Market cap
$332 Mln
Revenue (TTM)
$587 Mln
P/E Ratio
25.1
P/B Ratio
0
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 1.41 | 14.97 | 16.91 | 6.45 | 10.96 |
| EBIT | 7.91 | 26.08 | 0.84 | -13.77 | -0.11 |
| Net Profit | -0.78 | 293.82 | 19.35 | 6.59 | 11.62 |
| EPS | -1.61 | 292.84 | 3.79 | -30.99 | -9.37 |
| Book Value | -- | -- | -- | -- | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 12.32 | 13.87 | 9.22 | 10.09 | 13.07 |
| Net Margin
| -- | 6.00 | 2.34 | -- | -- |
| Return on equity
| -45.62 | -37.03 | -- | -56.46 | -44.59 |
| Return on Capital
| 8.20 | 10.25 | -- | 5.21 | 8.23 |
| Return on Assets
| 6.06 | 7.41 | 2.87 | 3.97 | 6.07 |
| Debt to Equity (x)
| -- | -- | -22.85 | -19.47 | -8.13 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
--
|
5.21
|
8.23
|
11.17
|
18.46
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
--
--
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
--
|
-56.46
|
-44.59
|
-35.80
|
-35.98
|
|
Peer Median
|
11.59
|
--
|
--
|
--
|
--
|
ROA
2.87
Higher than Peers by 1.18
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
2.87
|
3.97
|
6.07
|
8.13
|
12.94
|
|
Peer Median
|
1.68
|
--
|
--
|
--
|
--
|
EBIT Margin
9.22
Lower than Peers by 8.76
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
9.22
|
10.09
|
13.07
|
13.81
|
16.56
|
|
Peer Median
|
17.98
|
--
|
--
|
--
|
--
|
Net Margin
2.34
Lower than Peers by 7.05
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
2.34
|
2.75
|
4.06
|
5.40
|
7.69
|
|
Peer Median
|
9.39
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
16.91
Higher than Peers by 0.65
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
16.91
|
0.13
|
0.08
|
-0.07
|
0.27
|
|
Peer Median
|
16.26
|
--
|
--
|
--
|
--
|
EBIT Growth
0.84
Lower than Peers by 23.30
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
0.84
|
-12.66
|
2.31
|
-22.08
|
32.45
|
|
Peer Median
|
24.14
|
--
|
--
|
--
|
--
|
Net Profit Growth
19.35
Higher than Peers by 3.77
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
19.35
|
-23.42
|
-18.61
|
-34.36
|
129.22
|
|
Peer Median
|
15.58
|
--
|
--
|
--
|
--
|
EPS Growth
3.79
Lower than Peers by 13.74
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
3.79
|
-0.23
|
-0.20
|
-0.34
|
1.29
|
|
Peer Median
|
17.53
|
--
|
--
|
--
|
--
|
Book Value Growth
60.57
Higher than Peers by 52.36
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
60.57
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.21
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
-22.85
Lower than Peers by 24.03
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
-22.85
|
-19.47
|
-8.13
|
-5.24
|
-3.55
|
|
Peer Median
|
1.18
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
-1.14
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
-1.14
|
-0.72
|
-0.25
|
-0.14
|
-0.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
2.09
Lower than Peers by 0.46
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
2.09
|
2.44
|
2.69
|
3.34
|
2.46
|
|
Peer Median
|
2.55
|
--
|
--
|
--
|
--
|
Quick Ratio
1.39
Lower than Peers by 0.87
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
1.39
|
1.58
|
1.72
|
1.92
|
1.46
|
|
Peer Median
|
2.25
|
--
|
--
|
--
|
--
|
Interest Coverage
1.68
Lower than Peers by 0.07
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
1.68
|
1.69
|
1.84
|
2.28
|
2.66
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
15.05
Lower than Peers by 3.80
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
15.05
|
17.56
|
17.79
|
16.58
|
16.94
|
|
Peer Median
|
18.84
|
--
|
--
|
--
|
--
|
Asset Turnover
1.22
Higher than Peers by 1.07
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
1.22
|
1.44
|
1.49
|
1.51
|
1.68
|
|
Peer Median
|
0.15
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
--
|
60.79
|
60.50
|
63.39
|
54.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
--
|
70.86
|
84.56
|
87.81
|
76.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
--
|
21.48
|
17.07
|
23.49
|
30.94
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
--
|
110.17
|
127.99
|
127.72
|
100.56
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
25.07
Higher than Peers by 9.95
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
25.07
|
11.62
|
18.26
|
9.43
|
11.66
|
|
Peer Median
|
15.12
|
--
|
--
|
--
|
--
|
Price / Book Value
--
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
--
|
-10.02
|
-10.01
|
-4.35
|
-5.19
|
|
Peer Median
|
1.82
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.04
|
--
|
--
|
--
|
--
|
EV/EBITDA
7.37
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
7.37
|
6.33
|
7.73
|
6.29
|
7.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
332
Lower than Peers by 176
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CPI Card Group Inc (PMTS)
|
332
|
--
|
--
|
--
|
--
|
|
Peer Median
|
509
|
--
|
--
|
--
|
--
|