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Bajaj Housing Finance Peer Comparison

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NSE: BAJAJHFL | BSE: 544252

₹83.14

up-down-arrow ₹0.18 (0.22%)

As on 25-Sep-2026IST

Market cap

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₹69,333 Cr

Revenue (TTM)

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₹11,606 Cr

P/E Ratio

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25.8

P/B Ratio

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3

Div. Yield

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0 %

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Bajaj Housing Finance Piramal Finance Housing & Urban Dev LIC Housing Fin. PNB Housing Fin
Market cap (₹ Cr)
 69,333 50,728 34,853 31,249 28,495
Revenue (₹ Cr)
 11,606 12,582 13,930 28,683 8,692
Net Profit (₹ Cr)
 2,692.32 1,481.31 4,255.25 5,734.11 2,315.08
Net Margin (%)
 23.20 11.60 30.14 19.99 26.65
RoE (%)
 12.37 1.76 21.27 14.36 12.45
Price to Earnings
 25.75 30.07 8.19 5.45 12.31
Price-To-Book
 2.99 1.66 1.53 0.73 1.44

Income Statement (₹ Cr)

Bajaj Housing Finance Piramal Finance Housing & Urban Dev LIC Housing Fin. PNB Housing Fin
Operating Income arrow
11,147.20 11,852.49 13,150.40 28,837.11 8,504.52
Other Income arrow
3.09 2,011.70 386.95 12.87 397.16
Total Income arrow
11,150.29 13,864.19 13,537.35 28,849.98 8,901.68
Interest Expense arrow
6,761.45 6,390.19 8,930.69 19,770.55 5,011.16
PBT & Exceptional Items arrow
3,333.16 -51.21 3,221.44 7,100.15 2,970.61
Operating Expenses arrow
1,008.35 6,622.41 1,372.69 1,857.56 853.43
Exceptional Income/Expenses arrow
-13.14 1,245.36 -- -- --
Profit before Tax arrow
3,320.02 1,383.08 3,221.44 7,103.47 2,970.61
Taxes arrow
759.68 -123.06 -812.93 1,499.23 679.37
Profit after Tax arrow
2,560.34 1,506.14 4,034.37 5,604.24 2,291.24
Minority Interest arrow
-- 42.81 -- 4.11 --
Share of Associate arrow
-- -- -- -- --
Consolidated Profit arrow
2,560.34 1,504.31 4,034.37 5,603.66 2,291.24

Liabilities (₹ Cr)

Bajaj Housing Finance Piramal Finance Housing & Urban Dev LIC Housing Fin. PNB Housing Fin
Shareholder's Funds arrow
22,522.79 28,148.66 21,975.46 41,428.93 19,219.13
Minority Interest arrow
-- 42.81 -- 4.11 --
Non-Current Liabilities arrow
79,984.37 61,327.95 1,22,252.20 1,94,140.73 48,332.51
Current Liabilities arrow
27,340.79 18,822.66 22,765.33 88,578.19 26,519.39
Total Liabilities arrow
1,29,904.30 1,11,109.47 1,67,441.07 3,25,212.95 94,095.02

Assets (₹ Cr)

Bajaj Housing Finance Piramal Finance Housing & Urban Dev LIC Housing Fin. PNB Housing Fin
Non-Current Assets arrow
1,28,276.93 97,849.69 1,63,814.81 3,21,669.49 89,897.19
Current Assets arrow
1,571.02 9,120.87 3,177.77 2,482.47 4,173.84
Total Assets arrow
1,29,904.30 1,11,109.47 1,67,441.07 3,25,212.95 94,095.02
Contingent Liabilities arrow
31.43 1,193.55 64.98 35.15 236.00

Cashflow (₹ Cr)

Bajaj Housing Finance Piramal Finance Housing & Urban Dev LIC Housing Fin. PNB Housing Fin
Cash From Operating Activities arrow
-19,894.86 -15,892.30 -33,912.22 -8,503.83 -8,983.55
Cash Flow from Investing Activities arrow
-1,201.68 2,630.90 -884.31 1,752.04 684.33
Cash from Financing Activities arrow
21,196.71 12,392.68 34,793.06 6,191.79 8,719.78
Net Cash Inflow / Outflow arrow
100.17 -868.72 -3.47 -560.00 420.56

Ratios

Profitability Ratios

 Bajaj Housing Finance Piramal Finance Housing & Urban Dev LIC Housing Fin. PNB Housing Fin
ROCE (%) arrow
8.83 7.74 8.41 8.59 9.41
ROE (%) arrow
12.08 5.48 20.20 14.41 12.74
ROA (%) arrow
2.18 1.49 2.72 1.76 2.59
EBIT Margin (%) arrow
90.98 61.10 92.50 93.60 94.63
Net Margin (%) arrow
22.96 10.86 29.80 19.43 25.74
Cash Profit Margin (%) arrow
23.39 20.32 30.77 19.86 27.72

Growth Ratios

 Bajaj Housing Finance Piramal Finance Housing & Urban Dev LIC Housing Fin. PNB Housing Fin
Revenue Growth (%) arrow
16.68 15.41 27.53 2.63 10.95
EBIT Growth (%) arrow
15.35 19.91 17.03 1.84 13.46
Net Profit Growth (%) arrow
18.38 210.26 48.92 2.97 18.34
EPS Growth (%) arrow
18.37 100.00 48.92 2.97 18.06
Book Value Growth (%) arrow
12.77 4.13 22.30 13.97 14.01

Valuation Ratios

 Bajaj Housing Finance Piramal Finance Housing & Urban Dev LIC Housing Fin. PNB Housing Fin
Price / Earnings arrow
23.78 27.53 7.91 4.86 8.61
Price / Book Value arrow
2.71 1.48 1.45 0.66 1.03
Dividend Yield (%) arrow
0.00 0.60 3.80 2.02 1.06
EV/EBITDA arrow
16.21 16.19 14.25 11.25 10.88
Market Cap (₹ Cr) arrow
60,873.74 41,409.04 31,910.76 27,239.53 19,716.88

Solvency Ratios

 Bajaj Housing Finance Piramal Finance Housing & Urban Dev LIC Housing Fin. PNB Housing Fin
Debt to Equity arrow
4.61 2.85 6.45 6.69 3.71
Short term debt to equity ratio arrow
1.13 0.58 0.89 1.99 1.20
Current Ratio arrow
0.06 0.48 0.14 0.03 0.16
Quick Ratio arrow
0.06 0.48 0.14 0.03 0.16
Interest Coverage arrow
1.49 1.22 1.36 1.36 1.59
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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