Baid Finserv Key Ratios
NSE: BAIDFIN | BSE: 511724
₹9.76
As on 27-Aug-2026IST
Market cap
₹160 Cr
Revenue (TTM)
₹95 Cr
P/E Ratio
10.5
P/B Ratio
0.7
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -13.47 | -8.99 | 9.49 | 16.44 | 12.39 |
| EBIT | 41.64 | 0.83 | 1.72 | 10.64 | 8.78 |
| Net Profit | 162.16 | 8.19 | 11.59 | 15.00 | 15.99 |
| EPS | 162.15 | -14.95 | -8.51 | -1.09 | 12.02 |
| Book Value | -- | -- | 7.34 | 7.08 | 6.61 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-25 | Mar-24 |
| EBIT-Margin
| 58.32 | 60.27 | 52.80 | 57.22 | 61.76 |
| Net Margin
| 18.12 | 17.15 | 15.72 | 16.29 | 19.48 |
| Return on equity
| 7.57 | 6.90 | 7.22 | 7.78 | 8.03 |
| Return on Assets
| 3.19 | 2.92 | 3.08 | 3.06 | 3.37 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
--
|
11.26
|
11.21
|
10.03
|
10.46
|
|
Peer Median
|
--
|
3.03
|
2.53
|
3.26
|
--
|
ROE
7.22
Higher than Peers by 3.57
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
7.22
|
7.78
|
8.03
|
6.90
|
6.20
|
|
Peer Median
|
3.66
|
3.09
|
2.02
|
3.39
|
--
|
ROA
3.08
Higher than Peers by 1.42
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
3.08
|
3.06
|
3.37
|
3.15
|
2.77
|
|
Peer Median
|
1.66
|
1.81
|
1.58
|
2.14
|
--
|
EBIT Margin
52.80
Higher than Peers by 13.78
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
52.80
|
57.22
|
61.76
|
55.99
|
63.36
|
|
Peer Median
|
39.01
|
28.04
|
54.87
|
34.97
|
--
|
Net Margin
15.72
Lower than Peers by 0.38
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
15.72
|
16.29
|
19.48
|
18.60
|
17.56
|
|
Peer Median
|
16.10
|
50.24
|
25.43
|
21.97
|
--
|
Cash Profit Margin
0.00
Lower than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
0.00
|
17.29
|
20.34
|
19.52
|
18.17
|
|
Peer Median
|
0.00
|
0.00
|
0.00
|
0.00
|
--
|
Revenue Growth
9.49
Lower than Peers by 23.63
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
9.49
|
24.37
|
20.17
|
9.83
|
-6.58
|
|
Peer Median
|
33.12
|
13.95
|
21.26
|
1.45
|
--
|
EBIT Growth
1.72
Lower than Peers by 18.52
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
1.72
|
15.24
|
32.56
|
-2.95
|
-6.09
|
|
Peer Median
|
20.24
|
-7.21
|
29.28
|
-0.90
|
--
|
Net Profit Growth
11.59
Higher than Peers by 2.75
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
11.59
|
4.04
|
24.52
|
18.12
|
17.48
|
|
Peer Median
|
8.84
|
-50.08
|
5.58
|
8.45
|
--
|
EPS Growth
-8.51
Lower than Peers by 23.35
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
-8.51
|
4.03
|
24.53
|
18.10
|
17.48
|
|
Peer Median
|
14.83
|
-66.62
|
--
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
--
|
7.34
|
7.60
|
6.30
|
6.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
--
|
1.43
|
1.45
|
1.10
|
1.10
|
|
Peer Median
|
--
|
0.02
|
0.02
|
0.00
|
--
|
Short term debt to equity ratio
1.23
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
1.23
|
0.05
|
0.05
|
0.04
|
0.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.74
Lower than Peers by 1.76
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
1.74
|
6.21
|
6.45
|
5.12
|
3.45
|
|
Peer Median
|
3.50
|
3.61
|
5.72
|
5.67
|
--
|
Quick Ratio
1.74
Lower than Peers by 1.70
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
1.74
|
6.18
|
6.44
|
5.17
|
3.53
|
|
Peer Median
|
3.43
|
2.41
|
6.37
|
4.92
|
--
|
Interest Coverage
1.64
Lower than Peers by 32.14
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
1.64
|
1.62
|
1.78
|
1.79
|
1.62
|
|
Peer Median
|
33.78
|
1.78
|
5.95
|
17.59
|
--
|
Valuation
Price / Earnings
10.47
Lower than Peers by 67.02
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
10.47
|
8.18
|
17.71
|
39.87
|
2.35
|
|
Peer Median
|
77.49
|
152.45
|
157.11
|
37.83
|
--
|
Price / Book Value
0.65
Lower than Peers by 0.11
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
0.65
|
0.61
|
1.37
|
2.67
|
1.42
|
|
Peer Median
|
0.77
|
1.12
|
1.01
|
0.84
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
--
|
1.09
|
0.52
|
0.29
|
0.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
8.18
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
8.18
|
7.26
|
10.43
|
17.71
|
10.94
|
|
Peer Median
|
--
|
8.54
|
10.73
|
19.43
|
--
|
Market Cap
160
Higher than Peers by 132
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Baid Finserv
|
160
|
110
|
229
|
414
|
207
|
|
Peer Median
|
28
|
28
|
30
|
35
|
--
|