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Third Coast Bancshares Inc (TCBX) Key Ratios

Stock Card factsheet share-fund-plan-icon

$46.05

up-down-arrow $1.19 (2.65%)

As on 04-Sep-2026 16:00EDT

Market cap

info icon

$767 Mln

Revenue (TTM)

info icon

$345 Mln

P/E Ratio

info icon

11.5

P/B Ratio

info icon

1.1

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -49.84 -44.02 -0.85 15.78 30.02
EBIT -200.00 -190.25 -35.80 5.03 18.78
Net Profit 34.33 31.29 30.73 31.84 37.08
EPS 34.33 39.85 36.47 28.20 21.09
Book Value -- -- 22.46 5.34 27.84
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info 18.9717.0813.5223.1618.15
Net Margin info ----21.55----
Return on equity info 10.908.7212.3713.3710.93
Return on Capital info 8.376.94--10.518.31
Return on Assets info 1.040.851.141.291.02
Debt to Equity (x) info ----0.120.260.29

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
--
10.51
8.31
6.27
4.60
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

12.37

Higher than Peers by 2.48

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
12.37
13.37
10.93
8.42
5.48
Peer Median
9.89
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.14

Higher than Peers by 0.17

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
1.14
1.29
1.02
0.82
0.59
Peer Median
0.96
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

13.52

Lower than Peers by 7.33

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
13.52
23.16
18.15
15.61
14.46
Peer Median
20.85
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

21.55

Higher than Peers by 1.45

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
21.55
18.07
14.10
12.53
11.65
Peer Median
20.11
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

Higher than Peers by 0.00

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
0.00
--
--
--
--
Peer Median
0.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-0.85

Lower than Peers by 11.95

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
-0.85
0.09
0.27
0.66
0.55
Peer Median
11.10
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-35.80

Lower than Peers by 24.30

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
-35.80
38.53
47.44
79.61
59.97
Peer Median
-11.50
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

30.73

Higher than Peers by 23.45

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
30.73
39.06
42.72
79.01
63.33
Peer Median
7.27
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

36.47

Higher than Peers by 30.63

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
36.47
0.48
0.39
0.46
0.46
Peer Median
5.84
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

44.02

Higher than Peers by 35.29

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
44.02
--
--
--
--
Peer Median
8.74
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

0.12

Lower than Peers by 0.09

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
0.12
0.26
0.29
0.34
0.34
Peer Median
0.21
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

0.09

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
0.09
0.07
0.07
0.09
0.08
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

0.18

Lower than Peers by 0.13

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
0.18
0.09
0.18
0.13
0.16
Peer Median
0.30
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

0.18

Lower than Peers by 0.18

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
0.18
--
--
0.06
0.27
Peer Median
0.36
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.53

Lower than Peers by 0.22

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
1.53
0.54
0.37
0.33
0.62
Peer Median
1.75
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

8.79

Higher than Peers by 1.86

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
8.79
7.97
7.64
8.67
11.45
Peer Median
6.93
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.05

Higher than Peers by 0.00

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
0.05
0.07
0.07
0.07
0.05
Peer Median
0.05
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
--
27.40
26.44
28.41
32.57
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
--
--
577.08
-104.84
-2,533.69
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
--
13.61
11.67
10.05
10.96
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
--
--
591.85
-86.49
-2,512.08
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

11.46

Lower than Peers by 1.49

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
11.46
9.39
12.39
10.05
13.59
Peer Median
12.95
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.11

Lower than Peers by 0.20

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
1.11
1.17
1.28
0.81
0.66
Peer Median
1.32
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
--
--
--
--
--
Peer Median
2.45
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

--

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
--
4.00
-0.49
0.06
-4.78
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

767

Higher than Peers by 450

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Third Coast Bancshares Inc (TCBX)
767
--
--
--
--
Peer Median
317
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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