Burke & Herbert Financial Services Corp. (BHRB) Key Ratios
$71.56
As on 14-Sep-2026 16:19EDT
Market cap
$1,444 Mln
Revenue (TTM)
$443 Mln
P/E Ratio
11.7
P/B Ratio
1.2
Div. Yield
3.1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -31.84 | -34.67 | -10.09 | 43.61 | 30.18 |
| EBIT | -63.93 | -67.69 | -2.33 | 39.91 | 62.91 |
| Net Profit | -65.31 | -68.26 | -7.14 | 36.64 | 23.92 |
| EPS | -65.31 | -68.49 | -7.52 | 6.96 | 8.15 |
| Book Value | -- | -- | 17.13 | 12.53 | 2.68 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 18.34 | 26.03 | 27.12 | 29.51 | 10.05 |
| Net Margin
| -- | -- | 21.89 | -- | -- |
| Return on equity
| 9.79 | 10.39 | 9.43 | 14.81 | 6.83 |
| Return on Capital
| 4.99 | 4.74 | -- | 9.03 | 3.46 |
| Return on Assets
| 0.92 | 1.00 | 0.84 | 1.49 | 0.62 |
| Debt to Equity (x)
| -- | -- | 0.13 | 0.63 | 0.65 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
--
|
9.03
|
3.46
|
2.50
|
4.63
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
9.43
Lower than Peers by 2.29
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
9.43
|
14.81
|
6.83
|
7.72
|
13.28
|
|
Peer Median
|
11.73
|
--
|
--
|
--
|
--
|
ROA
0.84
Lower than Peers by 0.98
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
0.84
|
1.49
|
0.62
|
0.63
|
1.23
|
|
Peer Median
|
1.82
|
--
|
--
|
--
|
--
|
EBIT Margin
27.12
Higher than Peers by 10.19
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
27.12
|
29.51
|
10.05
|
15.44
|
41.19
|
|
Peer Median
|
16.94
|
--
|
--
|
--
|
--
|
Net Margin
21.89
Higher than Peers by 12.37
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
21.89
|
23.89
|
9.00
|
13.98
|
34.53
|
|
Peer Median
|
9.53
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-10.09
Lower than Peers by 27.53
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
-10.09
|
0.24
|
1.45
|
0.27
|
0.07
|
|
Peer Median
|
17.44
|
--
|
--
|
--
|
--
|
EBIT Growth
-2.33
Lower than Peers by 29.11
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
-2.33
|
263.30
|
59.20
|
-52.27
|
29.82
|
|
Peer Median
|
26.78
|
--
|
--
|
--
|
--
|
Net Profit Growth
-7.14
Lower than Peers by 25.28
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
-7.14
|
228.54
|
57.36
|
-48.44
|
21.70
|
|
Peer Median
|
18.14
|
--
|
--
|
--
|
--
|
EPS Growth
-7.52
Lower than Peers by 26.51
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
-7.52
|
2.29
|
-0.21
|
-0.53
|
0.32
|
|
Peer Median
|
19.00
|
--
|
--
|
--
|
--
|
Book Value Growth
53.18
Higher than Peers by 45.89
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
53.18
|
--
|
--
|
--
|
--
|
|
Peer Median
|
7.29
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.13
Lower than Peers by 1.04
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
0.13
|
0.63
|
0.65
|
1.73
|
2.51
|
|
Peer Median
|
1.17
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.44
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
0.44
|
0.53
|
0.50
|
0.86
|
1.25
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
4.06
Higher than Peers by 1.10
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
4.06
|
3.79
|
0.07
|
0.17
|
0.44
|
|
Peer Median
|
2.95
|
--
|
--
|
--
|
--
|
Quick Ratio
4.06
Higher than Peers by 1.43
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
4.06
|
--
|
--
|
0.17
|
0.46
|
|
Peer Median
|
2.62
|
--
|
--
|
--
|
--
|
Interest Coverage
1.85
Higher than Peers by 0.07
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
1.85
|
0.97
|
0.28
|
0.47
|
5.87
|
|
Peer Median
|
1.78
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
11.28
Lower than Peers by 3.32
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
11.28
|
7.22
|
8.68
|
9.79
|
12.14
|
|
Peer Median
|
14.60
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.12
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
0.04
|
0.06
|
0.07
|
0.05
|
0.04
|
|
Peer Median
|
0.16
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
--
|
25.99
|
23.17
|
35.31
|
44.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
--
|
--
|
-15.53
|
-249.11
|
-19,611.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
--
|
--
|
64.24
|
187.90
|
6,146.60
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
--
|
--
|
-56.60
|
-401.71
|
-25,713.65
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.71
Lower than Peers by 3.34
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
11.71
|
7.98
|
26.26
|
21.01
|
11.01
|
|
Peer Median
|
15.05
|
--
|
--
|
--
|
--
|
Price / Book Value
1.21
Lower than Peers by 0.80
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
1.21
|
1.10
|
1.28
|
1.51
|
1.77
|
|
Peer Median
|
2.02
|
--
|
--
|
--
|
--
|
Dividend Yield
3.08
Higher than Peers by 2.05
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
3.08
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.03
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
--
|
-1.17
|
16.53
|
16.84
|
-4.53
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,444
Higher than Peers by 889
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Burke & Herbert Financial Services Corp. (BHRB)
|
1,444
|
--
|
--
|
--
|
--
|
|
Peer Median
|
555
|
--
|
--
|
--
|
--
|