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Bajaj Housing Finance Key Ratios

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NSE: BAJAJHFL | BSE: 544252

₹82.92

up-down-arrow ₹-1.09 (-1.30%)

As on 09-Sep-2026IST

Market cap

info icon

₹69,100 Cr

Revenue (TTM)

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₹11,606 Cr

P/E Ratio

info icon

25.7

P/B Ratio

info icon

3

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 5.53 17.23 16.34 25.31 28.72
EBIT 7.21 19.36 16.14 27.12 31.36
Net Profit 6.89 22.63 20.45 26.73 41.39
EPS 6.88 22.62 18.93 17.94 27.07
Book Value -- -- 12.76 19.92 16.92
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 90.7188.3290.8790.5391.60
Net Margin info 22.7821.8723.2022.9622.64
Return on equity info 13.5813.2912.3712.0813.45
Return on Assets info 2.272.132.342.182.30

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
--
8.83
9.54
9.42
8.74
Peer Median
--
9.41
10.02
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

12.37

Lower than Peers by 2.15

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
12.37
12.08
13.45
15.23
14.59
Peer Median
14.52
14.41
14.69
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

2.34

Lower than Peers by 0.53

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
2.34
2.18
2.30
2.33
2.20
Peer Median
2.87
2.72
2.70
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

90.87

Higher than Peers by 2.26

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
90.87
90.53
91.60
90.00
86.72
Peer Median
88.61
81.80
86.67
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

23.20

Lower than Peers by 2.56

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
23.20
22.96
22.64
22.73
22.20
Peer Median
25.76
25.74
24.94
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
--
23.39
23.07
23.25
22.79
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

16.34

Higher than Peers by 0.68

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
16.34
16.68
25.42
34.47
50.39
Peer Median
15.67
16.34
18.42
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

16.14

Lower than Peers by 1.22

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
16.14
15.32
27.65
39.55
57.62
Peer Median
17.36
15.62
20.13
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

20.45

Lower than Peers by 1.10

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
20.45
18.38
24.94
37.64
77.25
Peer Median
21.56
20.23
22.21
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

18.93

Higher than Peers by 0.41

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
18.93
18.37
0.69
37.64
28.96
Peer Median
18.52
20.42
19.77
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
--
12.77
62.91
16.47
55.80
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
--
4.61
4.12
5.65
5.12
Peer Median
--
3.13
3.55
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
--
1.13
0.96
1.34
0.06
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.22

Lower than Peers by 0.08

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
1.22
0.06
0.10
0.13
1.02
Peer Median
1.29
0.40
0.51
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.22

Lower than Peers by 0.08

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
1.22
0.06
0.10
0.13
1.02
Peer Median
1.29
1.26
1.30
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.50

Lower than Peers by 0.09

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
1.50
1.49
1.46
1.46
1.53
Peer Median
1.59
1.59
1.60
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

25.67

Higher than Peers by 12.53

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
25.67
23.78
47.46
--
--
Peer Median
13.13
13.78
21.74
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

2.98

Higher than Peers by 1.44

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
2.98
2.71
5.15
--
--
Peer Median
1.54
1.79
2.88
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
--
--
--
--
--
Peer Median
0.84
0.70
0.52
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

16.29

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
16.29
16.21
21.00
10.99
12.20
Peer Median
--
12.86
16.45
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

69,100

Higher than Peers by 51,626

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Housing Finance
69,100
60,874
1,02,644
--
--
Peer Median
17,474
17,474
15,598
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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