Pineapple Financial Inc (PAPL) Key Ratios
$0.97
As on 03-Sep-2026 15:59EDT
Market cap
$27 Mln
Revenue (TTM)
$25 Mln
P/E Ratio
--
P/B Ratio
0.5
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -82.97 | -16.66 | 41.45 | 107.86 | -3.76 |
| EBIT | 79.43 | -537.06 | -1,616.99 | -293.59 | -270.26 |
| Net Profit | -29.52 | -4,427.25 | -1,400.17 | -353.30 | -280.32 |
| EPS | -- | -- | -- | -- | -- |
| Book Value | -- | -- | -- | -- | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Aug-25 | Aug-24 |
| EBIT-Margin
| -123.05 | -89.21 | -102.19 | -110.06 | -149.10 |
| Net Margin
| -- | -- | -209.71 | -- | -- |
| Return on equity
| -223.96 | -145.44 | -- | -322.56 | -261.71 |
| Return on Capital
| -122.45 | -83.51 | -- | -159.51 | -145.22 |
| Return on Assets
| -73.78 | -53.48 | -99.53 | -76.49 | -94.04 |
| Debt to Equity (x)
| -- | -- | 0.00 | 1.47 | 0.72 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
--
|
-159.51
|
-145.22
|
-62.63
|
-43.81
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
--
--
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
--
|
-322.56
|
-261.71
|
-87.61
|
-48.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
-99.53
--
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
-99.53
|
-76.49
|
-94.04
|
-50.81
|
-40.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
-102.19
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
-102.19
|
-110.06
|
-149.10
|
-110.01
|
-75.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
-209.71
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
-209.71
|
-121.82
|
-152.57
|
-112.26
|
-78.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
41.45
--
Year on year growth in net sales
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
41.45
|
0.11
|
0.07
|
-0.31
|
-0.78
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
-1,616.99
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
-1,616.99
|
18.01
|
-45.64
|
-1.36
|
-1,052.14
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
-1,400.17
--
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
-1,400.17
|
11.31
|
-46.05
|
0.04
|
-1,097.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
--
|
1.47
|
0.72
|
0.86
|
0.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.42
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
0.42
|
0.85
|
0.12
|
0.32
|
0.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.00
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
1.00
|
0.77
|
0.64
|
1.45
|
5.73
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
1.00
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
1.00
|
--
|
--
|
4.18
|
5.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
-12.47
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
-12.47
|
-9.78
|
-42.89
|
-48.88
|
-28.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
49.28
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
49.28
|
3.09
|
5.77
|
30.33
|
2.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.47
--
Sales / Average Total Assets
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
0.47
|
0.63
|
0.62
|
0.45
|
0.51
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
--
|
15.13
|
62.09
|
63.00
|
8.65
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
--
|
--
|
-480.13
|
-213.14
|
-415.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
--
|
360.87
|
129.71
|
108.58
|
91.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
--
|
--
|
-547.76
|
-258.73
|
-497.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Book Value
0.49
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
0.49
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
-3.61
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
-3.61
|
0.33
|
-0.13
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
27
--
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Aug-25
|
Aug-24
|
Aug-23
|
Aug-22
|
|---|---|---|---|---|---|
|
Pineapple Financial Inc (PAPL)
|
27
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|