Market cap
$1,456 Mln
Revenue (TTM)
$485 Mln
P/E Ratio
12.9
P/B Ratio
1.7
Div. Yield
1.3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 5.60 | 15.52 | 9.78 | 12.11 | 17.93 |
| EBIT | -- | -- | -26.48 | -4.90 | 9.62 |
| Net Profit | 37.83 | 33.77 | 9.64 | 7.74 | 18.08 |
| EPS | 37.66 | 36.29 | 11.94 | 8.57 | 19.24 |
| Book Value | -- | -- | 14.73 | 17.00 | 9.08 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 32.28 | 33.73 | 21.43 | 30.80 | 33.44 |
| Net Margin
| -- | -- | 23.37 | -- | -- |
| Return on equity
| 15.48 | 14.26 | 13.92 | 13.91 | 16.46 |
| Return on Capital
| 9.98 | 9.35 | -- | 10.82 | 10.85 |
| Return on Assets
| 1.21 | 1.11 | 1.20 | 1.22 | 1.31 |
| Debt to Equity (x)
| -- | -- | 0.08 | 0.12 | 0.47 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
--
|
10.82
|
10.85
|
8.27
|
8.56
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.92
Higher than Peers by 4.05
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
13.92
|
13.91
|
16.46
|
16.08
|
15.19
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
1.20
Higher than Peers by 0.24
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
1.20
|
1.22
|
1.31
|
1.11
|
1.09
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
21.43
Higher than Peers by 0.63
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
21.43
|
30.80
|
33.44
|
32.61
|
37.93
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
23.37
Higher than Peers by 3.33
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
23.37
|
22.95
|
24.45
|
23.00
|
28.57
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
9.78
Lower than Peers by 1.32
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
9.78
|
0.05
|
0.14
|
0.34
|
0.37
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-26.48
Lower than Peers by 14.98
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
-26.48
|
-3.73
|
16.72
|
15.32
|
52.94
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
9.64
Higher than Peers by 2.36
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
9.64
|
-1.87
|
20.98
|
7.98
|
53.91
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
11.94
Higher than Peers by 6.15
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
11.94
|
0.00
|
0.20
|
0.10
|
0.56
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
12.83
Higher than Peers by 4.06
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
12.83
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.08
Lower than Peers by 0.13
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
0.08
|
0.12
|
0.47
|
0.57
|
1.37
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
--
|
--
|
0.02
|
0.42
|
0.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
--
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
--
|
12.77
|
0.24
|
0.23
|
0.29
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
--
|
--
|
--
|
0.87
|
0.31
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.22
Higher than Peers by 0.47
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
2.22
|
1.13
|
1.22
|
1.29
|
5.80
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
13.14
Higher than Peers by 6.25
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
13.14
|
14.31
|
14.05
|
14.51
|
14.53
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
0.05
|
0.05
|
0.05
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
--
|
50.69
|
48.94
|
46.28
|
45.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
--
|
--
|
-12,624.52
|
-7,549.75
|
-4,080.90
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
--
|
--
|
--
|
21,616.33
|
70,287.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
--
|
--
|
--
|
-29,119.80
|
-74,322.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.95
Higher than Peers by 0.16
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
12.95
|
9.28
|
9.73
|
9.38
|
8.78
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.74
Higher than Peers by 0.42
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
1.74
|
1.22
|
1.46
|
1.41
|
1.41
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
1.34
Lower than Peers by 1.14
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
1.34
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
--
|
6.97
|
-2.12
|
-3.15
|
-3.90
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,456
Higher than Peers by 1,142
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Amalgamated Bank (AMAL)
|
1,456
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|