Aye Finance Financials

NSE: AYE | BSE: 544699

₹184.81

₹4.20 (2.33%)

As on 04-Sep-2026 15:56IST

Market cap

₹4,558 Cr

Revenue (TTM)

₹1,815 Cr

P/E Ratio

23.5

P/B Ratio

1.8

Div. Yield

0 %

Annual
Quarterly

Income Statement (₹ Cr)	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Operating Income	1,814.73	1,459.73	1,040.22	623.43	431.92	495.27
Other Income	48.51	45.26	31.53	19.91	11.57	4.15
Total Income	1,863.24	1,504.99	1,071.75	643.34	443.49	499.42
Interest Expense	538.75	471.58	328.83	199.13	159.55	236.43
Operating Expenses	1,050.88	786.24	500.52	361.36	341.38	230.42
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	247.30	225.01	227.86	71.40	-67.41	23.28
Taxes	53.67	53.74	56.18	27.54	-16.06	6.39
Profit after Tax	193.63	171.27	171.68	43.85	-51.35	16.89
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	193.63	171.27	171.68	43.85	-51.35	16.89

Liabilities (₹ Cr)	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Shareholder's Funds	2,532.71	1,658.35	1,236.11	757.95	705.41	746.70
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	2,593.00	2,290.16	3,503.97	2,270.79	1,504.91	1,328.36
Current Liabilities	2,593.85	2,328.62	89.04	71.39	58.00	20.33
Total Liabilities	7,772.94	6,338.11	4,873.05	3,129.46	2,315.64	2,126.99

Assets (₹ Cr)	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Non-Current Assets	6,461.60	5,081.56	49.86	38.47	37.93	29.55
Current Assets	1,257.96	1,195.57	4,779.26	3,061.66	2,230.38	2,065.84
Total Assets	7,772.94	6,338.11	4,873.05	3,129.46	2,315.64	2,126.99
Contingent Liabilities	15.80	12.98	2.44	2.44	2.44	--

Cashflow (₹ Cr)	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Cash From Operating Activities	-1,354.64	-811.79	-1,322.83	-720.39	-271.87	125.23
Cash Flow from Investing Activities	-125.36	-38.59	83.04	78.21	45.60	-189.78
Cash from Financing Activities	1,169.22	1,254.95	1,493.74	761.97	199.66	71.82
Net Cash Inflow / Outflow	-310.78	404.57	253.96	119.79	-26.61	7.27

Financials Ratios	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Adjusted EPS (₹)	7.92	9.06	80.39	20.54	-24.05	7.91
Cash EPS (₹)	9.00	10.24	87.20	25.90	-19.38	12.26
Adjusted Book Value (₹)	102.07	86.12	551.84	334.61	312.68	333.99
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	-55.40	-42.96	-3,097.23	-1,686.70	-636.56	293.28
Free Cash Flow per Share (₹)	-68.94	-58.86	-3,374.15	-1,903.98	-885.65	153.09

Profitability Ratios	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
ROCE (%)	11.45	12.76	14.29	10.25	4.30	13.09
ROE (%)	9.39	12.21	18.14	6.35	-7.44	2.81
ROA (%)	2.77	3.08	4.33	1.63	-2.35	0.82
EBIT Margin (%)	40.64	44.62	50.48	40.20	18.65	51.60
Net Margin (%)	10.39	11.38	16.02	6.82	-11.58	3.38
Cash Profit Margin (%)	12.12	13.25	17.90	8.87	-9.58	5.29

Growth Ratios	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Revenue Growth (%)	24.32	40.33	66.86	44.34	-12.79	20.29
EBIT Growth (%)	13.24	24.03	109.55	211.06	-68.47	41.91
Net Profit Growth (%)	13.06	-0.24	291.49	185.40	-404.03	-47.89
EPS Growth (%)	-12.63	-88.73	291.49	185.40	-403.96	-47.89
Book Value Growth (%)	53.37	38.08	64.92	7.02	-6.36	45.61

Valuation Ratios	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Price / Earnings	12.05	--	--	--	--	--
Price / Book Value	0.93	--	--	--	--	--
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	7.86	4.81	4.92	6.85	11.50	3.71
Close Price (₹)	95.13	--	--	--	--	--
High Price (₹)	129.13	--	--	--	--	--
Low Price (₹)	93.00	--	--	--	--	--
Market Cap (₹ Cr)	2,332.47	--	--	--	--	--

Solvency Ratios	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Debt to Equity	2.01	2.78	2.88	3.10	2.19	1.78
Short term debt to equity ratio	0.96	1.33	0.00	0.06	0.02	--
Current Ratio	0.49	0.51	53.68	42.89	38.45	101.62
Quick Ratio	0.49	0.51	53.68	42.89	38.45	101.62
Interest Coverage	1.46	1.48	1.69	1.36	0.58	1.10