Nu Holdings (NU) Financials

$15.33

$-0.04 (-0.26%)

As on 08-Sep-2026 16:24EDT

Market cap

$75,745 Mln

Revenue (TTM)

$19,380 Mln

P/E Ratio

21.5

P/B Ratio

5.3

Div. Yield

0 %

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	3,500.46	2,399.04	1,266.19	755.57	-2,924.32
Cash Flow from Investing Activities	--	-342.31	-330.63	-177.00	-127.15	-154.20
Cash from Financing Activities	--	2,290.23	727.74	425.22	654.04	3,335.98
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS ($)	0.74	0.58	0.40	0.23	-0.08	-0.10
Cash EPS ($)	--	0.60	0.42	0.24	-0.07	-0.09
Adjusted Book Value ($)	--	2.30	1.56	1.42	1.01	2.77
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	0.71	0.49	0.28	0.16	-1.83
Free Cash Flow per Share ($)	--	0.71	0.45	0.24	0.13	-1.84

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	22.92	24.49	15.53	-7.07	-5.79
ROE (%)	29.38	30.30	28.07	18.24	-7.81	-6.78
ROA (%)	3.61	4.60	4.23	2.81	-1.46	-1.10
EBIT Margin (%)	16.27	24.39	25.17	20.07	25.86	11.63
Net Margin (%)	18.61	18.07	17.76	13.44	-7.61	-9.74
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	51.68	0.43	0.45	0.60	1.82	1.30
EBIT Growth (%)	-0.40	38.53	81.62	24.21	527.30	802.00
Net Profit Growth (%)	56.75	45.47	91.37	382.62	-120.54	3.59
EPS Growth (%)	56.38	0.45	0.77	4.02	0.27	-1.77
Book Value Growth (%)	38.24	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Price / Earnings	21.48	28.63	25.68	36.46	-53.85	-90.89
Price / Book Value	5.27	7.28	6.62	5.87	4.01	3.38
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	--	17.94	9.88	10.44	2.82	20.98
Close Price ($)	13.36	16.74	10.36	8.33	4.07	9.38
High Price ($)	18.79	17.84	16.15	8.87	11.83	12.24
Low Price ($)	11.20	9.01	8.06	3.39	3.26	8.75
Market Cap ($ Cr)	75,745.20	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	--	0.46	0.12	0.18	0.16	0.04
Short term debt to equity ratio	2.98	0.22	0.07	0.05	0.05	0.00
Current Ratio	0.25	0.59	0.96	1.08	1.12	1.51
Quick Ratio	0.25	--	--	1.09	0.85	-1.11
Interest Coverage	1.80	0.85	0.99	0.76	0.80	0.54

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	--	121.35	125.10	189.49	187.82	285.77
Asset Turnover	0.19	0.25	0.24	0.21	0.19	0.11
Receivable days	--	381.38	467.45	560.38	527.92	834.74
Inventory Days	--	--	-16.41	246.41	2,001.03	7,534.00
Payable days	--	478.96	580.64	710.28	1,264.25	3,096.16
Cash Conversion Cycle	--	--	-129.60	96.51	1,264.71	5,272.58

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Cashflow ($ Mln)