Payoneer Global Inc (PAYO) Financials

$7.17

$-0.01 (-0.14%)

As on 04-Sep-2026 16:00EDT

Market cap

$2,430 Mln

Revenue (TTM)

$1,081 Mln

P/E Ratio

51.2

P/B Ratio

3.7

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	1,081.40	1,052.77	977.72	831.10	627.62	473.40
Cost of Revenue	237.93	230.86	152.11	122.29	110.17	101.48
Gross Profit	843.47	821.91	825.61	708.81	517.46	371.93
Operating Expenses	729.26	697.24	676.58	605.20	539.67	402.14
Operating Profit (EBIT)	114.21	124.67	149.03	103.61	-22.21	-30.21
Other Income	--	--	--	--	--	-0.04
Profit before Tax	93.49	115.59	139.47	132.54	1.62	-25.28
Provision for Tax	43.22	42.40	18.31	39.20	13.59	8.71
Profit after Tax (Net Income)	50.27	73.19	121.16	93.33	-11.97	-33.99
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	-11.97	-33.99

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	653.53	704.43	724.79	664.27	545.26	487.07
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	173.98	168.44	74.51	76.87	71.88	93.85
Current Liabilities	7,937.44	8,083.72	7,131.08	6,541.98	5,977.51	4,497.83
Total Liabilities	16,702.39	8,956.59	7,930.38	7,283.12	6,594.65	5,078.75

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	804.48	845.67	830.74	174.40	123.55	116.03
Current Assets	7,960.46	8,110.92	7,099.64	7,108.72	6,471.10	4,962.72
Total Assets	16,702.39	8,956.59	7,930.38	7,283.12	6,594.65	5,078.75
Total Debt*	86.16	72.33	21.38	43.42	31.01	22.96
Net Current Assets	23.03	27.20	-31.43	566.75	493.59	464.90

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	233.49	176.93	159.49	83.96	20.02
Cash Flow from Investing Activities	--	-218.35	-1,961.27	-44.25	5.73	10.16
Cash from Financing Activities	--	738.04	427.77	511.95	1,461.31	1,396.20
Net Cash Inflow / Outflow	--	--	--	--	--	1,426.37

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	0.14	0.20	0.31	0.25	-0.03	-0.10
Cash EPS ($)	0.14	0.38	0.43	0.31	0.03	-0.05
Adjusted Book Value ($)	1.93	1.94	1.88	1.75	1.55	1.43
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	0.64	0.46	0.42	0.24	0.06
Free Cash Flow per Share ($)	--	0.57	0.30	0.29	0.16	0.00

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	9.61	16.67	14.54	-2.20	-11.83
ROE (%)	7.40	10.24	17.45	15.43	-2.32	-13.29
ROA (%)	0.31	0.87	1.59	1.35	-0.21	-0.78
EBIT Margin (%)	10.12	10.98	14.26	15.95	1.87	-5.29
Net Margin (%)	4.65	6.95	12.39	11.23	-1.91	-7.18
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	6.31	0.08	0.18	0.32	0.33	0.37
EBIT Growth (%)	3.12	-17.12	5.23	1,028.25	146.88	-62.43
Net Profit Growth (%)	-49.64	-39.59	29.82	879.72	64.78	-43.13
EPS Growth (%)	-47.40	-0.36	0.28	8.24	0.66	-0.42
Book Value Growth (%)	-4.38	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	51.21	27.84	32.00	21.21	-161.20	-73.65
Price / Book Value	3.68	2.89	5.35	2.98	3.54	5.14
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	11.41	-32.28	-20.50	10.00	-220.71	130.06
Close Price ($)	7.12	5.62	10.04	5.21	5.47	7.35
High Price ($)	7.67	11.19	11.29	7.05	8.04	14.50
Low Price ($)	4.08	4.92	4.22	4.02	3.33	6.06
Market Cap ($ Cr)	2,429.56	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	--	0.10	0.03	0.07	0.06	0.05
Short term debt to equity ratio	0.02	0.01	0.01	0.01	0.02	0.02
Current Ratio	1.00	1.00	1.00	1.09	1.08	1.10
Quick Ratio	1.00	--	--	1.09	0.11	0.12
Interest Coverage	6.04	12.73	--	74.42	1.16	-113.89

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	4.64	9.29	9.49	7.98	9.75	14.26
Asset Turnover	0.07	0.12	0.13	0.12	0.11	0.11
Receivable days	--	33.06	29.73	28.02	37.45	58.47
Inventory Days	--	--	16.88	8,733.98	16,984.79	14,011.36
Payable days	--	64.80	85.54	112.76	97.42	61.99
Cash Conversion Cycle	--	--	-38.93	8,649.24	16,924.83	14,007.83

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.