Capital SF Bank Key Ratios
NSE: CAPITALSFB | BSE: 544120
₹282.70
As on 07-Sep-2026 13:49IST
Market cap
₹1,285 Cr
Revenue (TTM)
₹1,090 Cr
P/E Ratio
8.5
P/B Ratio
0.9
Div. Yield
1.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 5.51 | 16.63 | 16.28 | 15.76 | 15.44 |
| Interest Expended | 1.45 | 12.66 | 17.12 | 18.37 | 13.42 |
| Net Interest Income | 10.63 | 21.60 | 15.27 | 12.74 | 18.36 |
| EPS | 2.93 | 28.40 | 12.26 | 4.44 | 20.95 |
| Book Value | -- | -- | 8.65 | 21.51 | 19.20 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 1.31 | 1.33 | 1.14 | 1.24 | 1.30 |
| Net Interest Margin
| 3.94 | 3.92 | 4.21 | 3.89 | 4.14 |
| Net Margin
| 12.83 | 12.26 | 12.65 | 12.33 | 13.24 |
| Return on equity
| 10.99 | 12.51 | 10.33 | 10.15 | 10.44 |
| Return on Assets
| 1.31 | 1.22 | 1.25 | 1.27 | 1.36 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
--
|
--
|
58.13
|
29.03
|
46.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
--
|
12.23
|
12.81
|
13.08
|
12.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
--
|
6.72
|
6.82
|
6.58
|
6.59
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
--
|
6.65
|
7.05
|
7.43
|
7.59
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
4.21
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
4.21
|
3.89
|
4.14
|
3.79
|
4.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.33
Higher than Peers by 1.50
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
10.33
|
10.15
|
10.44
|
12.39
|
16.62
|
|
Peer Median
|
8.83
|
7.63
|
20.17
|
--
|
--
|
ROA
1.25
Higher than Peers by 0.17
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
1.25
|
1.27
|
1.36
|
1.29
|
1.24
|
|
Peer Median
|
1.08
|
0.76
|
1.99
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
--
|
61.85
|
62.63
|
62.51
|
59.97
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
16.28
Lower than Peers by 0.38
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
16.28
|
15.42
|
14.37
|
17.50
|
16.91
|
|
Peer Median
|
16.66
|
14.72
|
17.34
|
--
|
--
|
EBIT Growth
22.65
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
22.65
|
15.14
|
19.71
|
4.17
|
1,31,248.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
15.27
Higher than Peers by 38.18
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
15.27
|
7.40
|
18.04
|
19.16
|
49.59
|
|
Peer Median
|
-22.91
|
71.50
|
-46.76
|
--
|
--
|
EPS Growth
12.26
Higher than Peers by 51.42
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
12.26
|
7.00
|
17.51
|
-9.39
|
48.68
|
|
Peer Median
|
-39.16
|
70.85
|
-46.80
|
--
|
--
|
Book Value Growth
7.57
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
7.57
|
9.06
|
11.92
|
94.91
|
18.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
8.53
Lower than Peers by 7.83
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
8.53
|
7.11
|
8.89
|
14.11
|
--
|
|
Peer Median
|
16.36
|
16.36
|
25.43
|
--
|
--
|
Price / Book Value
0.86
Lower than Peers by 0.38
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
0.86
|
0.69
|
0.88
|
1.32
|
--
|
|
Peer Median
|
1.24
|
1.24
|
1.26
|
--
|
--
|
Dividend Yield
1.77
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
1.77
|
2.26
|
1.55
|
0.34
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
6.06
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
6.06
|
7.04
|
8.04
|
13.21
|
5.08
|
|
Peer Median
|
--
|
-7.61
|
44.78
|
--
|
--
|
Market Cap
1,285
Lower than Peers by 4,399
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Capital SF Bank
|
1,285
|
1,005
|
1,171
|
1,573
|
--
|
|
Peer Median
|
5,685
|
5,685
|
5,191
|
--
|
--
|