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International General Insurance Holdings - ADR (IGIC) Key Ratios

Stock Card factsheet share-fund-plan-icon

$25.99

up-down-arrow $-0.03 (-0.12%)

As on 11-Sep-2026 16:00EDT

Market cap

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$1,099 Mln

Revenue (TTM)

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$517 Mln

P/E Ratio

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10.4

P/B Ratio

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1.6

Div. Yield

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1.4 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 13.46 -0.33 -7.57 1.05 8.91
EBIT -- -- -3.85 13.13 33.92
Net Profit -3.69 -38.79 -14.00 -4.04 29.19
EPS -4.49 -36.29 -9.46 -3.14 30.55
Book Value -- -- 17.34 21.57 14.66
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info 25.4022.330.0024.6225.15
Net Margin info ----20.97----
Return on equity info 22.0320.0015.7218.6422.62
Return on Capital info 21.9219.88--18.5622.50
Return on Assets info 7.146.162.646.157.60
Debt to Equity (x) info ----0.000.000.01

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
--
18.56
22.50
24.71
21.77
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

15.72

Higher than Peers by 1.63

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
15.72
18.64
22.62
24.85
21.96
Peer Median
14.09
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

2.64

Lower than Peers by 2.47

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
2.64
6.15
7.60
7.68
5.92
Peer Median
5.11
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

--

--

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
--
24.62
25.15
26.42
22.28
Peer Median
25.12
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

20.97

Lower than Peers by 14.01

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
20.97
24.62
25.70
24.77
22.63
Peer Median
34.98
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-7.57

Lower than Peers by 16.17

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
-7.57
-0.02
0.10
0.21
0.14
Peer Median
8.60
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

--

--

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
--
-3.85
4.95
43.47
91.83
Peer Median
-3.74
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-14.00

Lower than Peers by 15.99

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
-14.00
-5.88
14.35
32.45
90.61
Peer Median
1.99
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-9.46

Lower than Peers by 12.72

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
-9.46
0.02
0.07
0.36
0.95
Peer Median
3.26
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

5.14

Lower than Peers by 7.70

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
5.14
--
--
--
--
Peer Median
12.85
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
--
0.00
0.01
0.00
0.01
Peer Median
0.12
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
--
0.00
0.00
0.00
0.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.33

Lower than Peers by 4.58

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
1.33
0.75
1.00
0.98
1,571.36
Peer Median
5.91
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.33

Lower than Peers by 4.58

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
1.33
--
--
2.30
7.47
Peer Median
5.91
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

--

--

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
--
--
--
--
665.60
Peer Median
26.10
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

119.09

Higher than Peers by 18.27

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
119.09
101.28
91.60
98.16
102.65
Peer Median
100.82
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.13

Lower than Peers by 0.03

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
0.13
0.25
0.30
0.31
0.26
Peer Median
0.15
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
--
355.23
329.88
334.22
270.52
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
--
--
-946.26
94,417.49
110,092.44
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
--
157.34
111.04
124.53
153.25
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
--
--
-727.41
94,627.18
110,209.70
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

10.40

Higher than Peers by 0.84

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
10.40
8.42
8.12
4.70
3.98
Peer Median
9.56
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.64

Higher than Peers by 0.56

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
1.64
1.51
1.68
1.03
0.86
Peer Median
1.09
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

1.35

No difference

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
1.35
--
--
--
--
Peer Median
1.35
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

--

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
--
5.29
5.32
2.02
-2.98
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

1,099

Higher than Peers by 603

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
International General Insurance Holdings - ADR (IGIC)
1,099
--
--
--
--
Peer Median
495
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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