Capital SF Bank Peer Comparison

NSE: CAPITALSFB | BSE: 544120

₹271.60

₹8.10 (3.07%)

As on 30-Oct-2026IST

Market cap

₹1,232 Cr

Revenue (TTM)

₹1,134 Cr

P/E Ratio

7.6

P/B Ratio

0.8

Div. Yield

1.8 %

Edit

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	ESAF SF Bank
Market cap (₹ Cr)	1,232	10,390	6,112	3,941	2,190
Interest Income (₹ Cr)	1,134	7,809	7,554	5,930	4,162
Net Interest Income (₹ Cr)	509.66	4,529.12	3,887.05	3,011.33	2,177.41
NIM (%)	--	8.40	--	7.50	--
RoA (%)	1.30	2.05	1.14	1.03	0.91
Price to Earnings	7.63	9.04	8.68	8.29	8.09
Price-To-Book	0.81	1.40	0.93	0.82	1.08

Income Statement (₹ Cr)

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	ESAF SF Bank
Interest Earned	1,134.06	7,808.56	7,554.42	5,930.03	4,161.61
Other Income	108.50	1,153.77	1,099.53	966.13	932.33
Total Income	1,242.56	8,962.33	8,653.95	6,896.16	5,093.94
Interest Expended	624.40	3,279.44	3,667.37	2,918.70	1,984.20
Operating Expenses	377.40	3,586.74	3,469.84	2,649.39	1,904.56
Operating Profit before Prov. & Cont.	213.51	1,710.13	1,264.97	1,165.66	711.97
Provisions and Contingencies	23.95	569.48	593.21	852.96	847.44
Profit Before Tax	188.80	911.03	128.13	326.43	-228.40
Taxes	55.41	377.39	219.17	0.00	86.86
Profit after Tax	161.40	1,149.28	704.36	475.11	270.88
Minority Interest	0.00	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	161.40	1,149.28	704.36	475.11	270.88

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	ESAF SF Bank
Shareholder's Funds	1,522.95	7,531.91	6,553.15	4,920.65	2,027.20
Minority Interest	0.00	0.00	0.00	0.00	0.00
Deposits	10,830.63	50,643.01	52,482.72	38,220.80	28,465.63
Borrowings	863.76	3,025.53	6,885.81	5,247.91	1,783.67
Other Liabilities & Provisions	175.85	1,434.84	2,524.78	1,725.62	413.16
Total Liabilities	12,143.94	57,541.21	60,610.36	47,447.73	30,867.98

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	ESAF SF Bank
Cash and Balance with Reserve Bank of India	516.00	2,911.01	6,028.71	3,051.64	872.85
Balances with Banks and Money at Call	833.18	70.84	938.26	282.78	186.13
Investments	2,104.76	13,125.76	12,246.50	10,062.07	6,369.93
Advances	9,632.67	44,753.26	46,751.47	35,445.41	23,334.94
Net Block	96.82	457.27	526.56	190.68	226.16
Other Assets	197.33	1,239.99	1,506.57	1,026.48	1,339.35
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	12,143.94	57,541.21	60,610.36	47,447.73	30,867.98

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	ESAF SF Bank
Cash From Operating Activities	-385.09	1,843.20	-3,315.83	593.64	-1,960.29
Cash Flow from Investing Activities	-36.70	-2,480.67	-185.42	-4,132.66	-191.67
Cash from Financing Activities	163.40	911.35	3,641.25	1,640.54	1,347.37
Net Cash Inflow / Outflow	-258.39	273.88	140.00	-1,898.47	-804.59

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	ESAF SF Bank
Yield on Advances	12.23	17.43	15.89	15.82	16.38
Yield on Investments	6.72	7.23	8.45	5.60	7.71
Interest Spread	6.65	11.24	9.39	9.14	9.96
NIM (%)	0.00	8.40	0.00	7.50	0.00
ROE (%)	10.82	16.02	11.11	10.12	14.21
ROA (%)	1.30	2.05	1.14	1.03	0.91
Cost to Income Ratio	61.85	65.65	71.67	67.76	71.64

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	ESAF SF Bank
Revenue Growth (%)	16.92	20.77	15.83	21.12	19.31
EBIT Growth (%)	15.14	1.24	-5.19	-1.87	27.80
Net Profit Growth (%)	19.39	175.64	872.17	15.58	145.82
EPS Growth (%)	18.90	174.26	871.17	15.07	145.76
Book Value Growth (%)	9.06	18.40	0.82	10.98	-8.48

	Capital SF Bank	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	ESAF SF Bank
Price / Earnings	7.69	9.04	8.57	8.26	8.26
Price / Book Value	0.82	1.40	0.92	0.82	1.11
Dividend Yield (%)	1.83	0.00	0.00	0.00	0.00
EV/EBITDA	3.18	11.34	14.73	18.97	13.99
Market Cap (₹ Cr)	1,004.67	9,816.32	5,896.04	3,788.22	1,026.13

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.