Baid Finserv Financials

NSE: BAIDFIN | BSE: 511724

₹11.88

₹0.14 (1.19%)

As on 11-Sep-2026IST

Market cap

₹192 Cr

Revenue (TTM)

₹95 Cr

P/E Ratio

12.6

P/B Ratio

0.8

Div. Yield

0.8 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Operating Income	95.13	97.27	81.98	65.92	54.85	49.94
Other Income	2.20	1.92	0.56	0.44	0.95	0.11
Total Income	97.33	99.19	82.55	66.36	55.81	50.05
Interest Expense	31.92	31.97	29.34	23.06	17.68	19.60
Operating Expenses	43.98	46.21	34.34	24.72	23.82	18.01
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	20.51	20.07	18.14	18.10	13.99	12.15
Taxes	5.21	5.10	4.69	5.17	3.61	3.37
Profit after Tax	15.30	14.97	13.45	12.92	10.38	8.79
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	15.30	14.97	13.45	12.92	10.38	8.79

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	232.79	232.79	179.03	166.78	155.01	145.83
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	6.82	276.36	247.45	233.90	163.78	135.21
Current Liabilities	299.47	29.92	27.56	25.44	22.28	36.74
Total Liabilities	539.08	539.08	454.05	426.12	341.12	317.84

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Non-Current Assets	5.91	356.37	282.98	262.05	226.90	191.12
Current Assets	519.69	182.71	171.07	164.08	114.18	126.66
Total Assets	539.08	539.08	454.05	426.12	341.12	317.84
Contingent Liabilities	--	--	--	--	--	--

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	-33.27	1.93	-21.77	5.53	34.00
Cash Flow from Investing Activities	--	-7.79	-6.15	-1.59	2.81	-5.58
Cash from Financing Activities	--	36.84	-17.04	46.94	-7.93	-24.27
Net Cash Inflow / Outflow	--	-4.22	-21.26	23.58	0.42	4.15

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	1.08	0.97	1.10	1.06	0.85	0.72
Cash EPS (₹)	0.94	1.03	1.16	1.10	0.88	0.75
Adjusted Book Value (₹)	15.13	14.85	14.71	13.70	12.73	11.98
Dividend per Share (₹)	0.84	0.10	0.10	0.10	0.10	0.05
Cash Flow per Share (₹)	--	-2.15	0.16	-1.81	0.46	28.32
Free Cash Flow per Share (₹)	--	-4.79	-2.91	-4.12	-1.46	10.60

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
ROCE (%)	--	10.93	11.26	11.21	10.03	10.46
ROE (%)	7.22	7.32	7.78	8.03	6.90	6.20
ROA (%)	3.08	3.02	3.06	3.37	3.15	2.77
EBIT Margin (%)	52.80	51.53	57.22	61.76	55.99	63.36
Net Margin (%)	15.72	15.10	16.29	19.48	18.60	17.56
Cash Profit Margin (%)	0.00	16.36	17.29	20.34	19.52	18.17

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	9.49	18.64	24.37	20.17	9.83	-6.58
EBIT Growth (%)	1.72	6.83	15.24	32.56	-2.95	-6.09
Net Profit Growth (%)	11.59	11.37	4.04	24.52	18.12	17.48
EPS Growth (%)	-8.51	-12.46	4.04	24.53	18.10	17.48
Book Value Growth (%)	--	28.51	7.34	7.60	6.30	6.00

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	12.57	9.37	8.07	17.71	39.87	2.35
Price / Book Value	0.78	0.61	0.61	1.37	2.67	1.42
Dividend Yield (%)	0.84	1.10	1.09	0.52	0.29	0.29
EV/EBITDA	8.79	7.87	7.26	10.43	17.71	10.94
Close Price (₹)	9.94	9.10	9.06	18.69	33.73	16.97
High Price (₹)	13.94	13.94	26.58	48.08	39.35	17.75
Low Price (₹)	8.80	8.80	8.95	18.25	15.78	2.35
Market Cap (₹ Cr)	192.40	140.33	109.99	228.85	413.76	206.64

Solvency Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Debt to Equity	--	1.24	1.43	1.45	1.10	1.10
Short term debt to equity ratio	1.23	0.04	0.05	0.05	0.04	0.17
Current Ratio	1.74	6.11	6.21	6.45	5.12	3.45
Quick Ratio	1.74	6.12	6.18	6.44	5.17	3.53
Interest Coverage	1.64	1.63	1.62	1.78	1.79	1.62

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)