Market cap
$372 Mln
Revenue (TTM)
$89 Mln
P/E Ratio
--
P/B Ratio
4.9
Div. Yield
0 %
| Open Lending Corp (LPRO) | Morningstar (MORN) | Donnelley Financial Solutions (DFIN) | Value Line (VALU) | Chegg (CHGG) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
372 | 8,102 | 1,193 | 345 | 84 |
Revenue ($ Mln) |
89 | 2,567 | 778 | 33 | 266 |
Net Profit ($ Mln) |
-5.31 | 421.60 | 35.20 | 21.63 | -53.00 |
Net Margin (%) |
-5.95 | 16.43 | 4.53 | 64.67 | -19.96 |
RoE (%) |
-7.17 | 37.55 | 9.18 | 20.84 | -44.49 |
Price to Earnings |
-- | 20.71 | 31.51 | 15.97 | -- |
Price-To-Book |
4.93 | 7.97 | 3.09 | 3.30 | 0.71 |
Income Statement ($ Mln)
| Open Lending Corp (LPRO) | Morningstar (MORN) | Donnelley Financial Solutions (DFIN) | Value Line (VALU) | Chegg (CHGG) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
89.32 | 2,566.50 | 777.50 | 35.08 | 265.51 |
|
Cost of Revenue
|
20.33 | 969.10 | 295.60 | 14.46 | 109.54 |
|
Gross Profit
|
70.40 | 1,492.60 | 486.60 | 20.62 | 226.86 |
|
Operating Expenses
|
75.39 | 993.50 | 327.70 | 14.64 | 158.04 |
|
Operating Profit (EBIT)
|
-6.40 | 603.90 | 154.20 | 5.99 | -2.04 |
|
Other Income
|
0.00 | 0.00 | 0.00 | -- | 0.00 |
|
Profit before Tax
|
-6.51 | 563.20 | 49.70 | 27.54 | -51.70 |
|
Provision for Tax
|
-1.20 | 140.70 | 14.50 | 6.86 | 1.30 |
|
Profit after Tax (Net Income)
|
-5.31 | 421.60 | 35.20 | 20.69 | -53.00 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | -- | 0.00 |
|
Consolidated Profit
|
0.00 | 0.00 | 0.00 | -- | 0.00 |
Liabilities ($ Mln)
| Open Lending Corp (LPRO) | Morningstar (MORN) | Donnelley Financial Solutions (DFIN) | Value Line (VALU) | Chegg (CHGG) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
75.32 | 1,023.80 | 387.40 | 99.68 | 118.61 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | -- | 0.00 |
|
Non-Current Liabilities
|
106.63 | 1,941.60 | 254.40 | 21.20 | 16.05 |
|
Current Liabilities
|
49.14 | 980.30 | 192.50 | 23.65 | 92.96 |
|
Total Liabilities
|
236.68 | 3,590.20 | 800.40 | 144.53 | 276.82 |
Assets ($ Mln)
| Open Lending Corp (LPRO) | Morningstar (MORN) | Donnelley Financial Solutions (DFIN) | Value Line (VALU) | Chegg (CHGG) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
12.96 | 2,910.80 | 579.10 | 64.65 | 118.92 |
|
Current Assets
|
218.13 | 1,034.90 | 255.20 | 79.88 | 108.70 |
|
Total Assets
|
236.68 | 3,590.20 | 800.40 | 144.53 | 276.82 |
|
Total Debt*
|
85.08 | 1,904.80 | 211.70 | 3.58 | 50.72 |
|
Net Current Assets
|
168.99 | 54.60 | 62.70 | 56.23 | 15.74 |
Cashflow ($ Mln)
| Open Lending Corp (LPRO) | Morningstar (MORN) | Donnelley Financial Solutions (DFIN) | Value Line (VALU) | Chegg (CHGG) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-3.19 | 589.70 | 164.90 | 20.24 | 15.49 |
|
Cash Flow from Investing Activities
|
-1.03 | -139.30 | -57.00 | 21.20 | 282.30 |
|
Cash from Financing Activities
|
-61.48 | -514.70 | -141.80 | -11.76 | -428.48 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| Open Lending Corp (LPRO) | Morningstar (MORN) | Donnelley Financial Solutions (DFIN) | Value Line (VALU) | Chegg (CHGG) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
-2.20 | 14.53 | 5.68 | 20.81 | -22.95 |
|
ROE (%)
|
-7.17 | 37.55 | 9.18 | 21.72 | -44.49 |
|
ROA (%)
|
-1.69 | 8.90 | 3.34 | 14.75 | -11.13 |
|
EBIT Margin (%)
|
2.12 | 23.88 | 8.23 | -- | -5.80 |
|
Net Margin (%)
|
-5.95 | 16.43 | 4.53 | 58.97 | -19.96 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | -- | 0.00 |
Growth Ratios
| Open Lending Corp (LPRO) | Morningstar (MORN) | Donnelley Financial Solutions (DFIN) | Value Line (VALU) | Chegg (CHGG) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
405.40 | 9.33 | 2.98 | -0.06 | -47.59 |
|
EBIT Growth (%)
|
103.13 | 5.33 | -49.73 | -- | 94.23 |
|
Net Profit Growth (%)
|
96.19 | 4.33 | -57.13 | 8.78 | 80.51 |
|
EPS Growth (%)
|
96.14 | 12.24 | -47.89 | -- | 81.19 |
|
Book Value Growth (%)
|
-4.17 | -28.76 | -1.62 | -- | -27.90 |
Valuation Ratios
| Open Lending Corp (LPRO) | Morningstar (MORN) | Donnelley Financial Solutions (DFIN) | Value Line (VALU) | Chegg (CHGG) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
-43.40 | 23.64 | 40.64 | -- | -0.97 |
|
Price / Book Value
|
2.45 | 7.24 | 3.47 | -- | 0.84 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
11.34 | 13.34 | 11.96 | -10.17 | -5.32 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Open Lending Corp (LPRO) | Morningstar (MORN) | Donnelley Financial Solutions (DFIN) | Value Line (VALU) | Chegg (CHGG) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
1.33 | 1.66 | 0.51 | 0.04 | 0.00 |
|
Short term debt to equity ratio
|
0.10 | 0.06 | 0.02 | 0.01 | 0.32 |
|
Current Ratio
|
4.44 | 1.06 | 1.33 | 3.38 | 1.17 |
|
Quick Ratio
|
4.44 | 1.06 | 1.33 | 3.24 | 1.17 |
|
Interest Coverage
|
0.22 | 11.53 | 4.85 | -- | -707.23 |
Operating Efficiency Ratios
| Open Lending Corp (LPRO) | Morningstar (MORN) | Donnelley Financial Solutions (DFIN) | Value Line (VALU) | Chegg (CHGG) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
30.59 | 15.41 | 24.84 | 3.90 | 4.04 |
|
Asset Turnover
|
0.28 | 0.54 | 0.74 | 0.25 | 0.56 |
|
Receivable days
|
93.33 | 58.03 | 66.91 | 15.04 | 19.02 |
|
Inventory Days
|
-- | -15.03 | 5.73 | -29.31 | -- |
|
Payable days
|
11.20 | 35.49 | 34.13 | 37.37 | 22.41 |
|
Cash Conversion Cycle
|
-- | 7.51 | 38.51 | -51.65 | -- |