Market cap
$253 Mln
Revenue (TTM)
$95 Mln
P/E Ratio
121
P/B Ratio
0.8
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -2.91 | -58.75 | 11.76 | -0.06 | -6.35 |
| EBIT | -- | -- | -89.21 | -67.80 | -48.47 |
| Net Profit | 912.59 | -77.05 | -71.16 | -51.93 | -40.74 |
| EPS | 908.03 | -77.12 | -71.34 | -52.31 | -40.54 |
| Book Value | -- | -- | 1.59 | -1.30 | -0.44 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Dec-24 | Dec-23 | Dec-22 |
| EBIT-Margin
| 25.28 | 16.99 | -- | 13.85 | 36.71 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| -0.46 | 0.35 | 0.65 | 2.32 | -4.35 |
| Return on Capital
| -0.14 | 0.26 | 0.58 | 1.78 | -2.79 |
| Return on Assets
| -0.05 | 0.04 | 0.09 | 0.31 | -0.53 |
| Debt to Equity (x)
| -- | -- | 0.03 | 0.19 | 0.42 |
Profitability
ROCE
0.58
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
0.58
|
1.78
|
-2.79
|
3.60
|
-1.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
0.65
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
0.65
|
2.32
|
-4.35
|
7.09
|
-3.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
0.09
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
0.09
|
0.31
|
-0.53
|
0.69
|
-0.36
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
--
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
--
|
13.85
|
36.71
|
34.56
|
-17.14
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
1.58
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
1.58
|
9.72
|
-17.71
|
24.47
|
-11.78
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
0.77
--
Year on year growth in net sales
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
0.77
|
-0.05
|
-0.16
|
-0.13
|
-0.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
--
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
--
|
-64.10
|
-10.93
|
275.00
|
-142.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
-71.16
--
Year on year growth in profit after tax
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
-71.16
|
152.23
|
-160.68
|
280.38
|
-144.33
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
-0.71
--
Year on year growth in earnings per share
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
-0.71
|
1.51
|
-1.61
|
2.79
|
-1.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.03
--
Total debt / Net worth
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
0.03
|
0.19
|
0.42
|
0.69
|
1.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.03
--
(Short term borrowings / Net worth)
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
0.03
|
0.01
|
0.05
|
0.01
|
0.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
105.69
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
105.69
|
1.26
|
46.08
|
0.59
|
0.99
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
--
|
0.54
|
70.38
|
1.18
|
1.75
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
--
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
--
|
0.17
|
1.39
|
1.30
|
-0.41
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.36
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
6.36
|
11.16
|
9.77
|
8.05
|
9.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
--
Sales / Average Total Assets
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
0.06
|
0.03
|
0.03
|
0.03
|
0.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
23.11
--
Average Debtors / Sales * 365
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
23.11
|
39.12
|
35.37
|
35.71
|
40.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
114.30
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
114.30
|
39.84
|
-21.63
|
12.37
|
-17.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
0.73
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
0.73
|
0.90
|
0.98
|
0.85
|
0.71
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Sterling Bancorp Inc (SBT)
|
--
|
-54.20
|
-9.39
|
-5.83
|
39.40
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|