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Aye Finance Key Ratios

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NSE: AYE | BSE: 544699

₹149.97

up-down-arrow ₹2.84 (1.93%)

As on 08-Nov-2026IST

Market cap

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₹3,700 Cr

Revenue (TTM)

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₹1,963 Cr

P/E Ratio

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12.8

P/B Ratio

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1.4

Div. Yield

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0 %

Key Ratios and Highlights

Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 45.2538.9244.5340.6444.62
Net Margin info 12.606.6114.3610.3911.38
Return on equity info 13.257.7311.099.3912.21
Return on Assets info 3.391.896.602.773.08

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
--
--
11.45
12.76
14.29
Peer Median
--
9.86
10.60
9.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

11.09

Higher than Peers by 2.00

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
11.09
11.09
9.39
12.21
18.14
Peer Median
9.08
10.77
10.78
8.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

6.60

Higher than Peers by 3.76

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
6.60
6.60
2.77
3.08
4.33
Peer Median
2.85
2.72
3.50
2.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

44.53

Lower than Peers by 23.50

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
44.53
44.53
40.64
44.62
50.48
Peer Median
68.03
61.17
61.18
97.28
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

14.36

Lower than Peers by 9.03

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
14.36
14.36
10.39
11.38
16.02
Peer Median
23.40
18.52
26.68
51.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
--
--
12.12
13.25
17.90
Peer Median
--
--
--
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

21.89

Higher than Peers by 2.65

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
21.89
21.89
24.32
40.33
66.86
Peer Median
19.24
18.48
17.06
34.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

40.74

Higher than Peers by 22.36

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
40.74
40.74
13.24
24.03
109.55
Peer Median
18.37
28.72
15.67
38.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

26.92

Higher than Peers by 6.66

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
26.92
125.31
13.06
-0.24
291.49
Peer Median
20.26
51.73
11.48
49.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

82.44

Higher than Peers by 72.52

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
82.44
81.60
-12.63
-88.73
291.49
Peer Median
9.91
38.04
-3.51
50.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
--
--
53.37
38.08
64.92
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
--
--
2.01
2.78
2.88
Peer Median
--
1.97
2.00
1.60
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
--
--
0.96
1.33
0.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.44

Lower than Peers by 0.03

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
1.44
1.44
0.49
0.51
53.68
Peer Median
1.47
0.99
4.14
2.82
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.44

Lower than Peers by 0.02

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
1.44
1.44
0.49
0.51
53.68
Peer Median
1.46
1.44
1.54
1.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.69

Lower than Peers by 0.26

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
1.69
1.69
1.46
1.48
1.69
Peer Median
1.95
1.84
1.98
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

12.77

Lower than Peers by 6.59

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
12.77
12.77
12.05
--
--
Peer Median
19.36
18.92
20.09
19.35
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.37

Lower than Peers by 0.46

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
1.37
1.37
0.93
--
--
Peer Median
1.83
1.84
1.53
1.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
--
--
--
--
--
Peer Median
0.09
0.04
0.05
0.16
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

7.27

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
7.27
7.27
7.86
4.81
4.92
Peer Median
--
14.61
13.42
23.06
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

3,700

Lower than Peers by 3,744

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Aye Finance
3,700
3,700
2,332
--
--
Peer Median
7,445
6,175
3,133
4,482
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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