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LexinFintech Holdings - ADR Key Ratios

Stock Card factsheet share-fund-plan-icon

$0.85

up-down-arrow $0.03 (3.75%)

As on 03-Sep-2026 16:00EDT

Market cap

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$194 Mln

Revenue (TTM)

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$13,332 Mln

P/E Ratio

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0.9

P/B Ratio

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0.1

Div. Yield

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33.1 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 10.79 7.13 -5.22 6.18 1.98
EBIT -- -- 66.13 27.81 24.29
Net Profit -5.17 -53.47 -5.92 6.02 1.95
EPS -2.51 -50.29 7.10 13.31 -3.19
Book Value -- -- 13.13 14.19 20.94
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info 12.6114.740.0017.709.59
Net Margin info ----10.83----
Return on equity info 12.2516.2212.0914.3710.76
Return on Capital info 7.818.72--9.967.05
Return on Assets info 5.566.344.917.184.85
Debt to Equity (x) info ----0.150.400.49

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
--
9.96
7.05
6.44
4.88
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

12.09

Higher than Peers by 0.50

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
12.09
14.37
10.76
11.61
9.83
Peer Median
11.59
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

4.91

Higher than Peers by 3.23

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
4.91
7.18
4.85
4.64
3.74
Peer Median
1.68
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

--

--

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
--
17.70
9.59
10.55
10.99
Peer Median
17.98
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

10.83

Higher than Peers by 1.44

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
10.83
12.75
7.75
8.16
8.31
Peer Median
9.39
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-5.22

Lower than Peers by 21.48

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
-5.22
-0.10
0.09
0.32
-0.13
Peer Median
16.26
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

--

--

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
--
66.13
-1.05
27.03
-61.72
Peer Median
24.14
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-5.92

Lower than Peers by 21.50

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
-5.92
48.25
3.24
30.03
-64.88
Peer Median
15.58
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

7.10

Lower than Peers by 10.43

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
7.10
0.51
-0.03
0.46
-0.61
Peer Median
17.53
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

14.94

Higher than Peers by 6.73

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
14.94
--
--
--
--
Peer Median
8.21
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

0.15

Lower than Peers by 1.04

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
0.15
0.40
0.49
0.57
1.07
Peer Median
1.18
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

0.19

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
0.19
0.28
0.32
0.47
0.89
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

5.55

Higher than Peers by 3.00

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
5.55
4.10
1.86
1.50
1.42
Peer Median
2.55
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

5.54

Higher than Peers by 3.28

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
5.54
4.10
1.86
1.50
1.42
Peer Median
2.25
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

17.11

Higher than Peers by 15.37

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
17.11
9.25
151.30
27.28
19.49
Peer Median
1.75
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

38.35

Higher than Peers by 19.51

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
38.35
76.53
40.75
37.72
72.32
Peer Median
18.84
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.45

Higher than Peers by 0.30

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
0.45
0.56
0.63
0.57
0.45
Peer Median
0.15
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
--
222.39
137.74
168.69
219.35
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
--
2.39
1.11
1.87
2.72
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
--
96.96
40.80
32.69
22.72
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
LexinFintech Holdings - ADR
--
127.82
98.06
137.86
199.34
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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