Market cap
$60 Mln
Revenue (TTM)
$58 Mln
P/E Ratio
--
P/B Ratio
2.8
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 12.25 | -4.50 | 1.34 | 42.99 | -- |
| EBIT | -- | -- | 59.29 | -163.71 | -317.84 |
| Net Profit | -3.39 | -26.39 | 26.85 | -173.12 | -240.72 |
| EPS | -3.27 | -23.94 | 26.11 | -178.47 | -241.83 |
| Book Value | -- | -- | -34.59 | 29.09 | 45.54 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-23 | Dec-22 |
| EBIT-Margin
| -7.03 | -6.58 | -16.02 | -34.47 | -10.73 |
| Net Margin
| -- | -- | -22.62 | -- | -- |
| Return on equity
| 4.77 | 1.27 | -49.76 | -43.42 | -1.79 |
| Return on Capital
| -0.83 | -1.61 | -- | -43.42 | -1.79 |
| Return on Assets
| -0.40 | -1.86 | -19.61 | -27.58 | -1.06 |
| Debt to Equity (x)
| -- | -- | 0.00 | -- | -- |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
--
|
-43.42
|
-1.79
|
42.70
|
-9.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-49.76
Lower than Peers by 54.15
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
-49.76
|
-43.42
|
-1.79
|
59.51
|
-13.10
|
|
Peer Median
|
4.39
|
--
|
--
|
--
|
--
|
ROA
-19.61
Lower than Peers by 20.45
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
-19.61
|
-27.58
|
-1.06
|
27.44
|
-10.54
|
|
Peer Median
|
0.84
|
--
|
--
|
--
|
--
|
EBIT Margin
-16.02
Lower than Peers by 20.75
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
-16.02
|
-34.47
|
-10.73
|
24.10
|
-16.15
|
|
Peer Median
|
4.72
|
--
|
--
|
--
|
--
|
Net Margin
-22.62
Lower than Peers by 27.90
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
-22.62
|
-31.37
|
-0.93
|
17.94
|
-17.64
|
|
Peer Median
|
5.29
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
1.34
Lower than Peers by 35.19
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
1.34
|
-0.34
|
-0.12
|
0.42
|
-0.08
|
|
Peer Median
|
36.53
|
--
|
--
|
--
|
--
|
EBIT Growth
59.29
Higher than Peers by 32.73
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
59.29
|
-112.39
|
-139.17
|
312.03
|
-442.56
|
|
Peer Median
|
26.56
|
--
|
--
|
--
|
--
|
Net Profit Growth
26.85
Lower than Peers by 14.23
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
26.85
|
-2,124.78
|
-104.57
|
244.52
|
-375.96
|
|
Peer Median
|
41.08
|
--
|
--
|
--
|
--
|
EPS Growth
26.11
Lower than Peers by 68.30
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
26.11
|
-21.96
|
-1.05
|
2.88
|
-1.75
|
|
Peer Median
|
94.41
|
--
|
--
|
--
|
--
|
Book Value Growth
-38.35
Lower than Peers by 52.85
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
-38.35
|
--
|
--
|
--
|
--
|
|
Peer Median
|
14.51
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
--
|
--
|
--
|
0.01
|
1.15
|
|
Peer Median
|
0.32
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
--
|
0.34
|
0.26
|
0.01
|
1.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.83
Lower than Peers by 1.29
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
0.83
|
1.25
|
1.99
|
1.49
|
0.00
|
|
Peer Median
|
2.13
|
--
|
--
|
--
|
--
|
Quick Ratio
0.83
Lower than Peers by 1.22
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
0.83
|
--
|
--
|
1.49
|
0.47
|
|
Peer Median
|
2.05
|
--
|
--
|
--
|
--
|
Interest Coverage
-8.27
Lower than Peers by 14.05
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
-8.27
|
--
|
-0.44
|
238.45
|
-7.74
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.48
Lower than Peers by 3.33
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
8.48
|
16.52
|
9.88
|
9.68
|
15.01
|
|
Peer Median
|
11.81
|
--
|
--
|
--
|
--
|
Asset Turnover
0.87
Higher than Peers by 0.63
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
0.87
|
0.88
|
1.13
|
1.53
|
0.60
|
|
Peer Median
|
0.24
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
--
|
57.47
|
38.13
|
36.97
|
58.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
--
|
--
|
0.00
|
-58.75
|
-138.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
--
|
148.09
|
119.23
|
84.72
|
49.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
--
|
--
|
-81.10
|
-106.51
|
-129.27
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
--
|
-1.37
|
-79.87
|
6.43
|
-18.47
|
|
Peer Median
|
68.17
|
--
|
--
|
--
|
--
|
Price / Book Value
2.81
Lower than Peers by 1.94
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
2.81
|
0.77
|
1.27
|
2.89
|
11.29
|
|
Peer Median
|
4.74
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
6.84
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
6.84
|
-1.37
|
12.01
|
2.36
|
85.62
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
60
Lower than Peers by 691
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Bm Technologies Inc (BMTX)
|
60
|
--
|
--
|
--
|
--
|
|
Peer Median
|
752
|
--
|
--
|
--
|
--
|