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First Seacoast Bancorp (FSEA) Key Ratios

Stock Card factsheet share-fund-plan-icon

$17.19

up-down-arrow $0.01 (0.08%)

As on 04-Sep-2026 11:41EDT

Market cap

info icon

$81 Mln

Revenue (TTM)

info icon

$26 Mln

P/E Ratio

info icon

--

P/B Ratio

info icon

1.3

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -39.77 -41.88 -6.84 9.33 7.47
EBIT -- -- 77.58 19.98 -174.62
Net Profit 149.02 145.69 101.75 26.75 -53.54
EPS 145.42 142.07 99.15 25.55 -142.74
Book Value -- -- 20.76 21.10 11.49
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info -13.87-5.82-2.15-5.160.05
Net Margin info ----0.17----
Return on equity info -6.84-3.430.07-1.35-0.80
Return on Capital info -2.84-1.22---0.72-0.40
Return on Assets info -0.72-0.340.01-0.14-0.09
Debt to Equity (x) info ----0.700.910.84

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
--
-0.72
-0.40
-7.39
-0.47
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

0.07

Lower than Peers by 9.80

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
0.07
-1.35
-0.80
-18.38
-1.03
Peer Median
9.87
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

0.01

Lower than Peers by 0.96

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
0.01
-0.14
-0.09
-1.92
-0.11
Peer Median
0.96
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

-2.15

Lower than Peers by 22.95

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
-2.15
-5.16
0.05
-36.49
-5.87
Peer Median
20.79
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

0.17

Lower than Peers by 19.86

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
0.17
-2.94
-1.92
-57.93
-3.26
Peer Median
20.03
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

No difference

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
0.00
--
--
--
--
Peer Median
0.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-6.84

Lower than Peers by 17.94

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
-6.84
0.08
0.45
0.06
-0.01
Peer Median
11.10
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

77.58

Higher than Peers by 89.07

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
77.58
-10,692.86
100.21
-560.63
-131.53
Peer Median
-11.50
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

101.75

Higher than Peers by 94.48

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
101.75
-64.72
95.19
-1,786.02
-121.56
Peer Median
7.27
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

99.15

Higher than Peers by 93.36

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
99.15
-0.94
0.95
-19.52
-1.25
Peer Median
5.78
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

-3.36

Lower than Peers by 12.13

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
-3.36
--
--
--
--
Peer Median
8.77
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

0.70

Higher than Peers by 0.49

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
0.70
0.91
0.84
1.10
2.01
Peer Median
0.21
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
--
0.80
0.02
0.62
1.96
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

0.31

Higher than Peers by 0.01

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
0.31
3.31
0.28
0.32
0.31
Peer Median
0.31
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

0.31

Lower than Peers by 0.04

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
0.31
--
--
0.35
0.34
Peer Median
0.36
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

0.96

Lower than Peers by 0.79

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
0.96
-0.11
0.00
-0.74
-0.58
Peer Median
1.75
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

8.05

Higher than Peers by 1.15

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
8.05
7.33
7.88
12.47
11.48
Peer Median
6.90
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.03

Lower than Peers by 0.01

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
0.03
0.05
0.05
0.03
0.03
Peer Median
0.05
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
--
26.76
30.09
42.51
36.78
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
--
--
-289.17
-465.63
-2,336.91
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
--
--
--
15,068.85
81,079.02
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
--
--
--
-15,491.96
-83,379.15
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

--

--

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
--
-57.43
-84.84
-3.36
-85.67
Peer Median
12.79
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.26

Lower than Peers by 0.06

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
1.26
0.76
0.70
0.54
0.98
Peer Median
1.32
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
--
--
--
--
--
Peer Median
2.48
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

--

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
--
51.14
-79.21
3.07
-66.20
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

81

Lower than Peers by 233

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
First Seacoast Bancorp (FSEA)
81
--
--
--
--
Peer Median
314
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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