Intercorp Financial Services (IFS) Financials

$55.66

$-0.63 (-1.12%)

As on 04-Sep-2026 13:39EDT

Market cap

$6,214 Mln

Revenue (TTM)

$10,809 Mln

P/E Ratio

10.2

P/B Ratio

1.6

Div. Yield

10.9 %

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	1,830.58	-1,777.56	2,875.19	-1,012.08	1,345.80
Cash Flow from Investing Activities	--	-938.56	-7.05	-3,532.73	-1,759.40	-2,325.70
Cash from Financing Activities	--	-397.22	4,675.26	-3,013.44	-1,276.22	-861.70
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS ($)	24.35	16.55	11.41	9.38	14.45	15.51
Cash EPS ($)	5.53	20.64	15.04	12.63	17.37	17.94
Adjusted Book Value ($)	33.96	112.19	95.83	86.96	81.20	75.25
Dividend per Share ($)	10.90	--	--	--	--	--
Cash Flow per Share ($)	--	16.63	-15.61	25.13	-8.77	11.66
Free Cash Flow per Share ($)	--	11.88	-16.53	21.39	-11.91	9.43

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	7.61	5.97	5.27	8.61	9.51
ROE (%)	21.32	15.66	12.46	11.10	18.47	20.35
ROA (%)	2.10	1.87	1.40	1.21	1.88	2.01
EBIT Margin (%)	31.51	25.16	18.58	15.32	29.20	37.99
Net Margin (%)	24.95	19.72	14.68	12.20	22.49	28.44
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	18.00	0.04	0.01	0.19	0.18	0.03
EBIT Growth (%)	101.36	41.21	22.25	-37.84	-9.43	571.16
Net Profit Growth (%)	45.34	40.11	21.19	-35.69	-6.82	367.09
EPS Growth (%)	48.46	0.45	0.22	-0.35	-0.07	3.46
Book Value Growth (%)	14.31	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Price / Earnings	10.18	2.56	2.57	2.34	1.63	1.70
Price / Book Value	1.64	0.38	0.31	0.25	0.29	0.35
Dividend Yield (%)	10.90	--	--	--	--	--
EV/EBITDA	--	1.95	-8.85	-10.38	-6.94	-8.39
Close Price ($)	56.96	42.36	29.34	21.95	23.50	26.38
High Price ($)	58.16	43.67	30.59	26.02	37.64	35.96
Low Price ($)	35.45	28.11	20.56	17.94	19.65	17.67
Market Cap ($ Cr)	6,214.29	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	--	1.03	1.08	1.09	1.12	1.18
Short term debt to equity ratio	0.42	0.51	0.22	0.20	0.20	0.18
Current Ratio	2.78	2.07	0.06	0.73	0.70	0.66
Quick Ratio	2.78	--	--	0.72	0.70	0.66
Interest Coverage	2.21	1.09	0.71	0.54	1.37	2.42

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	9.53	24.34	61.89	57.78	52.99	53.26
Asset Turnover	0.08	0.09	0.10	0.10	0.08	0.07
Receivable days	--	152.82	217.76	187.16	179.30	188.38
Inventory Days	--	--	38.04	19.19	5.62	6.68
Payable days	--	38.98	30.41	14.55	56.57	113.36
Cash Conversion Cycle	--	--	225.39	191.80	128.35	81.69

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Cashflow ($ Mln)