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Aye Finance Key Ratios

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NSE: AYE | BSE: 544699

₹153.28

up-down-arrow ₹-6.61 (-4.13%)

As on 16-Oct-2026IST

Market cap

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₹3,782 Cr

Revenue (TTM)

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₹1,815 Cr

P/E Ratio

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19.5

P/B Ratio

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1.5

Div. Yield

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0 %

Key Ratios and Highlights

Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsMar-26Mar-25Mar-24
EBIT-Margin info 45.2538.9240.6444.6250.48
Net Margin info 12.606.6110.3911.3816.02
Return on equity info 13.257.739.3912.2118.14
Return on Assets info 3.391.892.773.084.33

Profitability

View Detailed Peer Comparison

ROCE

11.45

Higher than Peers by 1.86

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
11.45
12.76
14.29
10.25
4.30
Peer Median
9.59
10.60
9.14
6.69
--
ROE

9.39

Lower than Peers by 0.78

Profit after tax / Average Net worth * 100

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
9.39
12.21
18.14
6.35
-7.44
Peer Median
10.17
10.78
8.66
3.91
--
ROA

2.77

Higher than Peers by 0.11

Profit after tax / Average Total assets * 100

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
2.77
3.08
4.33
1.63
-2.35
Peer Median
2.66
3.50
2.67
1.71
--
EBIT Margin

40.64

Lower than Peers by 21.97

Operating profit (EBIT) / Net Sales * 100

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
40.64
44.62
50.48
40.20
18.65
Peer Median
62.61
61.18
97.28
57.74
--
Net Margin

10.39

Lower than Peers by 8.13

Net profit / Total Income (Net sales plus other income) * 100

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
10.39
11.38
16.02
6.82
-11.58
Peer Median
18.52
26.68
51.92
19.92
--
Cash Profit Margin

12.12

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
12.12
13.25
17.90
8.87
-9.58
Peer Median
--
--
0.00
0.00
--

Growth

View Detailed Peer Comparison

Revenue Growth

24.32

Higher than Peers by 6.09

Year on year growth in net sales

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
24.32
40.33
66.86
44.34
-12.79
Peer Median
18.23
17.06
34.70
13.78
--
EBIT Growth

13.24

Lower than Peers by 17.00

Year on year growth in operating profit (EBIT)

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
13.24
24.03
109.55
211.06
-68.47
Peer Median
30.24
15.67
38.04
29.81
--
Net Profit Growth

13.06

Lower than Peers by 30.76

Year on year growth in profit after tax

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
13.06
-0.24
291.49
185.40
-404.03
Peer Median
43.82
11.48
49.18
49.38
--
EPS Growth

-12.63

Lower than Peers by 41.16

Year on year growth in earnings per share

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
-12.63
-88.73
291.49
185.40
-403.96
Peer Median
28.52
-3.51
50.00
46.43
--
Book Value Growth

53.37

--

Year on year growth in book value per share

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
53.37
38.08
64.92
7.02
-6.36
Peer Median
--
--
--
--
--

Solvency

View Detailed Peer Comparison

Debt to Equity

2.01

Higher than Peers by 0.20

Total debt / Net worth

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
2.01
2.78
2.88
3.10
2.19
Peer Median
1.81
2.00
1.60
0.41
--
Short term debt to equity ratio

0.96

--

(Short term borrowings / Net worth)

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
0.96
1.33
0.00
0.06
0.02
Peer Median
--
--
--
--
--
Current Ratio

0.49

Lower than Peers by 0.38

Current Assets / Current Liabilities and Provisions

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
0.49
0.51
53.68
42.89
38.45
Peer Median
0.87
4.14
2.82
3.70
--
Quick Ratio

0.49

Lower than Peers by 1.04

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
0.49
0.51
53.68
42.89
38.45
Peer Median
1.52
1.54
1.36
1.66
--
Interest Coverage

1.46

Lower than Peers by 0.32

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
1.46
1.48
1.69
1.36
0.58
Peer Median
1.78
1.98
2.17
2.17
--

Valuation

View Detailed Peer Comparison

Price / Earnings

12.05

Lower than Peers by 8.22

Current share price divided by earning per share in the last twelve months

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
12.05
--
--
--
--
Peer Median
20.26
20.09
19.35
28.54
--
Price / Book Value

0.93

Lower than Peers by 0.97

Current share price divided by book value per share in the latest financial year

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
0.93
--
--
--
--
Peer Median
1.90
1.53
1.83
1.10
--
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
--
--
--
--
--
Peer Median
0.06
0.05
0.16
--
--
EV/EBITDA

7.86

Lower than Peers by 7.35

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
7.86
4.81
4.92
6.85
11.50
Peer Median
15.21
13.42
23.06
17.63
--
Market Cap

2,332

Lower than Peers by 4,072

Current Share price multiplied by latest total number of shares outstanding

Company Name
Mar-26
Mar-25
Mar-24
Mar-23
Mar-22
Aye Finance
2,332
--
--
--
--
Peer Median
6,404
3,133
4,482
525
--
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