Kinsale Capital Group Inc (KNSL) Key Ratios
$334.26
As on 06-Oct-2026 13:42EDT
Market cap
$7,620 Mln
Revenue (TTM)
$1,996 Mln
P/E Ratio
13.6
P/B Ratio
3.8
Div. Yield
0.3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 17.53 | 16.75 | 15.82 | 24.92 | 29.26 |
| EBIT | 56.22 | 30.60 | 57.98 | 7.84 | 20.62 |
| Net Profit | 56.26 | 31.13 | 27.32 | 35.45 | 36.32 |
| EPS | 58.12 | 34.04 | 28.81 | 35.83 | 36.32 |
| Book Value | -- | -- | 33.05 | 38.10 | 27.64 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 33.23 | 30.51 | 36.33 | 34.42 | 33.06 |
| Net Margin
| -- | -- | 28.49 | -- | -- |
| Return on equity
| 31.72 | 28.22 | 28.47 | 29.25 | 32.28 |
| Return on Capital
| 27.41 | 24.49 | -- | 26.15 | 28.24 |
| Return on Assets
| 9.42 | 8.69 | 7.50 | 9.22 | 9.58 |
| Debt to Equity (x)
| -- | -- | 0.09 | 0.11 | 0.12 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
26.15
|
28.24
|
27.86
|
18.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
28.47
Higher than Peers by 13.90
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
28.47
|
29.25
|
32.28
|
33.63
|
22.03
|
|
Peer Median
|
14.57
|
--
|
--
|
--
|
--
|
ROA
7.50
Higher than Peers by 4.55
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
7.50
|
9.22
|
9.58
|
9.45
|
6.67
|
|
Peer Median
|
2.96
|
--
|
--
|
--
|
--
|
EBIT Margin
36.33
Higher than Peers by 23.59
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
36.33
|
34.42
|
33.06
|
32.20
|
23.83
|
|
Peer Median
|
12.75
|
--
|
--
|
--
|
--
|
Net Margin
28.49
Higher than Peers by 17.78
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
28.49
|
26.87
|
26.13
|
25.16
|
18.97
|
|
Peer Median
|
10.71
|
--
|
--
|
--
|
--
|
Revenue Growth
15.82
Higher than Peers by 6.04
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
15.82
|
0.18
|
0.30
|
0.46
|
0.28
|
|
Peer Median
|
9.78
|
--
|
--
|
--
|
--
|
EBIT Growth
57.98
Higher than Peers by 41.74
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
57.98
|
22.88
|
33.10
|
97.31
|
5.30
|
|
Peer Median
|
16.25
|
--
|
--
|
--
|
--
|
Net Profit Growth
27.32
Lower than Peers by 5.30
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
27.32
|
21.40
|
34.65
|
93.63
|
4.23
|
|
Peer Median
|
32.62
|
--
|
--
|
--
|
--
|
EPS Growth
28.81
Lower than Peers by 3.19
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
28.81
|
0.22
|
0.35
|
0.93
|
0.04
|
|
Peer Median
|
32.00
|
--
|
--
|
--
|
--
|
Book Value Growth
20.77
Higher than Peers by 6.93
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
20.77
|
--
|
--
|
--
|
--
|
|
Peer Median
|
13.83
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.09
Lower than Peers by 0.15
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
0.09
|
0.11
|
0.12
|
0.17
|
0.26
|
|
Peer Median
|
0.24
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
0.03
|
0.01
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.41
Lower than Peers by 1.77
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
0.41
|
0.84
|
1.31
|
1.33
|
1.30
|
|
Peer Median
|
2.18
|
--
|
--
|
--
|
--
|
Quick Ratio
0.41
Lower than Peers by 2.58
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
0.41
|
--
|
--
|
2.63
|
1.48
|
|
Peer Median
|
2.99
|
--
|
--
|
--
|
--
|
Interest Coverage
60.23
Higher than Peers by 44.23
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
60.23
|
60.58
|
51.79
|
38.28
|
46.65
|
|
Peer Median
|
16.00
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
7.42
Lower than Peers by 22.11
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
7.42
|
29.34
|
31.83
|
33.71
|
40.61
|
|
Peer Median
|
29.52
|
--
|
--
|
--
|
--
|
Asset Turnover
0.26
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
0.26
|
0.34
|
0.37
|
0.38
|
0.35
|
|
Peer Median
|
0.26
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
102.83
|
105.61
|
112.37
|
118.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
--
|
-1,302.66
|
-912.01
|
-179.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
40.97
|
38.58
|
39.88
|
34.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
--
|
-1,235.63
|
-839.52
|
-95.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
13.57
Higher than Peers by 3.19
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
13.57
|
17.99
|
26.16
|
25.35
|
38.14
|
|
Peer Median
|
10.38
|
--
|
--
|
--
|
--
|
Price / Book Value
3.80
Higher than Peers by 2.23
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
3.80
|
4.62
|
7.31
|
7.19
|
8.14
|
|
Peer Median
|
1.56
|
--
|
--
|
--
|
--
|
Dividend Yield
0.26
Lower than Peers by 1.59
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
0.26
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.85
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
--
|
10.15
|
13.91
|
12.95
|
21.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
7,620
Higher than Peers by 6,998
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Kinsale Capital Group Inc (KNSL)
|
7,620
|
--
|
--
|
--
|
--
|
|
Peer Median
|
622
|
--
|
--
|
--
|
--
|