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NI Holdings (NODK) Key Ratios

Stock Card factsheet share-fund-plan-icon

$15.40

up-down-arrow $0.07 (0.46%)

As on 04-Sep-2026 13:31EDT

Market cap

info icon

$310 Mln

Revenue (TTM)

info icon

$267 Mln

P/E Ratio

info icon

40

P/B Ratio

info icon

1.2

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 17.84 -7.66 -13.85 -8.16 -3.44
EBIT -98.54 101.50 298.50 36.15 -23.58
Net Profit -98.83 101.21 404.64 33.14 -26.97
EPS -98.83 101.22 411.45 33.32 -24.27
Book Value -- -- 0.55 -0.61 -6.04
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info 1.85-2.144.18-4.333.12
Net Margin info ----2.93----
Return on equity info -2.98-4.883.20-4.29-2.46
Return on Capital info -2.97-4.87---4.28-2.45
Return on Assets info -1.30-2.190.95-2.02-1.03
Debt to Equity (x) info ----0.000.010.00

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
--
-4.28
-2.45
-2.19
-17.86
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

3.20

Lower than Peers by 11.37

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
3.20
-4.29
-2.46
-2.20
-17.87
Peer Median
14.57
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

0.95

Lower than Peers by 2.01

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
0.95
-2.02
-1.03
-0.86
-8.39
Peer Median
2.96
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

4.18

Lower than Peers by 8.20

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
4.18
-4.33
3.12
6.76
-19.75
Peer Median
12.38
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

2.93

Lower than Peers by 7.78

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
2.93
-3.65
-1.86
-1.80
-19.83
Peer Median
10.71
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
0.00
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-13.85

Lower than Peers by 23.63

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
-13.85
-0.12
0.07
0.14
-0.17
Peer Median
9.78
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

298.50

Higher than Peers by 284.47

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
298.50
-221.53
-50.63
138.86
-567.68
Peer Median
14.04
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

404.64

Higher than Peers by 372.02

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
404.64
-71.83
-10.66
89.69
-730.89
Peer Median
32.62
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

411.45

Higher than Peers by 379.45

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
411.45
-0.76
-0.12
0.90
-7.41
Peer Median
32.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

3.30

Lower than Peers by 10.54

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
3.30
--
--
--
--
Peer Median
13.83
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
--
0.01
0.00
0.01
0.00
Peer Median
0.24
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

0.00

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
0.00
0.00
0.00
0.00
0.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

14.18

Higher than Peers by 11.99

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
14.18
1.08
1.06
1.68
0.85
Peer Median
2.19
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

14.18

Higher than Peers by 11.18

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
14.18
--
--
3.24
1.04
Peer Median
3.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

--

--

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
--
--
--
--
-0.61
Peer Median
16.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

29.09

Lower than Peers by 0.43

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
29.09
29.15
27.39
26.62
49.77
Peer Median
29.52
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.32

Higher than Peers by 0.06

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
0.32
0.55
0.55
0.48
0.42
Peer Median
0.26
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
--
110.31
95.48
128.68
142.41
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
--
--
-500.83
-322.52
-127.49
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
--
0.80
--
31.69
13.84
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
--
--
-405.35
-225.53
1.08
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

40.03

Higher than Peers by 29.14

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
40.03
-26.25
-54.50
-50.60
-5.27
Peer Median
10.88
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.25

Lower than Peers by 0.49

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
1.25
1.14
1.35
1.12
1.11
Peer Median
1.74
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
--
--
--
--
--
Peer Median
1.71
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

--

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
--
-7.99
12.82
-2.41
-2.01
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

310

Lower than Peers by 364

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
NI Holdings (NODK)
310
--
--
--
--
Peer Median
675
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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