Market cap
$372 Mln
Revenue (TTM)
$89 Mln
P/E Ratio
--
P/B Ratio
4.9
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 5.92 | -16.00 | 405.40 | -18.97 | -7.99 |
| EBIT | -67.60 | -73.67 | 103.13 | -72.02 | 15.19 |
| Net Profit | -127.35 | -174.55 | 1,137.96 | -20.41 | -7.79 |
| EPS | -127.54 | -175.73 | 96.14 | -146.61 | 14.49 |
| Book Value | -- | -- | -3.41 | -27.99 | 22.29 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| -60.58 | -7.01 | 2.12 | 6.43 | -221.81 |
| Net Margin
| -- | 70.58 | -5.95 | -- | -- |
| Return on equity
| -30.06 | 20.61 | -7.17 | -5.54 | -95.19 |
| Return on Capital
| -14.32 | 7.03 | -- | -2.20 | -46.91 |
| Return on Assets
| -12.00 | 6.15 | -1.69 | -1.59 | -40.28 |
| Debt to Equity (x)
| -- | -- | 1.33 | 1.17 | 1.84 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
--
|
-2.20
|
-46.91
|
6.14
|
19.73
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-7.17
Lower than Peers by 34.12
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
-7.17
|
-5.54
|
-95.19
|
10.55
|
35.84
|
|
Peer Median
|
26.95
|
--
|
--
|
--
|
--
|
ROA
-1.69
Lower than Peers by 10.08
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
-1.69
|
-1.59
|
-40.28
|
5.86
|
19.08
|
|
Peer Median
|
8.39
|
--
|
--
|
--
|
--
|
EBIT Margin
2.12
Lower than Peers by 26.24
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
2.12
|
6.43
|
-221.81
|
33.64
|
55.33
|
|
Peer Median
|
28.36
|
--
|
--
|
--
|
--
|
Net Margin
-5.95
Lower than Peers by 27.49
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
-5.95
|
-4.54
|
-561.98
|
18.79
|
37.09
|
|
Peer Median
|
21.54
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
405.40
Higher than Peers by 396.61
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
405.40
|
2.88
|
-0.80
|
-0.35
|
-0.17
|
|
Peer Median
|
8.79
|
--
|
--
|
--
|
--
|
EBIT Growth
103.13
Higher than Peers by 88.55
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
103.13
|
111.25
|
-234.84
|
-60.23
|
-49.56
|
|
Peer Median
|
14.58
|
--
|
--
|
--
|
--
|
Net Profit Growth
1,137.96
Higher than Peers by 1,121.89
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
1,137.96
|
96.86
|
-711.74
|
-66.87
|
-54.40
|
|
Peer Median
|
16.07
|
--
|
--
|
--
|
--
|
EPS Growth
96.14
Higher than Peers by 69.65
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
96.14
|
0.97
|
-7.12
|
-0.65
|
-0.54
|
|
Peer Median
|
26.49
|
--
|
--
|
--
|
--
|
Book Value Growth
-4.17
Lower than Peers by 12.38
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
-4.17
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.21
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
1.33
Higher than Peers by 0.46
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
1.33
|
1.17
|
1.84
|
0.72
|
0.71
|
|
Peer Median
|
0.87
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.10
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
0.10
|
0.11
|
0.11
|
0.03
|
0.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
4.44
Higher than Peers by 3.39
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
4.44
|
4.52
|
5.84
|
14.08
|
18.58
|
|
Peer Median
|
1.05
|
--
|
--
|
--
|
--
|
Quick Ratio
4.44
Higher than Peers by 3.38
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
4.44
|
--
|
--
|
14.08
|
18.31
|
|
Peer Median
|
1.06
|
--
|
--
|
--
|
--
|
Interest Coverage
0.22
Lower than Peers by 8.64
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
0.22
|
0.62
|
-4.71
|
3.71
|
17.04
|
|
Peer Median
|
8.87
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
30.59
Higher than Peers by 12.06
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
30.59
|
31.17
|
77.36
|
34.36
|
38.90
|
|
Peer Median
|
18.52
|
--
|
--
|
--
|
--
|
Asset Turnover
0.28
Lower than Peers by 0.15
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
0.28
|
0.35
|
0.07
|
0.31
|
0.51
|
|
Peer Median
|
0.43
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
--
|
93.33
|
448.06
|
171.37
|
150.78
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
--
|
--
|
0.00
|
33.35
|
87.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
--
|
11.20
|
10.17
|
5.43
|
14.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
--
|
--
|
437.89
|
199.28
|
224.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
--
|
-43.40
|
-5.28
|
46.03
|
12.74
|
|
Peer Median
|
18.26
|
--
|
--
|
--
|
--
|
Price / Book Value
4.93
Higher than Peers by 0.04
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
4.93
|
2.45
|
9.12
|
4.94
|
3.99
|
|
Peer Median
|
4.89
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.98
|
--
|
--
|
--
|
--
|
EV/EBITDA
74.47
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
74.47
|
11.34
|
-11.88
|
22.37
|
7.94
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
372
Lower than Peers by 1,270
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Open Lending Corp (LPRO)
|
372
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,642
|
--
|
--
|
--
|
--
|