Market cap
$91 Mln
Revenue (TTM)
$30 Mln
P/E Ratio
721.7
P/B Ratio
1.2
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 3.56 | 13.25 | 17.83 | 21.73 | 14.54 |
| EBIT | -- | -- | -- | -- | -- |
| Net Profit | 123.31 | 814.21 | 2,678.84 | 2.05 | -13.20 |
| EPS | 119.98 | 849.93 | 2,616.04 | 5.95 | -- |
| Book Value | -- | -- | 1.86 | -6.97 | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-24 | Dec-23 |
| EBIT-Margin
| 7.90 | 9.80 | 0.00 | -- | 1.70 |
| Net Margin
| -- | -- | 9.46 | -- | -- |
| Return on equity
| 1.04 | 1.61 | 7.58 | 0.76 | 0.32 |
| Return on Capital
| 0.96 | 1.48 | -- | 0.67 | 0.28 |
| Return on Assets
| 0.20 | 0.29 | 1.11 | 0.12 | 0.06 |
| Debt to Equity (x)
| -- | -- | -- | 0.09 | 0.16 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
0.67
|
0.28
|
1.92
|
3.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.58
Lower than Peers by 2.29
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
7.58
|
0.76
|
0.32
|
2.05
|
4.17
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
1.11
Higher than Peers by 0.15
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
1.11
|
0.12
|
0.06
|
0.43
|
0.72
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
--
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
--
|
1.70
|
14.10
|
21.10
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
9.46
Lower than Peers by 10.58
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
9.46
|
2.18
|
1.21
|
10.19
|
16.08
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Revenue Growth
17.83
Higher than Peers by 6.72
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
17.83
|
0.24
|
0.27
|
0.05
|
0.09
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
--
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
--
|
-84.64
|
-29.67
|
896.95
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
2,678.84
Higher than Peers by 2,671.56
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
2,678.84
|
123.74
|
-84.90
|
-33.33
|
758.26
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
2,616.04
Higher than Peers by 2,610.26
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
2,616.04
|
1.35
|
-0.83
|
-0.48
|
12.87
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
0.09
|
0.16
|
0.13
|
--
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
0.00
|
0.00
|
0.13
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
--
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
0.06
|
0.18
|
0.23
|
0.29
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
--
|
--
|
0.31
|
0.45
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.23
Higher than Peers by 0.48
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
2.23
|
--
|
0.05
|
1.80
|
3.40
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
--
|
--
|
36.90
|
31.20
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.12
Higher than Peers by 0.07
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
0.12
|
0.06
|
0.05
|
0.04
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
--
|
106.05
|
121.52
|
124.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
--
|
-1,445.56
|
-9,259.96
|
-15,062.97
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
--
|
232.55
|
1,158.63
|
1,804.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
--
|
-1,572.06
|
-10,297.07
|
-16,742.69
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
721.67
Higher than Peers by 708.88
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
721.67
|
121.18
|
231.79
|
41.93
|
19.44
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.16
Lower than Peers by 0.16
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
1.16
|
0.93
|
0.77
|
0.87
|
0.59
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
--
|
185.31
|
6.33
|
4.67
|
-7.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
91
Lower than Peers by 223
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
TC Bancshares Inc (TCBC)
|
91
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|