Market cap
$5,094 Mln
Revenue (TTM)
$1,431 Mln
P/E Ratio
12.5
P/B Ratio
1.2
Div. Yield
2.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -6.84 | 8.81 | 49.26 | 42.21 | 18.87 |
| EBIT | 60.81 | 34.37 | 2,815.64 | 87.86 | 32.80 |
| Net Profit | 61.20 | 4.96 | 698.43 | 113.82 | 41.24 |
| EPS | 64.28 | -4.72 | 671.81 | 98.39 | 37.11 |
| Book Value | -- | -- | 12.53 | 9.61 | 0.11 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 5.36 | 16.93 | 28.07 | 9.41 | 14.55 |
| Net Margin
| -- | -- | 26.28 | -- | -- |
| Return on equity
| 5.56 | 5.60 | 8.72 | 2.22 | 3.63 |
| Return on Capital
| 4.75 | 4.83 | -- | 2.15 | 3.58 |
| Return on Assets
| 0.72 | 0.76 | 1.20 | 0.31 | 0.51 |
| Debt to Equity (x)
| -- | -- | 0.09 | 0.05 | 0.01 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
--
|
2.15
|
3.58
|
8.51
|
5.43
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
8.72
Lower than Peers by 1.14
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
8.72
|
2.22
|
3.63
|
10.83
|
6.80
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
1.20
Higher than Peers by 0.24
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
1.20
|
0.31
|
0.51
|
1.35
|
0.87
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
28.07
Higher than Peers by 7.28
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
28.07
|
9.41
|
14.55
|
-7.87
|
34.93
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
26.28
Higher than Peers by 6.25
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
26.28
|
8.34
|
11.17
|
37.02
|
29.29
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
49.26
Higher than Peers by 38.16
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
49.26
|
-0.01
|
0.34
|
0.17
|
0.30
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
2,815.64
Higher than Peers by 2,827.14
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
2,815.64
|
-36.12
|
348.47
|
-126.31
|
35.36
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
698.43
Higher than Peers by 691.16
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
698.43
|
-26.21
|
-59.45
|
47.61
|
29.16
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
671.81
Higher than Peers by 666.03
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
671.81
|
-0.31
|
-0.67
|
0.47
|
0.37
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
5.55
Lower than Peers by 3.22
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
5.55
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.09
Lower than Peers by 0.12
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
0.09
|
0.05
|
0.01
|
0.01
|
0.58
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.09
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
0.09
|
0.01
|
0.00
|
0.00
|
0.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.20
Lower than Peers by 0.11
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
0.20
|
0.03
|
0.25
|
0.30
|
20.69
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.20
Lower than Peers by 0.16
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
0.20
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.07
Higher than Peers by 0.32
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
2.07
|
0.30
|
0.46
|
-0.25
|
6.42
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
--
|
--
|
--
|
--
|
2.57
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Lower than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
0.05
|
0.04
|
0.05
|
0.04
|
0.03
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
--
|
--
|
--
|
8.03
|
9.43
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
--
|
--
|
--
|
-28,962.40
|
128,057.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.45
Lower than Peers by 0.34
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
12.45
|
45.21
|
29.24
|
7.84
|
14.01
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.20
Lower than Peers by 0.13
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
1.20
|
0.92
|
0.97
|
0.78
|
1.13
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
2.41
Lower than Peers by 0.07
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
2.41
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
--
|
23.32
|
-7.66
|
43.87
|
-10.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
5,094
Higher than Peers by 4,780
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eastern Bankshares (EBC)
|
5,094
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|