Capital SF Bank Peer Comparison

NSE: CAPITALSFB | BSE: 544120

₹280.95

₹-0.90 (-0.32%)

As on 04-Sep-2026 15:56IST

Market cap

₹1,274 Cr

Revenue (TTM)

₹1,090 Cr

P/E Ratio

8.5

P/B Ratio

0.9

Div. Yield

1.8 %

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	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Market cap (₹ Cr)	1,274	12,554	8,351	5,685	2,596
Interest Income (₹ Cr)	1,090	7,338	7,106	5,648	3,381
Net Interest Income (₹ Cr)	485.14	4,202.39	3,635.01	2,811.29	1,497.01
NIM (%)	4.21	8.50	7.24	7.50	6.10
RoA (%)	1.25	1.72	0.90	0.88	-3.32
Price to Earnings	8.45	13.86	16.36	14.97	--
Price-To-Book	0.86	1.78	1.34	1.24	0.97

Income Statement (₹ Cr)

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Interest Earned	1,089.70	7,337.51	7,105.77	5,648.03	3,381.44
Other Income	101.51	1,114.54	1,036.96	984.72	412.03
Total Income	1,191.21	8,452.05	8,142.74	6,632.75	3,793.47
Interest Expended	604.56	3,135.12	3,470.76	2,836.74	1,884.43
Operating Expenses	360.14	3,419.23	3,317.04	2,562.63	1,880.76
Operating Profit before Prov. & Cont.	213.51	1,710.13	1,264.97	1,165.66	56.35
Provisions and Contingencies	25.22	701.47	685.25	853.64	1,261.43
Profit Before Tax	188.80	911.03	128.13	326.43	-1,506.62
Taxes	50.61	290.28	159.23	0.00	-287.74
Profit after Tax	150.68	905.95	510.45	379.74	-945.42
Minority Interest	0.00	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	150.68	905.95	510.45	379.74	-945.42

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Shareholder's Funds	1,488.32	6,815.68	6,124.83	4,470.21	2,775.60
Minority Interest	0.00	0.00	0.00	0.00	0.00
Deposits	10,595.57	45,668.33	46,533.09	35,784.49	21,653.98
Borrowings	685.59	3,736.01	5,772.55	5,496.76	2,829.44
Other Liabilities & Provisions	179.49	1,321.19	2,179.89	1,696.27	1,610.05
Total Liabilities	12,143.94	57,541.21	60,610.36	47,447.73	28,869.07

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Cash and Balance with Reserve Bank of India	380.28	3,109.67	5,563.29	2,492.17	1,692.15
Balances with Banks and Money at Call	1,202.60	334.00	103.00	66.01	629.08
Investments	2,036.63	12,724.25	10,148.83	9,812.00	6,914.05
Advances	8,951.60	39,760.55	42,751.29	33,827.69	18,069.59
Net Block	96.82	457.27	526.56	190.68	332.70
Other Assets	275.96	1,119.67	1,328.67	1,051.18	1,106.38
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	12,143.94	57,541.21	60,610.36	47,447.73	28,869.07

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Cash From Operating Activities	-385.09	1,843.20	-3,315.83	593.64	780.69
Cash Flow from Investing Activities	-36.70	-2,480.67	-185.42	-4,132.66	-3,308.58
Cash from Financing Activities	163.40	911.35	3,641.25	1,640.54	1,412.49
Net Cash Inflow / Outflow	-258.39	273.88	140.00	-1,898.47	-1,115.39

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Yield on Advances	12.23	17.43	15.89	15.82	18.70
Yield on Investments	6.72	7.23	8.45	5.60	6.41
Interest Spread	6.65	11.24	9.39	9.14	10.93
NIM (%)	4.21	8.50	7.24	7.50	6.10
ROE (%)	10.33	13.79	8.52	8.65	-36.58
ROA (%)	1.25	1.72	0.90	0.88	-3.32
Cost to Income Ratio	61.85	65.65	71.67	67.76	97.05

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Revenue Growth (%)	16.28	14.72	10.00	18.46	-8.11
EBIT Growth (%)	15.14	1.24	-5.19	-1.87	-94.40
Net Profit Growth (%)	12.75	71.50	598.15	-12.26	-167.69
EPS Growth (%)	12.26	70.85	597.90	-12.60	-103.30
Book Value Growth (%)	7.57	12.04	0.82	8.16	-42.22

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Price / Earnings	8.45	13.86	16.36	14.97	-2.75
Price / Book Value	0.86	1.78	1.34	1.24	0.97
Dividend Yield (%)	1.78	0.00	0.00	0.00	0.00
EV/EBITDA	3.62	16.40	26.60	34.68	-8.09
Market Cap (₹ Cr)	1,004.67	9,816.32	5,896.04	3,788.22	1,818.80

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.