Kinsale Capital Group Inc (KNSL) Key Ratios

Stock Card

$379.28

$-3.70 (-0.97%)

As on 04-Sep-2026 13:42EDT

Market cap

$8,724 Mln

Revenue (TTM)

$1,996 Mln

P/E Ratio

15.3

P/B Ratio

4.2

Div. Yield

0.2 %

Key Ratios and Highlights

Growth Score (%)	Quarterly		Annual (TTM)
Particulars	QoQ	YoY	1-Year	3-Years	5-Years
Revenue	17.53	16.75	15.82	24.92	29.26
EBIT	--	--	-38.30	-32.50	-8.94
Net Profit	56.26	31.13	27.32	35.45	36.32
EPS	58.12	34.04	28.81	35.83	36.32
Book Value	--	--	33.05	38.10	27.64

Key Ratios (%)	Average		Annual (TTM)
Particulars	3-Years	5-Years	TTM	Dec-25	Dec-24
EBIT-Margin	33.23	30.51	8.91	34.42	33.06
Net Margin	--	--	28.49	--	--
Return on equity	31.72	28.22	28.47	29.25	32.28
Return on Capital	27.41	24.49	--	26.15	28.24
Return on Assets	9.42	8.69	7.50	9.22	9.58
Debt to Equity (x)	--	--	0.09	0.11	0.12

Profitability

View Detailed Peer Comparison

ROCE

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	--	26.15	28.24	27.86	18.44	21.75
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROE

28.47

Higher than Peers by 13.90

Profit after tax / Average Net worth * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	28.47	29.25	32.28	33.63	22.03	23.94
Peer Median	14.57	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROA

7.50

Higher than Peers by 4.55

Profit after tax / Average Total assets * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	7.50	9.22	9.58	9.45	6.67	8.55
Peer Median	2.96	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Margin

8.91

Lower than Peers by 3.47

Operating profit (EBIT) / Net Sales * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	8.91	34.42	33.06	32.20	23.83	29.04
Peer Median	12.38	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Margin

28.49

Higher than Peers by 17.78

Net profit / Total Income (Net sales plus other income) * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	28.49	26.87	26.13	25.16	18.97	23.36
Peer Median	10.71	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

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Revenue Growth

15.82

Higher than Peers by 6.04

Year on year growth in net sales

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	15.82	0.18	0.30	0.46	0.28	0.42
Peer Median	9.78	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Growth

-38.30

Lower than Peers by 52.34

Year on year growth in operating profit (EBIT)

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	-38.30	22.88	33.10	97.31	5.30	88.70
Peer Median	14.04	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Profit Growth

27.32

Lower than Peers by 5.30

Year on year growth in profit after tax

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	27.32	21.40	34.65	93.63	4.23	72.65
Peer Median	32.62	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EPS Growth

28.81

Lower than Peers by 3.19

Year on year growth in earnings per share

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	28.81	0.22	0.35	0.93	0.04	0.73
Peer Median	32.00	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Book Value Growth

20.77

Higher than Peers by 6.93

Year on year growth in book value per share

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	20.77	--	--	--	--	--
Peer Median	13.83	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

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Debt to Equity

0.09

Lower than Peers by 0.15

Total debt / Net worth

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	0.09	0.11	0.12	0.17	0.26	0.12
Peer Median	0.24	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Short term debt to equity ratio

(Short term borrowings / Net worth)

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	--	0.03	0.01	--	--	0.06
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Current Ratio

0.41

Lower than Peers by 1.79

Current Assets / Current Liabilities and Provisions

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	0.41	0.84	1.31	1.33	1.30	1.33
Peer Median	2.19	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Quick Ratio

0.41

Lower than Peers by 2.59

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	0.41	--	--	2.63	1.48	1.49
Peer Median	3.00	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Interest Coverage

60.23

Higher than Peers by 44.23

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	60.23	60.58	51.79	38.28	46.65	190.94
Peer Median	16.00	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

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Debtors to sales

7.42

Lower than Peers by 22.11

Debtors outstanding / Net Sales * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	7.42	29.34	31.83	33.71	40.61	30.86
Peer Median	29.52	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Asset Turnover

0.26

Higher than Peers by 0.00

Sales / Average Total Assets

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	0.26	0.34	0.37	0.38	0.35	0.37
Peer Median	0.26	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Receivable days

Average Debtors / Sales * 365

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	--	102.83	105.61	112.37	118.07	95.99
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Inventory Days

Average Inventory / Sales * 365

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	--	--	-1,302.66	-912.01	-179.38	-166.51
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Payable days

Average Creditors / Cost of goods sold * 365

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	--	40.97	38.58	39.88	34.01	30.17
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Cash Conversion Cycle

Receivable Days + Inventory Days - Payable Days

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	--	--	-1,235.63	-839.52	-95.32	-100.69
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

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Price / Earnings

15.29

Higher than Peers by 4.42

Current share price divided by earning per share in the last twelve months

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	15.29	17.99	26.16	25.35	38.14	35.97
Peer Median	10.87	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Price / Book Value

4.22

Higher than Peers by 2.54

Current share price divided by book value per share in the latest financial year

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	4.22	4.62	7.31	7.19	8.14	7.85
Peer Median	1.67	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Dividend Yield

0.22

Lower than Peers by 1.43

Dividend per share in the past twelve months divided by current share price

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	0.22	--	--	--	--	--
Peer Median	1.65	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EV/EBITDA

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	--	10.15	13.91	12.95	21.26	21.15
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Market Cap

8,724

Higher than Peers by 8,049

Current Share price multiplied by latest total number of shares outstanding

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Kinsale Capital Group Inc (KNSL)	8,724	--	--	--	--	--
Peer Median	675	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly