Muthoot Microfin Financials

NSE: MUTHOOTMF | BSE: 544055

₹205.29

₹-1.60 (-0.77%)

As on 04-Sep-2026 15:59IST

Market cap

₹3,501 Cr

Revenue (TTM)

₹2,480 Cr

P/E Ratio

14.3

P/B Ratio

1.2

Div. Yield

0 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Operating Income	2,479.58	2,369.57	2,561.69	2,248.93	1,428.76	832.51
Other Income	12.67	25.93	15.55	15.76	17.58	10.44
Total Income	2,492.25	2,395.49	2,577.24	2,264.70	1,446.34	842.94
Interest Expense	911.44	874.46	930.11	866.04	549.01	340.16
Operating Expenses	1,228.06	1,268.99	1,893.20	781.38	657.86	417.28
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	309.75	208.91	-288.90	581.84	212.87	64.72
Taxes	64.33	38.64	-66.38	132.26	48.98	17.32
Profit after Tax	245.42	170.27	-222.52	449.58	163.89	47.40
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	245.42	170.27	-222.52	449.58	163.89	47.40

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	2,854.31	2,854.31	2,632.23	2,804.35	1,625.85	1,336.58
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	26.12	4,361.54	3,434.36	3,597.62	6,491.01	3,996.77
Current Liabilities	9,804.37	5,420.87	4,696.61	5,333.88	406.56	253.33
Total Liabilities	12,684.81	12,684.81	10,857.02	11,735.86	8,529.20	5,591.46

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Non-Current Assets	117.84	11,382.43	9,529.36	9,962.19	7,277.11	4,528.73
Current Assets	12,380.67	1,254.29	1,233.84	1,773.67	1,246.32	1,057.96
Total Assets	12,684.81	12,684.81	10,857.02	11,735.86	8,529.20	5,591.46
Contingent Liabilities	--	0.50	0.50	549.80	338.20	202.53

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	-580.33	1,382.03	-1,271.69	-2,332.88	-1,083.58
Cash Flow from Investing Activities	--	-41.39	-127.79	-225.33	-180.03	-73.80
Cash from Financing Activities	--	625.62	-1,484.64	1,671.02	2,566.54	1,344.13
Net Cash Inflow / Outflow	--	3.90	-230.40	174.00	53.63	186.75

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	14.40	10.15	-13.28	26.88	14.03	4.15
Cash EPS (₹)	14.40	12.72	-10.72	29.00	16.30	5.97
Adjusted Book Value (₹)	171.18	168.95	155.99	166.77	136.69	115.28
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	--	-34.59	82.46	-76.03	-199.67	-94.91
Free Cash Flow per Share (₹)	--	-111.75	-27.61	-128.91	-214.59	-94.82

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
ROCE (%)	--	9.44	5.89	14.97	11.33	8.76
ROE (%)	8.83	6.25	-8.24	20.50	11.25	4.30
ROA (%)	2.09	1.46	-1.98	4.44	2.32	0.97
EBIT Margin (%)	48.74	44.63	24.42	63.68	52.09	541.35
Net Margin (%)	9.85	7.11	-8.63	19.85	11.33	56.90
Cash Profit Margin (%)	--	9.01	-7.01	21.57	13.33	8.19

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	0.93	-7.50	13.91	57.40	71.62	21.68
EBIT Growth (%)	155.20	69.01	-56.31	92.41	88.70	33.14
Net Profit Growth (%)	1.13	176.52	-149.50	174.32	245.77	571.93
EPS Growth (%)	174.43	176.44	-149.40	91.62	237.88	571.93
Book Value Growth (%)	--	8.42	-6.28	74.67	21.34	48.07

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	14.27	14.42	--	7.43	--	--
Price / Book Value	1.20	0.87	0.79	1.20	--	--
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	9.55	9.79	13.07	7.03	6.95	7.35
Close Price (₹)	214.37	145.69	122.84	199.75	--	--
High Price (₹)	218.75	210.00	258.00	291.00	--	--
Low Price (₹)	139.89	118.65	119.25	196.10	--	--
Market Cap (₹ Cr)	3,501.06	2,454.40	2,061.39	3,341.91	--	--

Solvency Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Debt to Equity	--	3.37	3.03	3.02	4.01	2.99
Short term debt to equity ratio	--	1.85	1.73	1.83	--	--
Current Ratio	1.26	0.23	0.26	0.33	3.07	4.18
Quick Ratio	1.26	0.23	0.26	0.33	3.07	4.18
Interest Coverage	1.34	1.24	0.69	1.67	1.39	1.19

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)