|
Interest Expense
|
87.44 | 999.19 | 2,537.04 | 164.62 | 134.46 |
|
PBT & Exceptional Items
|
-69.37 | 1,601.72 | 801.62 | 90.87 | 171.55 |
|
Operating Expenses
|
483.41 | 1,822.38 | 6,275.74 | 32.44 | 26.97 |
|
Exceptional Income/Expenses
|
106.38 | -21.29 | -- | -- | -- |
|
Profit before Tax
|
37.01 | 1,580.43 | 801.62 | 90.87 | 171.55 |
|
Taxes
|
5.05 | 403.55 | 265.80 | 25.50 | 43.89 |
|
Profit after Tax
|
31.96 | 1,176.88 | 535.82 | 65.37 | 127.66 |
|
Minority Interest
|
17.39 | 700.65 | 1,493.44 | -- | -- |
|
Share of Associate
|
-- | 24.16 | -- | -34.31 | -- |
|
Consolidated Profit
|
38.89 | 1,201.97 | 398.83 | 31.06 | 127.66 |
Liabilities (₹ Cr)
| Capital India Fin | JM Financial | Edelweiss Fin | Pilani Investment | SG Finserve | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
673.17 | 10,657.43 | 4,424.73 | 15,871.50 | 1,460.22 |
|
Minority Interest
|
17.39 | 700.65 | 1,493.44 | -- | -- |
|
Non-Current Liabilities
|
568.27 | 5,465.87 | 21,744.25 | 1,816.15 | 2,664.03 |
|
Current Liabilities
|
576.96 | 9,453.55 | 12,180.54 | 1,893.28 | 90.65 |
|
Total Liabilities
|
1,845.61 | 26,336.97 | 41,282.43 | 19,580.93 | 4,217.04 |
Assets (₹ Cr)
| Capital India Fin | JM Financial | Edelweiss Fin | Pilani Investment | SG Finserve | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
1,325.85 | 13,486.88 | 26,602.25 | 18,945.55 | 3,973.03 |
|
Current Assets
|
509.93 | 12,790.62 | 13,240.72 | 635.38 | 241.87 |
|
Total Assets
|
1,845.61 | 26,336.97 | 41,282.43 | 19,580.93 | 4,217.04 |
|
Contingent Liabilities
|
0.63 | 90.75 | 235.91 | 1.23 | -- |
Cashflow (₹ Cr)
| Capital India Fin | JM Financial | Edelweiss Fin | Pilani Investment | SG Finserve | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-364.36 | 580.73 | 2,051.75 | 1,347.42 | -1,571.48 |
|
Cash Flow from Investing Activities
|
291.69 | -532.40 | 3,725.94 | -1,798.38 | 61.29 |
|
Cash from Financing Activities
|
142.85 | -116.14 | -3,428.09 | 437.87 | 1,631.58 |
|
Net Cash Inflow / Outflow
|
70.19 | -67.81 | 2,349.60 | -13.10 | 121.39 |
Ratios
Profitability Ratios
| Capital India Fin | JM Financial | Edelweiss Fin | Pilani Investment | SG Finserve | |
|---|---|---|---|---|---|
|
ROCE (%)
|
7.77 | 11.91 | 14.31 | 1.41 | 9.32 |
|
ROE (%)
|
5.21 | 11.59 | 12.64 | 0.41 | 10.87 |
|
ROA (%)
|
1.74 | 4.67 | 1.32 | 0.34 | 3.84 |
|
EBIT Margin (%)
|
9.36 | 65.49 | 38.38 | 90.43 | 91.98 |
|
Net Margin (%)
|
6.00 | 26.14 | 5.49 | 22.68 | 38.26 |
|
Cash Profit Margin (%)
|
11.99 | 30.68 | 7.52 | 23.22 | 38.49 |
Growth Ratios
| Capital India Fin | JM Financial | Edelweiss Fin | Pilani Investment | SG Finserve | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-3.32 | -6.55 | -2.50 | -6.38 | 96.16 |
|
EBIT Growth (%)
|
-47.68 | 13.26 | 4.05 | -12.72 | 115.01 |
|
Net Profit Growth (%)
|
345.72 | 52.45 | 1.47 | -56.96 | 57.62 |
|
EPS Growth (%)
|
2,398.74 | 46.26 | -7.51 | -68.47 | 34.99 |
|
Book Value Growth (%)
|
7.09 | 9.49 | -6.81 | -0.68 | 61.31 |
Valuation Ratios
| Capital India Fin | JM Financial | Edelweiss Fin | Pilani Investment | SG Finserve | |
|---|---|---|---|---|---|
|
Price / Earnings
|
20.84 | 9.04 | 20.68 | 147.90 | 21.17 |
|
Price / Book Value
|
1.28 | 1.02 | 2.02 | 0.29 | 1.86 |
|
Dividend Yield (%)
|
0.00 | 2.86 | 1.68 | 0.22 | 0.00 |
|
EV/EBITDA
|
29.18 | 6.61 | 6.04 | 27.28 | 16.96 |
|
Market Cap (₹ Cr)
|
810.68 | 10,859.82 | 8,247.51 | 4,593.08 | 2,702.71 |
Solvency Ratios
| Capital India Fin | JM Financial | Edelweiss Fin | Pilani Investment | SG Finserve | |
|---|---|---|---|---|---|
|
Debt to Equity
|
1.47 | 1.09 | 4.37 | 0.15 | 1.86 |
|
Short term debt to equity ratio
|
0.56 | 0.58 | 1.27 | 0.12 | 0.06 |
|
Current Ratio
|
0.88 | 1.35 | 1.09 | 0.34 | 2.67 |
|
Quick Ratio
|
0.96 | 1.34 | 1.09 | 0.34 | 2.67 |
|
Interest Coverage
|
1.42 | 2.58 | 1.32 | 1.55 | 2.28 |