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Muthoot Microfin Key Ratios

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NSE: MUTHOOTMF | BSE: 544055

₹148.28

up-down-arrow ₹5.70 (4.00%)

As on 03-Nov-2026IST

Market cap

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₹2,524 Cr

Revenue (TTM)

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₹2,480 Cr

P/E Ratio

info icon

10.3

P/B Ratio

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0.9

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 5.83 19.69 0.93 18.37 107.05
EBIT 9.31 63.36 155.20 12.42 28.98
Net Profit 14.36 1,215.30 1.13 1.28 89.03
EPS 14.36 1,213.90 174.43 -10.23 75.03
Book Value -- -- 8.31 7.32 16.76
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 44.24145.2348.7444.6324.42
Net Margin info 6.1117.319.857.11-8.63
Return on equity info 6.176.818.836.25-8.24
Return on Assets info 1.311.442.091.46-1.98

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
--
9.44
5.89
14.97
11.33
Peer Median
--
7.75
14.39
9.85
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

8.83

Higher than Peers by 8.28

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
8.83
6.25
-8.24
20.50
11.25
Peer Median
0.56
0.60
17.75
5.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

2.09

Higher than Peers by 1.78

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
2.09
1.46
-1.98
4.44
2.32
Peer Median
0.31
0.15
4.47
1.24
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

48.74

Higher than Peers by 13.91

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
48.74
44.63
24.42
63.68
52.09
Peer Median
34.83
39.75
25.28
103.34
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

9.85

Higher than Peers by 8.90

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
9.85
7.11
-8.63
19.85
11.33
Peer Median
0.95
0.67
19.67
11.76
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
--
9.01
-7.01
21.57
13.33
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

0.93

Lower than Peers by 25.48

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
0.93
-7.50
13.91
57.40
71.62
Peer Median
26.40
3.39
15.96
49.87
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

155.20

Higher than Peers by 124.29

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
155.20
69.01
-56.31
92.41
88.70
Peer Median
30.91
92.14
-13.48
205.16
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

1.13

Lower than Peers by 15.18

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
1.13
176.52
-149.50
174.32
245.77
Peer Median
16.31
111.87
-86.29
2,087.86
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

174.43

Higher than Peers by 160.78

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
174.43
176.44
-149.40
91.62
237.88
Peer Median
13.64
107.27
-85.25
1,241.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
--
8.42
-6.28
74.67
21.34
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
--
3.37
3.03
3.02
4.01
Peer Median
--
2.08
2.63
3.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
--
1.85
1.73
1.83
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.26

Lower than Peers by 0.10

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
1.26
0.23
0.26
0.33
3.07
Peer Median
1.37
0.50
5.44
5.05
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.26

Lower than Peers by 0.10

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
1.26
0.23
0.26
0.33
3.07
Peer Median
1.37
1.38
1.31
1.33
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.34

Higher than Peers by 0.27

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
1.34
1.24
0.69
1.67
1.39
Peer Median
1.07
1.08
1.66
1.21
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

10.28

Lower than Peers by 220.36

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
10.28
14.42
--
7.43
--
Peer Median
230.64
120.56
--
9.73
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.86

Lower than Peers by 0.03

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
0.86
0.87
0.79
1.20
--
Peer Median
0.90
0.96
1.37
1.54
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

8.78

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
8.78
9.79
13.07
7.03
6.95
Peer Median
--
9.34
6.39
20.78
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

2,524

Higher than Peers by 863

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Muthoot Microfin
2,524
2,454
2,061
3,342
--
Peer Median
1,661
2,001
1,989
4,365
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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