John Marshall Bancorp Inc (JMSB) Key Ratios
$22.69
As on 26-Aug-2026 16:00EDT
Market cap
$328 Mln
Revenue (TTM)
$119 Mln
P/E Ratio
13.4
P/B Ratio
1.2
Div. Yield
0.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 7.26 | 10.02 | 5.26 | 7.90 | 13.00 |
| EBIT | -- | -- | -8.40 | -13.74 | 1.84 |
| Net Profit | 15.05 | 37.55 | 29.14 | -3.31 | 3.46 |
| EPS | 15.05 | 38.50 | 29.83 | -3.36 | 2.89 |
| Book Value | -- | -- | 8.34 | 7.65 | 6.71 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 17.50 | 28.35 | 18.57 | 23.74 | 19.46 |
| Net Margin
| -- | -- | 20.46 | -- | -- |
| Return on equity
| 5.94 | 9.16 | 9.06 | 8.29 | 7.19 |
| Return on Capital
| 4.61 | 7.27 | -- | 6.21 | 5.69 |
| Return on Assets
| 0.64 | 0.92 | 1.00 | 0.93 | 0.76 |
| Debt to Equity (x)
| -- | -- | 0.30 | 0.32 | 0.35 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
--
|
6.21
|
5.69
|
1.93
|
12.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
9.06
Lower than Peers by 0.82
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
9.06
|
8.29
|
7.19
|
2.33
|
15.10
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
1.00
Higher than Peers by 0.04
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
1.00
|
0.93
|
0.76
|
0.22
|
1.41
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
18.57
Lower than Peers by 2.28
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
18.57
|
23.74
|
19.46
|
9.30
|
46.72
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
20.46
Higher than Peers by 0.42
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
20.46
|
18.41
|
15.23
|
6.01
|
37.09
|
|
Peer Median
|
20.04
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
5.26
Lower than Peers by 5.79
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
5.26
|
0.03
|
0.31
|
0.00
|
0.13
|
|
Peer Median
|
11.04
|
--
|
--
|
--
|
--
|
EBIT Growth
-8.40
Higher than Peers by 2.64
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
-8.40
|
25.16
|
174.14
|
-80.08
|
24.19
|
|
Peer Median
|
-11.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
29.14
Higher than Peers by 21.68
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
29.14
|
24.02
|
231.93
|
-83.78
|
24.91
|
|
Peer Median
|
7.46
|
--
|
--
|
--
|
--
|
EPS Growth
29.83
Higher than Peers by 23.92
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
29.83
|
0.25
|
2.30
|
-0.84
|
0.23
|
|
Peer Median
|
5.90
|
--
|
--
|
--
|
--
|
Book Value Growth
8.59
Lower than Peers by 0.22
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
8.59
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.81
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.30
Higher than Peers by 0.09
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
0.30
|
0.32
|
0.35
|
0.17
|
0.24
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.15
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
0.15
|
0.02
|
0.02
|
0.04
|
0.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.31
Higher than Peers by 0.01
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
0.31
|
0.08
|
0.08
|
0.14
|
410.34
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.31
Lower than Peers by 0.04
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
0.31
|
--
|
--
|
0.14
|
475.20
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.61
Lower than Peers by 0.14
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
1.61
|
0.52
|
0.37
|
0.16
|
2.94
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
5.02
Lower than Peers by 1.90
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
5.02
|
5.11
|
5.33
|
7.12
|
6.45
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
0.05
|
0.05
|
0.05
|
0.04
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
--
|
18.82
|
19.67
|
24.77
|
22.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
--
|
--
|
8.17
|
-255.55
|
-2,350.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
--
|
15.17
|
21.63
|
21.72
|
24.82
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
--
|
--
|
6.22
|
-252.50
|
-2,353.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
13.36
Higher than Peers by 0.57
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
13.36
|
13.31
|
16.68
|
61.87
|
12.79
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.19
Lower than Peers by 0.13
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
1.19
|
1.06
|
1.16
|
1.39
|
1.91
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
0.78
Lower than Peers by 1.70
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
0.78
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
--
|
7.65
|
9.70
|
9.21
|
0.93
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
328
Higher than Peers by 19
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
John Marshall Bancorp Inc (JMSB)
|
328
|
--
|
--
|
--
|
--
|
|
Peer Median
|
309
|
--
|
--
|
--
|
--
|