Laxmi India Finance Peer Comparison

NSE: LAXMIINDIA | BSE: 544465

₹96.33

₹0.15 (0.16%)

As on 29-Oct-2026IST

Market cap

₹508 Cr

Revenue (TTM)

₹341 Cr

P/E Ratio

P/B Ratio

1.1

Div. Yield

0 %

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	Laxmi India Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	508	28,994	28,269	22,269	16,680
Revenue (₹ Cr)	341	404	10,285	5,967	6,775
Net Profit (₹ Cr)	56.55	305.93	1,445.41	1,309.97	1,586.60
Net Margin (%)	16.47	74.72	14.02	21.90	23.40
RoE (%)	12.56	1.41	10.08	17.28	18.93
Price to Earnings	8.99	67.29	19.50	17.00	10.51
Price-To-Book	1.06	0.99	1.76	2.80	1.87

Income Statement (₹ Cr)

	Laxmi India Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	340.85	403.54	10,284.59	5,967.37	6,774.91
Other Income	2.59	5.87	25.57	14.84	4.19
Total Income	319.59	403.46	9,524.71	4,744.06	6,062.54
Interest Expense	142.48	0.57	4,204.29	2,168.57	2,040.48
PBT & Exceptional Items	77.62	366.10	2,260.68	1,858.27	2,178.84
Operating Expenses	123.33	42.74	3,845.19	1,955.37	2,559.78
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	75.19	362.26	1,950.48	1,740.25	2,113.90
Taxes	18.64	56.33	505.07	430.28	527.30
Profit after Tax	56.55	305.93	1,445.41	1,309.97	1,586.60
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	56.56	430.89	1,449.46	1,309.97	1,586.60

	Laxmi India Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	465.47	29,221.16	16,050.74	7,957.62	8,919.01
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	5.04	3,407.06	141.91	183.54	112.69
Current Liabilities	1,347.27	23.91	58,360.20	31,898.30	25,418.48
Total Liabilities	1,817.78	32,973.97	75,691.91	33,637.47	33,153.91

	Laxmi India Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	21.38	169.20	1,233.12	512.13	784.57
Current Assets	1,793.02	32,466.17	72,616.64	39,310.76	33,556.28
Total Assets	1,817.78	32,973.97	75,691.91	33,637.47	33,153.91
Contingent Liabilities	1.72	--	136.28	7.07	--

	Laxmi India Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-279.99	279.39	-20,237.75	-8,727.78	-2,770.21
Cash Flow from Investing Activities	-134.36	-147.97	-1,631.53	-1,088.40	-100.65
Cash from Financing Activities	354.28	-137.57	23,834.45	10,391.44	2,750.95
Net Cash Inflow / Outflow	-60.07	-6.15	1,965.17	575.26	-119.91

	Laxmi India Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	12.72	1.57	8.35	11.68	9.98
ROE (%)	12.56	1.41	10.08	17.28	18.93
ROA (%)	6.22	0.91	2.34	4.06	5.11
EBIT Margin (%)	63.10	88.46	59.60	65.25	61.26
Net Margin (%)	16.47	74.72	14.02	21.90	23.40
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Laxmi India Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	28.84	30.99	4.76	52.97	17.66
EBIT Growth (%)	24.39	33.57	33.65	60.03	99.27
Net Profit Growth (%)	44.45	42.45	85.35	82.77	1,086.78
EPS Growth (%)	29.83	-86.84	68.98	70.63	1,084.48
Book Value Growth (%)	80.37	-6.01	24.70	67.97	12.59

	Laxmi India Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	8.98	67.29	18.85	17.00	10.50
Price / Book Value	1.06	0.99	1.76	2.80	1.87
Dividend Yield (%)	0.00	0.59	0.66	0.09	0.00
EV/EBITDA	7.49	77.84	12.20	10.74	9.01
Market Cap (₹ Cr)	374.60	27,369.52	23,577.62	15,957.18	18,508.79

	Laxmi India Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	2.88	0.00	3.69	0.00	0.00
Short term debt to equity ratio	2.72	0.00	2.89	1.02	1.65
Current Ratio	1.33	1,357.85	1.24	1.23	1.32
Quick Ratio	1.33	1,357.85	1.24	1.23	1.32
Interest Coverage	1.53	636.54	1.46	1.80	2.04

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.