Market cap
$189 Mln
Revenue (TTM)
$133 Mln
P/E Ratio
21.1
P/B Ratio
1
Div. Yield
1.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -8.18 | -16.73 | -9.77 | 8.97 | 25.69 |
| EBIT | -135.84 | -102.39 | -66.91 | -40.10 | -5.83 |
| Net Profit | 116.86 | 66.35 | -17.04 | -18.48 | 12.12 |
| EPS | 117.56 | 68.40 | -15.99 | -19.11 | 8.88 |
| Book Value | -- | -- | 4.03 | 5.57 | 20.15 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Sep-25 | Sep-24 |
| EBIT-Margin
| 6.93 | 20.22 | 3.72 | 6.95 | 11.04 |
| Net Margin
| -- | -- | 7.11 | -- | -- |
| Return on equity
| 6.24 | 9.10 | 4.70 | 3.77 | 6.47 |
| Return on Capital
| 3.50 | 4.55 | -- | 2.22 | 3.59 |
| Return on Assets
| 0.53 | 0.79 | 0.38 | 0.32 | 0.54 |
| Debt to Equity (x)
| -- | -- | 0.46 | 0.68 | 0.72 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
--
|
2.22
|
3.59
|
4.68
|
7.78
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
4.70
Lower than Peers by 5.17
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
4.70
|
3.77
|
6.47
|
8.49
|
15.96
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.38
Lower than Peers by 0.58
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
0.38
|
0.32
|
0.54
|
0.74
|
1.42
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
3.72
Lower than Peers by 17.07
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
3.72
|
6.95
|
11.04
|
2.80
|
53.28
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
7.11
Lower than Peers by 12.92
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
7.11
|
5.22
|
8.32
|
23.94
|
33.32
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
No difference
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-9.77
Lower than Peers by 20.87
Year on year growth in net sales
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
-9.77
|
-0.03
|
1.34
|
-0.10
|
0.36
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-66.91
Lower than Peers by 55.41
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
-66.91
|
-39.23
|
824.84
|
-95.30
|
168.08
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
-17.04
Lower than Peers by 24.31
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
-17.04
|
-39.35
|
-18.58
|
-35.63
|
117.09
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
-15.99
Lower than Peers by 21.77
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
-15.99
|
-0.38
|
-0.19
|
-0.36
|
1.09
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
3.20
Lower than Peers by 5.57
Year on year growth in book value per share
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
3.20
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.46
Higher than Peers by 0.26
Total debt / Net worth
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
0.46
|
0.68
|
0.72
|
0.89
|
0.73
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
--
|
--
|
--
|
0.38
|
0.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
--
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
--
|
0.13
|
0.13
|
0.13
|
0.11
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
--
|
--
|
--
|
0.25
|
--
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.20
Lower than Peers by 0.55
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
1.20
|
0.14
|
0.20
|
0.04
|
5.25
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.75
Higher than Peers by 1.85
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
8.75
|
8.22
|
7.99
|
18.81
|
12.09
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
0.05
|
0.06
|
0.06
|
0.03
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
--
|
30.11
|
29.25
|
58.99
|
46.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
--
|
--
|
-935.74
|
-12,496.67
|
-5,659.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
--
|
7.44
|
7.01
|
75.84
|
34.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
--
|
--
|
-913.49
|
-12,513.51
|
-5,648.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
21.11
Higher than Peers by 8.32
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
21.11
|
21.83
|
10.78
|
8.84
|
5.99
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.96
Lower than Peers by 0.36
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
0.96
|
0.82
|
0.68
|
0.73
|
0.82
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
1.48
Lower than Peers by 1.00
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
1.48
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
--
|
3.80
|
1.38
|
33.85
|
2.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
189
Lower than Peers by 125
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Sep-25
|
Sep-24
|
Sep-23
|
Sep-22
|
|---|---|---|---|---|---|
|
Hanover Bancorp Inc (HNVR)
|
189
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|