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Yiren Digital - ADR Key Ratios

Stock Card factsheet share-fund-plan-icon

$0.98

up-down-arrow $-0.03 (-2.57%)

As on 01-Sep-2026 16:00EDT

Market cap

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$102 Mln

Revenue (TTM)

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$5,103 Mln

P/E Ratio

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--

P/B Ratio

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0.1

Div. Yield

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27.2 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -1.88 -40.33 -14.71 11.15 4.79
EBIT 0.00 -- -253.61 -188.10 -243.35
Net Profit 43.40 -298.93 -14.71 11.38 5.04
EPS 71.74 -298.25 -234.10 -203.47 -198.22
Book Value -- -- 326.31 58.43 36.45
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info 26.7829.77-23.41-1.0228.37
Net Margin info -----13.49----
Return on equity info 16.8719.88-7.190.4217.95
Return on Capital info 15.9817.53--0.4217.89
Return on Assets info 12.3313.35-4.800.3013.61
Debt to Equity (x) info ----0.000.010.00

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
--
0.42
17.89
29.64
20.16
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

-7.19

Lower than Peers by 33.75

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
-7.19
0.42
17.95
32.23
24.78
Peer Median
26.56
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

-4.80

Lower than Peers by 12.72

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
-4.80
0.30
13.61
23.09
15.44
Peer Median
7.92
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

-23.41

Lower than Peers by 41.12

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
-23.41
-1.02
28.37
53.00
42.85
Peer Median
17.71
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

-13.49

Lower than Peers by 31.89

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
-13.49
0.71
27.25
42.49
34.79
Peer Median
18.40
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-14.71

Lower than Peers by 27.38

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
-14.71
-0.04
0.19
0.43
-0.23
Peer Median
12.68
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-253.61

Lower than Peers by 274.78

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
-253.61
-103.46
-36.52
76.29
28.28
Peer Median
21.17
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-14.71

Lower than Peers by 40.94

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
-14.71
-97.51
-23.94
74.09
15.67
Peer Median
26.24
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-234.10

Lower than Peers by 274.44

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
-234.10
-0.89
-0.82
2.54
0.10
Peer Median
40.34
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

-10.65

Lower than Peers by 24.60

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
-10.65
--
--
--
--
Peer Median
13.94
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
--
0.01
0.00
0.00
0.23
Peer Median
0.18
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
--
--
--
0.00
0.07
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

9.00

Higher than Peers by 7.36

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
9.00
6.82
5.61
6.30
11.77
Peer Median
1.64
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

9.00

Higher than Peers by 7.36

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
9.00
--
--
6.35
12.73
Peer Median
1.64
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

--

--

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
--
--
--
--
23.88
Peer Median
17.38
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

129.54

Higher than Peers by 118.63

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
129.54
117.69
84.71
44.41
86.06
Peer Median
10.91
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.36

Lower than Peers by 0.15

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
0.36
0.42
0.50
0.54
0.44
Peer Median
0.51
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
--
376.13
223.10
191.38
314.35
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
--
--
-31.46
-106.49
-91.83
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
--
28.38
15.32
9.35
8.96
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Yiren Digital - ADR
--
--
176.32
75.54
213.56
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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