Inter & Co. Inc. Class A Common Shares (INTR) Financials

$5.62

$-0.04 (-0.71%)

As on 08-Sep-2026 16:00EDT

Market cap

$2,499 Mln

Revenue (TTM)

$16,710 Mln

P/E Ratio

8.6

P/B Ratio

1.3

Div. Yield

10.7 %

Income Statement (R$ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Operating Revenue	16,710.04	14,378.07	9,711.80	7,640.15	5,535.55	2,765.07
Cost of Revenue	9,957.16	8,393.48	5,111.09	4,429.16	3,056.09	1,138.82
Gross Profit	6,752.87	5,984.59	4,600.71	3,210.99	2,479.46	1,626.24
Operating Expenses	4,870.24	4,360.40	3,395.16	2,771.15	2,658.03	1,857.30
Operating Profit (EBIT)	1,882.63	1,624.19	1,205.55	439.84	-178.57	-231.06
Other Income	--	--	--	--	--	--
Profit before Tax	1,882.63	1,624.19	1,205.55	439.84	-178.57	-231.06
Provision for Tax	250.92	226.87	232.71	87.58	-164.49	-175.99
Profit after Tax (Net Income)	1,536.19	1,312.39	907.13	302.34	-11.09	-72.67
Minority Interest	-94.96	-84.93	-65.71	-49.92	2.99	-30.07
Consolidated Profit	--	--	--	--	-11.09	34.63

Liabilities (R$ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Shareholder's Funds	10,508.88	10,164.49	8,895.18	7,471.81	6,992.38	2,656.13
Minority Interest	-94.96	--	--	--	--	--
Non-Current Liabilities	60,997.04	68,019.89	13,262.31	10,575.00	7,704.30	4,501.55
Current Liabilities	31,137.40	20,154.39	54,123.82	42,180.11	31,549.70	23,675.01
Total Liabilities	133,888.87	98,562.03	76,458.43	60,351.80	46,343.10	36,626.34

Assets (R$ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Non-Current Assets	92,351.07	87,561.52	46,981.12	38,621.74	29,980.50	20,011.04
Current Assets	10,400.40	11,000.51	29,477.31	21,730.06	16,362.61	16,615.29
Total Assets	113,151.86	98,562.03	76,458.43	60,351.80	46,343.10	36,626.34
Total Debt*	32,595.96	29,634.01	11,858.69	9,333.94	8,288.19	4,707.78
Net Current Assets	--	--	--	--	--	--

Cashflow (R$ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	3,105.99	3,759.06	7,544.11	2,240.24	91.64
Cash Flow from Investing Activities	--	-14,473.66	-7,727.54	-4,666.40	-187.65	-7,175.78
Cash from Financing Activities	--	13,874.29	683.04	-38.68	-1,221.17	5,429.92
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS (R$)	3.45	2.97	2.05	0.74	-0.03	-0.03
Cash EPS (R$)	--	3.75	2.53	1.14	0.39	0.01
Adjusted Book Value (R$)	--	23.03	20.14	18.35	17.75	1.03
Dividend per Share (R$)	--	--	--	--	--	--
Cash Flow per Share (R$)	--	7.04	8.51	18.53	5.69	0.04
Free Cash Flow per Share (R$)	--	6.79	7.36	17.86	4.95	-0.08

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	4.33	4.83	1.88	-0.10	-1.16
ROE (%)	13.94	13.77	11.08	4.18	-0.23	-2.44
ROA (%)	1.35	1.50	1.33	0.57	-0.03	-0.26
EBIT Margin (%)	8.14	11.30	12.41	5.76	-3.23	-8.36
Net Margin (%)	9.19	9.13	9.34	3.96	-0.20	-2.63
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	42.32	0.48	0.27	0.38	1.00	1.47
EBIT Growth (%)	-1.10	34.73	174.09	346.31	22.72	-265.72
Net Profit Growth (%)	37.88	44.67	200.03	2,826.27	84.74	-505.70
EPS Growth (%)	35.75	0.45	1.77	27.38	0.00	-4.63
Book Value Growth (%)	12.13	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	1.56	2.92	1.33	1.25	1.19	1.77
Short term debt to equity ratio	2.96	1.98	0.19	0.14	0.27	0.37
Current Ratio	0.33	0.55	0.54	0.52	0.52	0.70
Quick Ratio	0.33	--	--	0.64	0.82	0.95
Interest Coverage	1.27	0.27	0.36	0.15	-0.09	-0.43

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	1.99	2.00	12.29	10.93	8.47	12.40
Asset Turnover	0.15	0.16	0.14	0.14	0.13	0.10
Receivable days	--	18.81	38.14	31.17	26.78	154.65
Inventory Days	--	--	-364.05	-603.89	-915.91	-1,712.37
Payable days	--	461.72	586.47	522.05	574.02	2,652.94
Cash Conversion Cycle	--	--	-912.38	-1,094.78	-1,463.14	-4,210.66

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (R$ Mln)