Muthoot Microfin Peer Comparison

NSE: MUTHOOTMF | BSE: 544055

₹148.28

₹5.70 (4.00%)

As on 03-Nov-2026IST

Market cap

₹2,524 Cr

Revenue (TTM)

₹2,480 Cr

P/E Ratio

10.3

P/B Ratio

0.9

Div. Yield

0 %

Edit

	Muthoot Microfin	Five-Star Business	Satin Creditcare	Fusion Fin	Spandana Sphoorty
Market cap (₹ Cr)	2,524	11,708	2,677	2,341	1,661
Revenue (₹ Cr)	2,480	3,319	3,355	1,784	1,103
Net Profit (₹ Cr)	245.42	1,117.02	532.50	277.13	-59.61
Net Margin (%)	9.85	33.22	15.81	15.41	-5.11
RoE (%)	8.83	14.62	17.64	10.93	-2.66
Price to Earnings	10.28	10.48	5.03	8.45	--
Price-To-Book	0.86	1.48	0.84	0.90	0.71

Income Statement (₹ Cr)

	Muthoot Microfin	Five-Star Business	Satin Creditcare	Fusion Fin	Spandana Sphoorty
Operating Income	2,479.58	3,319.48	3,354.96	1,784.24	1,102.77
Other Income	12.67	42.58	14.24	13.98	63.59
Total Income	2,395.49	3,245.97	3,164.33	1,761.29	1,694.90
Interest Expense	911.44	709.12	1,318.42	555.91	507.44
PBT & Exceptional Items	352.75	1,501.36	735.23	208.54	-50.00
Operating Expenses	1,228.06	1,151.59	1,315.55	1,033.77	708.92
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	309.75	1,462.66	701.11	200.35	-62.92
Taxes	64.33	345.63	168.61	-76.78	-3.31
Profit after Tax	245.42	1,117.02	532.50	277.13	-59.61
Minority Interest	0.00	0.00	0.02	0.00	0.03
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	245.42	1,117.02	532.52	277.13	-59.58

	Muthoot Microfin	Five-Star Business	Satin Creditcare	Fusion Fin	Spandana Sphoorty
Shareholder's Funds	2,854.31	7,903.44	3,172.78	2,613.85	2,343.32
Minority Interest	0.00	0.00	0.02	0.00	0.03
Non-Current Liabilities	26.12	101.19	124.81	48.73	59.76
Current Liabilities	9,804.37	8,173.61	12,620.68	6,194.40	4,818.85
Total Liabilities	12,684.81	15,789.74	14,378.00	8,294.80	6,246.38

	Muthoot Microfin	Five-Star Business	Satin Creditcare	Fusion Fin	Spandana Sphoorty
Non-Current Assets	117.84	213.20	183.13	107.69	719.03
Current Assets	12,380.67	15,869.79	15,639.34	8,714.23	6,417.88
Total Assets	12,684.81	15,789.74	14,378.00	8,294.80	6,246.38
Contingent Liabilities	0.50	0.28	25.87	4.55	56.08

	Muthoot Microfin	Five-Star Business	Satin Creditcare	Fusion Fin	Spandana Sphoorty
Cash From Operating Activities	-580.33	-264.28	-973.81	1,146.25	882.47
Cash Flow from Investing Activities	-41.39	228.38	-122.93	12.17	164.76
Cash from Financing Activities	625.62	157.06	1,873.34	-66.63	-1,513.71
Net Cash Inflow / Outflow	3.90	121.15	776.60	1,091.79	-466.48

	Muthoot Microfin	Five-Star Business	Satin Creditcare	Fusion Fin	Spandana Sphoorty
ROCE (%)	9.44	14.79	12.15	6.28	-5.77
ROE (%)	8.83	14.62	17.64	10.93	-2.66
ROA (%)	2.09	7.07	3.70	3.48	-0.92
EBIT Margin (%)	48.74	64.14	59.77	41.60	34.54
Net Margin (%)	9.85	33.22	15.81	15.41	-5.11
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Muthoot Microfin	Five-Star Business	Satin Creditcare	Fusion Fin	Spandana Sphoorty
Revenue Growth (%)	0.93	8.28	20.56	-1.50	-26.30
EBIT Growth (%)	155.20	-1.62	55.44	647.85	128.84
Net Profit Growth (%)	174.47	1.05	296.19	127.76	95.98
EPS Growth (%)	174.47	0.76	296.20	118.05	96.49
Book Value Growth (%)	8.42	17.35	12.51	49.91	-18.89

	Muthoot Microfin	Five-Star Business	Satin Creditcare	Fusion Fin	Spandana Sphoorty
Price / Earnings	10.28	10.47	5.03	8.46	-27.88
Price / Book Value	0.86	1.48	0.84	0.90	0.71
Dividend Yield (%)	0.00	0.50	0.00	0.00	0.00
EV/EBITDA	8.86	8.23	5.64	7.93	10.91
Market Cap (₹ Cr)	2,454.40	10,409.34	1,543.23	2,226.60	1,479.01

	Muthoot Microfin	Five-Star Business	Satin Creditcare	Fusion Fin	Spandana Sphoorty
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	1.85	0.35	1.89	1.31	1.24
Current Ratio	1.26	1.94	1.24	1.41	1.33
Quick Ratio	1.26	1.94	1.24	1.41	1.33
Interest Coverage	1.34	3.06	1.53	1.36	0.88

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.