Kinsale Capital Group Inc (KNSL) Key Ratios
$362.60
As on 28-Oct-2026 12:42EDT
Market cap
$8,898 Mln
Revenue (TTM)
$1,953 Mln
P/E Ratio
15.8
P/B Ratio
3.8
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -17.09 | -8.58 | 8.35 | 20.50 | 26.82 |
| EBIT | -- | -- | 10.18 | -7.55 | 9.63 |
| Net Profit | -44.20 | -30.72 | 10.78 | 24.53 | 29.80 |
| EPS | -43.51 | -28.36 | 12.78 | 25.24 | 30.00 |
| Book Value | -- | -- | 33.05 | 38.10 | 27.64 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 33.23 | 30.51 | 27.84 | 34.42 | 33.06 |
| Net Margin
| -- | -- | 26.89 | -- | -- |
| Return on equity
| 31.72 | 28.22 | 27.03 | 29.25 | 32.28 |
| Return on Capital
| 27.41 | 24.49 | -- | 26.15 | 28.24 |
| Return on Assets
| 9.42 | 8.69 | 4.91 | 9.22 | 9.58 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.11 | 0.12 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
26.15
|
28.24
|
27.86
|
18.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
27.03
Higher than Peers by 12.41
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
27.03
|
29.25
|
32.28
|
33.63
|
22.03
|
|
Peer Median
|
14.62
|
--
|
--
|
--
|
--
|
ROA
4.91
Higher than Peers by 1.92
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
4.91
|
9.22
|
9.58
|
9.45
|
6.67
|
|
Peer Median
|
2.99
|
--
|
--
|
--
|
--
|
EBIT Margin
27.84
Higher than Peers by 15.09
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
27.84
|
34.42
|
33.06
|
32.20
|
23.83
|
|
Peer Median
|
12.75
|
--
|
--
|
--
|
--
|
Net Margin
26.89
Higher than Peers by 16.12
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
26.89
|
26.87
|
26.13
|
25.16
|
18.97
|
|
Peer Median
|
10.77
|
--
|
--
|
--
|
--
|
Revenue Growth
8.35
Lower than Peers by 1.35
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
8.35
|
0.18
|
0.30
|
0.46
|
0.28
|
|
Peer Median
|
9.69
|
--
|
--
|
--
|
--
|
EBIT Growth
10.18
Lower than Peers by 4.24
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
10.18
|
22.88
|
33.10
|
97.31
|
5.30
|
|
Peer Median
|
14.42
|
--
|
--
|
--
|
--
|
Net Profit Growth
10.78
Lower than Peers by 21.38
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
10.78
|
21.40
|
34.65
|
93.63
|
4.23
|
|
Peer Median
|
32.16
|
--
|
--
|
--
|
--
|
EPS Growth
12.78
Lower than Peers by 18.88
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
12.78
|
0.22
|
0.35
|
0.93
|
0.04
|
|
Peer Median
|
31.66
|
--
|
--
|
--
|
--
|
Book Value Growth
6.39
Lower than Peers by 7.18
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
6.39
|
--
|
--
|
--
|
--
|
|
Peer Median
|
13.57
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
0.11
|
0.12
|
0.17
|
0.26
|
|
Peer Median
|
0.23
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
0.03
|
0.01
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.45
Lower than Peers by 0.67
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
1.45
|
0.84
|
1.31
|
1.33
|
1.30
|
|
Peer Median
|
2.11
|
--
|
--
|
--
|
--
|
Quick Ratio
1.45
Lower than Peers by 1.41
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
1.45
|
--
|
--
|
2.63
|
1.48
|
|
Peer Median
|
2.85
|
--
|
--
|
--
|
--
|
Interest Coverage
52.84
Higher than Peers by 36.63
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
52.84
|
60.58
|
51.79
|
38.28
|
46.65
|
|
Peer Median
|
16.21
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
29.68
Higher than Peers by 0.20
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
29.68
|
29.34
|
31.83
|
33.71
|
40.61
|
|
Peer Median
|
29.48
|
--
|
--
|
--
|
--
|
Asset Turnover
0.18
Lower than Peers by 0.08
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
0.18
|
0.34
|
0.37
|
0.38
|
0.35
|
|
Peer Median
|
0.26
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
102.83
|
105.61
|
112.37
|
118.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
--
|
-1,302.66
|
-912.01
|
-179.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
40.97
|
38.58
|
39.88
|
34.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
--
|
-1,235.63
|
-839.52
|
-95.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
15.85
Higher than Peers by 4.75
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
15.85
|
17.99
|
26.16
|
25.35
|
38.14
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
Price / Book Value
3.80
Higher than Peers by 2.07
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
3.80
|
4.62
|
7.31
|
7.19
|
8.14
|
|
Peer Median
|
1.73
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.19
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
10.15
|
13.91
|
12.95
|
21.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
8,898
Higher than Peers by 8,240
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
8,898
|
--
|
--
|
--
|
--
|
|
Peer Median
|
658
|
--
|
--
|
--
|
--
|