Velocity Financial Inc. (VEL)

Name: Velocity Financial Inc. (VEL) Share Price Today, Stock Analysis, Annual Report | Value Research
Brand: Velocity Financial Inc. (VEL)

Stock Card

$18.40

$0.27 (1.49%)

As on 03-Sep-2026 16:10EDT

Market cap

$723 Mln

Revenue (TTM)

$701 Mln

P/E Ratio

6.6

P/B Ratio

Div. Yield

0 %

Velocity Financial (VEL) Share Price

Compare

High: Low: Return:

Price P/E Ratio P/B Ratio

Stock Range

Today’s Range

Low: 18.07 High: 18.59

52 Week Range

Low: 16.65 High: 21.40

Liquidity

Low Moderate High

Fundamentals

Net Profit (TTM)

$59 Mln
ROE

0.2 %
ROCE

-- %
Industry P/E

15.12
EV/EBITDA

0
Debt to Equity

9.3
Book Value

$--
EPS

$2.8
Face value

--
Shares outstanding

39,481,457

10 Years Aggregate

CFO

$111.83 Mln

EBITDA

$779.96 Mln

Net Profit

$187.27 Mln

Company	YTD	1 Month	3 Months	1 Year	3 Years	5 Years	10 Years
Velocity Financial (VEL)	-11.4	4.9	6.3	-3.1	14.7	6.8	--
BSE Sensex^*	-9.6	-2.7	2.9	-5.0	5.4	5.7	10.4
S&P Small-Cap 600^#	-5.8	-5.3	-13.7	-6.3	5.3	3.0	5.5

As on 03-Sep-2026 | *As on 04-Sep-2026 | #As on 26-Oct-2023

Company	2025	2024	2023	2022	2021
Velocity Financial (VEL)	6.1	13.5	78.4	-29.6	119.9
S&P Small-Cap 600	4.0	7.0	13.9	-17.4	25.3
BSE Sensex	9.1	8.1	18.7	4.4	22.0

Financials

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Key Ratios

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Peers

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Company	Price ($)	Market Cap ($ Mln)	Revenue (TTM)	Net Profit (TTM)	OPM (%)	ROE (%)	P/E	P/B
Velocity Financial (VEL)	18.4	723.3	701.3	107.7	67.5	15.4	6.6	1.0
Ally Financial (ALLY)	43.6	12,864.6	15,841.0	1,454.0	8.2	9.4	10	1.0
Credit Acceptance (CACC)	601.6	6,222.6	2,323.7	501.9	41.9	32.3	13.1	3.9
Enova International (ENVA)	233.2	5,910.6	3,010.9	355.5	24.7	25.1	18.9	4.2
FirstCash Holdings (FCFS)	223.9	9,507.5	4,120.3	388.2	16.2	16.9	25	4.2
Navient Corp (NAVI)	9.5	887.2	2,938.0	-49.0	21.3	-2	--	0.4
Navient Corporation 6% Senior Notes due December 15 2043 (JSM)	18.1	5,087.2	2,904.0	-49.0	0.0	-2	15.1	0.0
Nelnet (NNI)	127.3	4,545.1	1,857.7	302.2	25.9	9.8	15.1	1.2
OneMain Holdings (OMF)	64.6	7,098.1	6,418.0	781.0	25.7	23	9.3	2.2
SLM Corp (SLM)	26.5	4,965.1	3,068.4	735.5	32.0	29.9	7.4	2.3

Shareholding Pattern

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About Velocity Financial (VEL)

Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans unit residential rental... properties; residential rental properties office; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded in 2004 and is headquartered in Westlake Village, California Read more

Co-Founder, CEO, President & Director

Mr. Christopher D. Farrar
Chief Accounting Officer

Ms. Fiona Tam
Headquarters

Westlake Village, CA
Website

https://www.velfinance.com

FAQs for Velocity Financial (VEL)

What is the current share price of Velocity Financial Inc (VEL) Today?

The share price of Velocity Financial Inc (VEL) is $18.40 (NYSE) as of 03-Sep-2026 16:10 EDT. Velocity Financial Inc (VEL) has given a return of 14.68% in the last 3 years.

What is the current PB & PE ratio of Velocity Financial Inc (VEL)?

The P/E ratio of Velocity Financial Inc (VEL) is 6.59 times as on 21-Aug-2026, a 56 discount to its peers’ median range of 15.12 times.
The P/B ratio of Velocity Financial Inc (VEL) is 0.99 times as on 21-Aug-2026, a 46 discount to its peers’ median range of 1.82 times.

PE & PB ratio at the end of financial year.

Year	P/E Ratio	P/B Ratio
2025	7.54	1.18
2024	10.32	1.37
2023	11.53	1.39
2022	10.20	0.86
2021	16.06	1.36

What is the 52 Week High and Low of Velocity Financial Inc (VEL)?

The 52-week high and low of Velocity Financial Inc (VEL) are Rs 21.40 and Rs 16.65 as of 04-Sep-2026.

What is the market cap of Velocity Financial Inc (VEL)?

Velocity Financial Inc (VEL) has a market capitalisation of $ 723 Mln as on 21-Aug-2026. As per SEBI classification, it is a Small Cap company.

Should I invest in Velocity Financial Inc (VEL)?

Before investing in Velocity Financial Inc (VEL), assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

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